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TRUST MD

Active
Private limited companyfounded 2022active for 4 yearsGemeentehuisstraat 42A, 1740 Ternat, BelgiumKBO/BCE: BE 0784.990.415
Summary

The computed 12-month bankruptcy probability of TRUST MD is 2.0% (moderate). The 2025 annual accounts show equity of €33,509 and a net result of €4,820. Equity has been growing by about 30% per year since 2022. Its solvency ranks better than 61% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-04-2022 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.330.457.365 1740 Ternat, since 20-04-2022
Financial year end
31 December
Peppol
Reachable since 30-01-2026

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€15,915
▼ 29.9%
Turnover
≈ €200,000
estimated
Profit
€4,820
▼ 37.1%
Equity
€33,509
▲ 16.8%
Total assets
€68,201
▼ 3.1%
  • 2025 accounts filed 21 days after the deadline
Score breakdownraises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €68,201lowers riskLiquidity: current ratio 1.63, cash €10,690Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 54% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 74+8
equity 49.1% of total assets
Liquidity 44+15
short-term debt 50.9% · cash 15.7%
Profitability 78-4
return on assets 7.1%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 4.6% 01-2025: 4.6%● unchanged vs 12-2024 02-2025: 4.6%● unchanged vs 01-2025 03-2025: 5.0%▲ +0.4 percentage points vs 02-2025 04-2025: 5.0%● unchanged vs 03-2025 05-2025: 5.0%● unchanged vs 04-2025 06-2025: 4.9%▼ -0.1 percentage points vs 05-2025 07-2025: 5.0%▲ +0.1 percentage points vs 06-2025 08-2025: 5.9%▲ +0.9 percentage points vs 07-2025highest value 09-2025: 4.7%▼ -1.2 percentage points vs 08-2025 10-2025: 4.7%● unchanged vs 09-2025 11-2025: 4.7%● unchanged vs 10-2025 12-2025: 4.1%▼ -0.6 percentage points vs 11-2025 01-2026: 4.0%▼ -0.1 percentage points vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 4.0%● unchanged vs 02-2026 04-2026: 4.0%● unchanged vs 03-2026 05-2026: 4.1%▲ +0.1 percentage points vs 04-2026 06-2026: 4.1%● unchanged vs 05-2026 07-2026: 4.2%▲ +0.1 percentage points vs 06-2026 08-2026: 4.9%▲ +0.7 percentage points vs 07-2026 09-2026: 2.0%▼ -2.9 percentage points vs 08-2026lowest value 10-2026: 2.0%● unchanged vs 09-2026lowest value 11-2026: 2.0%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.63 (1.55 in 2024), above the usual 1.5. Short-term debt is 50.9% and cash 15.7% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 57% of them on solvency, 42% on liquidity, 57% on profitability and 61% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €68,201
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.63, cash €10,690
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
21 days late
2024
11 days late
2023
45 days late
2022
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 13 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed IncorporationAppointment: HANGANU Nicolae (director)
All 6 events

Comparable companies

These companies have the same main activity as TRUST MD: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €62,000 and €75,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
TRUST MD Ternat€68,201€15,915
CUMI BUILDING Sint-Pieters-Leeuw€74,966€17,092
PRO RENO-CONCEPT Zaventem€64,161€18,288
EMBRACOM Kapelle-op-den-Bos€68,539€16,992
D.S. GIPS Tervuren€63,355€18,932
BRICO-SERVICES-HOME Overijse€72,118€15,227
KM Home Sint-Pieters-Leeuw€62,006€17,313
Full comparison

Key facts about TRUST MD

What is the company number of TRUST MD?
The company number of TRUST MD is 0784.990.415. The VAT number is the same number with BE in front: BE 0784.990.415.
Where is TRUST MD based?
The registered office is at Gemeentehuisstraat 42A, 1740 Ternat.Company details
What does TRUST MD do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of TRUST MD?
The legal form of TRUST MD is Private limited company (BV).
When was TRUST MD founded?
TRUST MD was founded on 20-04-2022.
Is TRUST MD still active?
Yes, TRUST MD is an active enterprise in the KBO register.
What is the turnover of TRUST MD?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €15,915 and 73 comparable companies (NACE 41001). It probably lies between €91,000 and €380,000. It is a rough estimate. In financial year 2023 turnover was €522,723.Financials
Is TRUST MD profitable?
In financial year 2025, TRUST MD made a profit of €4,820.
Where can I find the annual accounts of TRUST MD?
TRUST MD filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TRUST MD due?
TRUST MD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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