EMBRACOM
ActiveSummary
The computed 12-month bankruptcy probability of EMBRACOM is 2.0% (moderate). The 2025 annual accounts show equity of €18k and a net result of €15k. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 7500 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency52▼-48
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.36 against 4.46 in 2024; short-term debt: 73.5% and cash: 1.2% of total assets), and 73.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.5%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
43 d late
2023
47 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 53.3%
2024 · €39k
2022: €7klowest in 4 years
2023: €22k▲ +230% vs 2022
2024: €39k▲ +75.0% vs 2023highest in 4 years
2025: €18k▼ -53.3% vs 2024
2022 → 2025
Total assets
€69k▲ 36.6%
2024 · €50k
2022: €9klowest in 4 years
2023: €32k▲ +232% vs 2022
2024: €50k▲ +59.1% vs 2023
2025: €69k▲ +36.6% vs 2024highest in 4 years
2022 → 2025
Net result
€15k▼ 11.0%
2024 · €17k
2022: €7klowest in 4 years
2023: €16k▲ +130% vs 2022
2024: €17k▲ +7.5% vs 2023highest in 4 years
2025: €15k▼ -11.0% vs 2024
2022 → 2025
Working capital
€18k▼ 53.3%
2024 · €39k
2022: €7klowest in 4 years
2023: €22k▲ +230% vs 2022
2024: €39k▲ +75.0% vs 2023highest in 4 years
2025: €18k▼ -53.3% vs 2024
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€22k▲ 230%€39k▲ 75.0%€18k▼ 53.3%
2022: €7klowest in 4 years
2023: €22k▲ +230% vs 2022
2024: €39k▲ +75.0% vs 2023highest in 4 years
2025: €18k▼ -53.3% vs 2024
Operating result€8k-€19k▲ 128%€19k▲ 3.2%€16k▼ 15.2%
2022: €8klowest in 4 years
2023: €19k▲ +128% vs 2022
2024: €19k▲ +3.2% vs 2023highest in 4 years
2025: €16k▼ -15.2% vs 2024
Net result€7k-€16k▲ 130%€17k▲ 7.5%€15k▼ 11.0%
2022: €7klowest in 4 years
2023: €16k▲ +130% vs 2022
2024: €17k▲ +7.5% vs 2023highest in 4 years
2025: €15k▼ -11.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €69k
Equity
€18k ▼ 53.3%
Debt
€50k ▲ 347%
Debt's share of the balance-sheet total rises from 22.4% to 73.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.36▼
2024 · 4.46
Debt to equity
2.77▲
2024 · 0.29
ROE
81.6%▲
2024 · 42.8%
ROA
21.7%▼
2024 · 33.2%
Debt ≤ 1 year
€50k▲
2024 · €11k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€50k€69k▲
Current assets29/58€50k€69k▲
Amounts receivable within one year40/41€50k€68k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€48k€64k▲
Cash at bank and in hand54/58€396€824▲
Equity and liabilities
Total equity and liabilities10/49€50k€69k▲
Equity10/15€39k€18k▼
Contributions10/11-€1k
Profit (loss) carried forward14€39k€17k▼
Amounts payable17/49€11k€50k▲
Amounts payable within one year42/48€11k€50k▲
Trade debts44€895€2k▲
Suppliers440/4€895€2k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€8k€8k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48-€37k
Income statement
Code20242025
Other operating charges640/8€384€787▲
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€19k€16k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€5€128▲
Recurring financial charges65€5€128▲
Profit (loss) for the period before taxes9903€21k€19k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€17k€15k▼
Profit (loss) for the period to be appropriated9905€17k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€54k▲
Profit (loss) brought forward from the previous period14P€22k€39k▲
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €695 | €100 | €384 | €787 | ▲ 105% |
| Gross operating margin9900 | €9k | €19k | €20k | €17k | ▼ 12.9% |
| Operating profit (loss)9901 | €8k | €19k | €19k | €16k | ▼ 15.2% |
| Financial income75/76B | €465 | €896 | €2k | €3k | ▲ 52.7% |
| Recurring financial income75 | €465 | €896 | €2k | €3k | ▲ 52.7% |
| Financial charges65/66B | - | €2 | €5 | €128 | ▲ 2,251% |
| Recurring financial charges65 | - | €2 | €5 | €128 | ▲ 2,251% |
| Profit (loss) for the period before taxes9903 | €9k | €19k | €21k | €19k | ▼ 9.9% |
| Income taxes67/77 | €2k | €4k | €4k | €4k | ▼ 5.5% |
| Profit (loss) for the period9904 | €7k | €16k | €17k | €15k | ▼ 11.0% |
| Profit (loss) for the period to be appropriated9905 | €7k | €16k | €17k | €15k | ▼ 11.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €9k | €32k | €50k | €69k | ▲ 36.6% |
| Current assets29/58 | €9k | €32k | €50k | €69k | ▲ 36.6% |
| Amounts receivable within one year40/41 | €9k | €30k | €50k | €68k | ▲ 36.0% |
| Trade receivables40 | €1k | €2k | €2k | €3k | ▲ 70.1% |
| Other amounts receivable41 | €7k | €28k | €48k | €64k | ▲ 34.6% |
| Cash at bank and in hand54/58 | €954 | €1k | €396 | €824 | ▲ 108% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €9k | €32k | €50k | €69k | ▲ 36.6% |
| Equity10/15 | €7k | €22k | €39k | €18k | ▼ 53.3% |
| Contributions10/11 | - | - | - | €1k | - |
| Profit (loss) carried forward14 | €7k | €22k | €39k | €17k | ▼ 55.9% |
| Amounts payable17/49 | €3k | €9k | €11k | €50k | ▲ 347% |
| Amounts payable within one year42/48 | €3k | €9k | €11k | €50k | ▲ 347% |
| Trade debts44 | €900 | €4k | €895 | €2k | ▲ 178% |
| Suppliers440/4 | €900 | €4k | €895 | €2k | ▲ 178% |
| Taxes, remuneration and social security45 | €2k | €6k | €10k | €11k | ▲ 8.9% |
| Taxes450/3 | €2k | €6k | €8k | €8k | ▲ 1.6% |
| Remuneration and social security454/9 | - | - | €2k | €3k | ▲ 36.4% |
| Other amounts payable47/48 | - | - | - | €37k | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €16k | €17k | €15k | ▼ 11.0% |
| Operating cash flow (approximation) | €7k | €16k | €17k | €15k | ▼ 11.0% |
| Change in cash | - | €478 | €-1k | €428 | ▲ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
31-12
Financial
Highest result since 2022net €17k ▲7.5%
Operating result €19k, net result €17k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 2021
Ground area
1,036 m²
Building footprint
202 m²
Parcel 23039A0276/00L004, Flanders. Linked by address, not a title deed.
1 establishment unit
EMBRACOM
since 20212.322.606.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23039A0276/00L004 | Flanders | 1,036 m² | 1 · 202 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 11,290 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43331Floor and wall tiling
43350Other building finishing work
Contact
E-mail
age-be@hotmail.com
E-mail
embracom.be@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.