Summary
JP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €84,993 and a net result of €21,145. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 2399 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
8 d early
2023
92 d early
2022
12 d early
2021
37 d early
2020
33 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Equity
€84,993▲ 33.1%
2024 · €63,848
Net result
€21,145▲ 37.1%
2024 · €15,422
Total assets
€162,067▲ 4.5%
2024 · €155,144
Solvency
52.4%▲ 11.3pp
2024 · 41.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,815€42,916▲ 13.5%€25,076▼ 41.6%€31,458▲ 25.5%€30,528▼ 3.0%
Net result€31,172€23,831▼ 23.6%€12,096▼ 49.2%€15,422▲ 27.5%€21,145▲ 37.1%
Equity€38,335▲ 435%€62,166▲ 62.2%€48,426▼ 22.1%€63,848▲ 31.8%€84,993▲ 33.1%
Total assets€92,288▲ 254%€108,870▲ 18.0%€102,400▼ 5.9%€155,144▲ 51.5%€162,067▲ 4.5%
Debt€53,953▲ 185%€46,705▼ 13.4%€53,974▲ 15.6%€91,296▲ 69.1%€77,075▼ 15.6%
Working capital€13,587€35,105▲ 158%€12,742▼ 63.7%-€20,787-€8,247▲ 60.3%
Solvency41.5%▲ 14.1pp57.1%▲ 15.6pp47.3%▼ 9.8pp41.2%▼ 6.1pp52.4%▲ 11.3pp
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162,067
Fixed assets
€117,751 ▼ 1.1%
Current assets
€44,316 ▲ 22.6%
Equity and liabilities €162,067
Equity
€84,993 ▲ 33.1%
Debt
€77,075 ▼ 15.6%
Debt's share of the balance-sheet total falls from 58.8% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
24.9%▲
2024 · 24.2%
ROA
13.0%▲
2024 · 9.9%
Debt ≤ 1 year
€52,563▼
2024 · €56,924
Debt > 1 year
€24,512▼
2024 · €34,373
Income taxes
€7,327▼
2024 · €13,352
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €330 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €352 | €421 | €1,511 | €1,677 | €1,256 | ▼ 25.1% |
| Other operating charges640/8 | €131 | €132 | €525 | €1,413 | €561 | ▼ 60.3% |
| Gross operating margin9900 | €38,628 | €43,470 | €27,113 | €34,548 | €32,344 | ▼ 6.4% |
| Operating profit (loss)9901 | €37,815 | €42,916 | €25,076 | €31,458 | €30,528 | ▼ 3.0% |
| Financial income75/76B | - | - | €171 | €746 | €990 | ▲ 32.7% |
| Recurring financial income75 | - | - | €171 | €746 | €990 | ▲ 32.7% |
| Financial charges65/66B | €962 | €643 | €541 | €3,431 | €3,046 | ▼ 11.2% |
| Recurring financial charges65 | €962 | €643 | €541 | €3,431 | €3,046 | ▼ 11.2% |
| Profit (loss) for the period before taxes9903 | €36,854 | €42,273 | €24,706 | €28,774 | €28,472 | ▼ 1.0% |
| Income taxes67/77 | €5,681 | €18,443 | €12,611 | €13,352 | €7,327 | ▼ 45.1% |
| Profit (loss) for the period9904 | €31,172 | €23,831 | €12,096 | €15,422 | €21,145 | ▲ 37.1% |
| Profit (loss) for the period to be appropriated9905 | €31,172 | €23,831 | €12,096 | €15,422 | €21,145 | ▲ 37.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92,288 | €108,870 | €102,400 | €155,144 | €162,067 | ▲ 4.5% |
| Fixed assets21/28 | €25,557 | €27,615 | €35,684 | €119,007 | €117,751 | ▼ 1.1% |
| Tangible fixed assets22/27 | €1,057 | €3,115 | €11,184 | €94,507 | €93,251 | ▼ 1.3% |
| Plant, machinery and equipment23 | - | €2,410 | €2,747 | €1,422 | €166 | ▼ 88.3% |
| Furniture and vehicles24 | €1,057 | €705 | €352 | €85,000 | €85,000 | = |
| Other tangible fixed assets26 | - | - | €8,085 | €8,085 | €8,085 | = |
| Financial fixed assets28 | €24,500 | €24,500 | €24,500 | €24,500 | €24,500 | = |
| Current assets29/58 | €66,731 | €81,255 | €66,716 | €36,137 | €44,316 | ▲ 22.6% |
| Amounts receivable within one year40/41 | €62,763 | €43,651 | €60,997 | €21,287 | €43,035 | ▲ 102% |
| Trade receivables40 | €62,763 | €43,651 | €53,056 | €1,607 | €19,388 | ▲ 1,107% |
| Other amounts receivable41 | - | - | €7,941 | €19,680 | €23,647 | ▲ 20.2% |
| Cash at bank and in hand54/58 | €3,968 | €37,604 | €4,122 | €13,767 | €793 | ▼ 94.2% |
| Deferred charges and accrued income490/1 | - | - | €1,597 | €1,083 | €487 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92,288 | €108,870 | €102,400 | €155,144 | €162,067 | ▲ 4.5% |
| Equity10/15 | €38,335 | €62,166 | €48,426 | €63,848 | €84,993 | ▲ 33.1% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €20,460 | €20,460 | = |
| Outside capital11 | €6,200 | €6,200 | €18,600 | €20,460 | €20,460 | = |
| Other1109/19 | €6,200 | €6,200 | €18,600 | €20,460 | €20,460 | = |
| Reserves13 | €32,135 | €55,966 | €29,826 | €43,388 | €64,533 | ▲ 48.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €30,275 | €54,106 | €27,966 | €43,388 | €64,533 | ▲ 48.7% |
| Amounts payable17/49 | €53,953 | €46,705 | €53,974 | €91,296 | €77,075 | ▼ 15.6% |
| Amounts payable after more than one year17 | - | - | - | €34,373 | €24,512 | ▼ 28.7% |
| Financial debts170/4 | - | - | - | €34,373 | €24,512 | ▼ 28.7% |
| Amounts payable within one year42/48 | €53,144 | €46,150 | €53,974 | €56,924 | €52,563 | ▼ 7.7% |
| Current portion of amounts payable after more than one year42 | - | €14,000 | €14,000 | €19,494 | €13,021 | ▼ 33.2% |
| Trade debts44 | €6,852 | €5,374 | €9,795 | €12,182 | €6,791 | ▼ 44.3% |
| Suppliers440/4 | €6,852 | €5,374 | €9,795 | €12,182 | €6,791 | ▼ 44.3% |
| Taxes, remuneration and social security45 | €19,466 | €23,136 | €15,179 | €10,247 | €15,051 | ▲ 46.9% |
| Taxes450/3 | €19,466 | €21,706 | €12,974 | €10,247 | €12,551 | ▲ 22.5% |
| Remuneration and social security454/9 | - | €1,430 | €2,205 | - | €2,500 | - |
| Other amounts payable47/48 | €26,827 | €3,640 | €15,000 | €15,000 | €17,700 | ▲ 18.0% |
| Accrued charges and deferred income492/3 | €809 | €554 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,172 | €23,831 | €12,096 | €15,422 | €21,145 | ▲ 37.1% |
| + Depreciation and write-downs630 | €352 | €421 | €1,511 | €1,677 | €1,256 | ▼ 25.1% |
| Operating cash flow (approximation) | €31,525 | €24,252 | €13,607 | €17,099 | €22,401 | ▲ 31.0% |
| Investment in fixed assets (approximation) | - | -€2,479 | -€9,580 | -€85,000 | €0 | ▲ 100% |
| Change in cash | - | €33,636 | -€33,482 | €9,645 | -€12,974 | ▼ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €31,172
Net result €31,172 after one loss-making year.
31-12
Financial
Liquidity times 135current ratio 1.26
Current ratio from 0.01 to 1.26.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€15,228
Net result drops to -€15,228, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Back to profitnet €16,288
Net result €16,288 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Ground area
8,690 m²
Building footprint
4,603 m²
Volume, LiDAR
32,790 m³
Parcel 12403E0854/00G003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
JP
since 20172.301.804.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0854/00G003 | Flanders | 8,690 m² | 1 · 4,603 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. 11,940 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.