Financials
- Financial year
- 2025
- Total assets
- €30,784
- Loss
- -€1,146
- Solvency
- 6.0%
JYVALAGO IMMO
ActiveSummary
The computed 12-month bankruptcy probability of JYVALAGO IMMO is 7.6% (elevated). The 2025 annual accounts show equity of €1,854 and a net result of -€1,146. Its solvency ranks better than 16% of 9,217 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€30,784total assets 2025
- Equity
- €1,854
- Loss
- -€1,146
Turnover not published (micro format)
Structure
Accounts filed 27 days late
Why 32raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOlowers riskFigures for financial year 2025 (filed 27-08-2026)Show the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 16% of its sector peers (NACE 41, micro)
Financial strength
Weak
Solvency
31
equity 6.0% of total assets
Liquidity
15
short-term debt 94.0% · cash 12.3%
Profitability
28
return on assets -3.7%
Bankruptcy probability, 12 months
7.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%lowest value
06-2026: 3.6%● unchanged vs 05-2026lowest value
07-2026: 6.8%▲ +3.2 percentage points vs 06-2026
08-2026: 12.3%▲ +5.5 percentage points vs 07-2026highest value
09-2026: 7.4%▼ -4.9 percentage points vs 08-2026
10-2026: 7.6%▲ +0.2 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.06, below the usual 1.5; short-term debt: 94% and cash: 12.3% of total assets), and 94% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 15% on solvency, 13% on liquidity and 19% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9217 sector peers (2025).
NBB · sector comparisonPosition among 9217 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Address struckLozenberg 1 1932 L’adresse du…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- 05-05-2025Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 30-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Annual meeting
- Last Friday of June at 18:00
- Statutory auditor
- No statutory auditor
Go further with this company
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