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EMLA COLLECTIEF

Active
Private limited companyfounded 2025active for 1 yearMoestuinstraat 5, 2800 Mechelen, BelgiumKBO/BCE: BE 1023.473.130
Summary

The computed 12-month bankruptcy probability of EMLA COLLECTIEF is 5.3% (elevated). The 2025 annual accounts show equity of €3,586 and a net result of -€11,414. Its solvency ranks better than 19% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-05-2025 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.374.750.238 2800 Mechelen, since 19-05-2025
Financial year end
31 December
Peppol
Reachable since 19-01-2026

Board and ownership

Board

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Annual accounts 2025
Gross margin
-€8,210
Loss
€11,414
Equity
€3,586
Total assets
€35,214
  • 2025 accounts filed 60 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2025Last filed accounts filed 60 days late; 1 of the last 3 accounts lateEquity €3,586 (10.2% of total assets)Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 13% of micro companies in construction of buildings (NACE 41)
Financial strength
Weak
Solvency 35
equity 10.2% of total assets
Liquidity 17
short-term debt 89.8% · cash 13.5%
Profitability 0
return on assets -32.4%
Bankruptcy probability within 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 06-2026: 3.6%lowest value 07-2026: 3.6%● unchanged vs 06-2026lowest value 08-2026: 3.8%▲ +0.2 percentage points vs 07-2026 09-2026: 4.1%▲ +0.3 percentage points vs 08-2026 10-2026: 5.3%▲ +1.2 percentage points vs 09-2026highest value 11-2026: 5.3%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.19, below 1. Short-term debt is 89.8% and cash 13.5% of total assets. 89.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 18% of them on solvency, 14% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Equity €3,586 (10.2% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9394 sector peers (2025).
NBB · sector comparison
Position among 9394 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
60 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Lower net result than 87% of companies in construction of buildingssector median €8,554 · 9,384 companies -€11,414 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €15,000 · Appointment: GOOVAERTS Jens (director)
All 2 events

Comparable companies

These companies have the same main activity as EMLA COLLECTIEF: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €30,800 and €39,600, founded between 2024 and 2025.

CompanyTotal assetsGross margin
EMLA COLLECTIEF Mechelen€35,214-€8,210
NDK Floors Wuustwezel€33,117-€5,244
Verhoeven Projecten Rijkevorsel€39,619-€2,727
ZYS WONINGBOUW Kortenaken€34,524-€1,580
PFTuinwerken Sint-Truiden€35,810€832
BK Building Vastgoed Zuienkerke€38,964-€4,083
JYVALAGO IMMO Grimbergen€30,784-€1,096
Full comparison

Key facts about EMLA COLLECTIEF

What is the company number of EMLA COLLECTIEF?
The company number of EMLA COLLECTIEF is 1023.473.130. The VAT number is the same number with BE in front: BE 1023.473.130.
Where is EMLA COLLECTIEF based?
The registered office is at Moestuinstraat 5, 2800 Mechelen.Company details
What does EMLA COLLECTIEF do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of EMLA COLLECTIEF?
The legal form of EMLA COLLECTIEF is Private limited company (BV).
When was EMLA COLLECTIEF founded?
EMLA COLLECTIEF was founded on 19-05-2025.
Is EMLA COLLECTIEF still active?
Yes, EMLA COLLECTIEF is an active enterprise in the KBO register.
What is the turnover of EMLA COLLECTIEF?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is EMLA COLLECTIEF profitable?
In financial year 2025, EMLA COLLECTIEF made a loss of €11,414.
Where can I find the annual accounts of EMLA COLLECTIEF?
EMLA COLLECTIEF filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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