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PFTuinwerken

Active
Private limited companyfounded 20251 year activeMiddenlaan 1, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 1023.950.509
Summary

The computed 12-month bankruptcy probability of PFTuinwerken is 4.9% (elevated). The 2025 annual accounts show equity of €664 and a net result of €364. Its solvency ranks better than 13% of 5,488 sector peers (NACE 81, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Landscape service activities
NACE 81300General construction of residential buildings NACE 41001
1 site
Size
€35,810total assets 2025
Equity
€664
Profit
€364
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.9%
Structure
Accounts filed 61 days late1 of 2 deeds read
Why 35- Founded in 2025- Latest accounts 61 days late; 1 of the last 3 late- Liquidity: current ratio 1.01- Sector Services to buildings and landscape activities (NACE 81)Show the evidence

Checked score

Score 2025
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 10% of its sector peers (NACE 81, micro)
Financial strength
Weak
Solvency 27
equity 1.9% of total assets
Liquidity 0
short-term debt 98.1%
Profitability 40
return on assets 1.0%
Bankruptcy probability, 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,667 companies)
Last 24 months 07-2026: 2.0%lowest value 08-2026: 2.0%● unchanged vs 07-2026 09-2026: 2.4%▲ +0.4 percentage points vs 08-2026 10-2026: 4.9%▲ +2.5 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.01; short-term debt: 98.1% of total assets), and 98.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 12% on solvency, 1% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 1.01
NBB · annual accounts
raises risk · Sector Services to buildings and landscape activities (NACE 81)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 5488 sector peers (2025).
NBB · sector comparison
Position among 5488 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Philippe Tobac (non-statutory director)Director discharge

Key points

  • Caution: Among the weakest 13% on equitysector median €44,862 · 5,494 companies €664 View
  • Founded 16 months agofounded 03-06-2025 16 months View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • A director leftlatest change 20-01-2026 · 0 in office 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€35,810
Profit
€364
Solvency
1.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Landscape service activitiesNACE 81300
Founded
03-06-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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