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Private limited companyfounded 20179 yrs activeRue du Bac 12, 4620 Fléron, BelgiumKBO/BCE: BE 0677.967.345
Summary

HBBH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €30,080 and a net result of €7,297. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 22% of 8074 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
17 d early
2023
20 d early
2022
10 d early
2021
26 d late
2020
26 d late
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 6 July 2017, HBBH was incorporated.1 Total assets went from EUR 181,204 in 2018 to EUR 180,110 in 2025 and headcount from 0.5 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€30,080▲ 32.0%
2024 · €22,783
Net result
€7,297▲ 1,232%
2024 · €548
Total assets
€180,110▼ 10.6%
2024 · €201,493
Solvency
16.7%▲ 5.4pp
2024 · 11.3%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€0€0
Operating result€8,190▼ 19.5%€7,040▼ 14.0%€5,418▼ 23.0%€2,475▼ 54.3%€12,310▲ 397%
Net result€915▼ 67.6%€13▼ 98.6%€84▲ 568%€548▲ 555%€7,297▲ 1,232%
Equity€20,222▲ 0.6%€19,434▼ 3.9%€22,235▲ 14.4%€22,783▲ 2.5%€30,080▲ 32.0%
Total assets€182,590▲ 0.9%€181,482▼ 0.6%€183,676▲ 1.2%€201,493▲ 9.7%€180,110▼ 10.6%
Debt€162,368▲ 1.0%€162,048▼ 0.2%€161,441▼ 0.4%€178,711▲ 10.7%€150,030▼ 16.0%
Working capital-€114,718▼ 36.9%-€136,571▼ 19.0%-€149,805▼ 9.7%-€149,117▲ 0.5%-€141,820▲ 4.9%
Solvency11.1%=10.7%▼ 0.4pp12.1%▲ 1.4pp11.3%▼ 0.8pp16.7%▲ 5.4pp
Staff (FTE)1▲ 100%1=1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2021: €8,190€8,190Net result 2021: €915€915Operating result 2022: €7,040€7,040Net result 2022: €13€13Operating result 2023: €5,418€5,418Net result 2023: €84€84Operating result 2024: €2,475€2,475Net result 2024: €548€548Operating result 2025: €12,310€12,310Net result 2025: €7,297€7,29720212022202320242025€0€5,000€10,000Operating result 2023: €5,418€5,420Net result 2023: €84€84Operating result 2024: €2,475€2,470Net result 2024: €548€548Operating result 2025: €12,310€12,300Net result 2025: €7,297€7,300202320242025
The operating result recovers in 2025; 2025 is 397% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,110
Fixed assets €171,900 =
Current assets €8,210 ▼ 72.3%
Equity and liabilities €180,110
Equity €30,080 ▲ 32.0%
Debt €150,030 ▼ 16.0%
Debt's share of the balance-sheet total falls from 88.7% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
24.3%▲
2024 · 2.4%
ROA
4.1%▲
2024 · 0.3%
Debt ≤ 1 year
€150,030▼
2024 · €178,711
Income taxes
€3,906▲
2024 · €116
Staff costs
€21,685▲
2024 · €20,929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€201,493€180,110▼
Fixed assets21/28€171,900€171,900=
Financial fixed assets28€171,900€171,900=
Current assets29/58€29,593€8,210▼
Amounts receivable within one year40/41€22,100€3,950▼
Trade receivables40€22,100€3,950▼
Cash at bank and in hand54/58€4,521€1,483▼
Deferred charges and accrued income490/1€2,972€2,777▼
Equity and liabilities
Total equity and liabilities10/49€201,493€180,110▼
Equity10/15€22,783€30,080▲
Contributions10/11€18,550€18,550=
Reserves13€4,233€11,530▲
Non-distributable reserves130/1€229€229=
Reserves not available under the articles1311€229€229=
Distributable reserves133€4,003€11,300▲
Amounts payable17/49€178,711€150,030▼
Amounts payable within one year42/48€178,711€150,030▼
Trade debts44€3,191€4,319▲
Suppliers440/4€3,191€4,319▲
Taxes, remuneration and social security45€21,564€16,477▼
Taxes450/3€12,380€8,384▼
Remuneration and social security454/9€9,184€8,093▼
Other amounts payable47/48€153,956€129,234▼
Income statement Code20242025
Remuneration, social security and pensions62€20,929€21,685▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€140-
Other operating charges640/8€792€634▼
Gross operating margin9900€24,337€34,629▲
Operating profit (loss)9901€2,475€12,310▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€1,813€1,107▼
Recurring financial charges65€1,813€1,107▼
Profit (loss) for the period before taxes9903€663€11,203▲
Income taxes67/77€116€3,906▲
Profit (loss) for the period9904€548€7,297▲
Profit (loss) for the period to be appropriated9905€548€7,297▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,003€7,297▲
Profit (loss) brought forward from the previous period14P€3,456-
Transfer from equity791/2-€4,003
Transfer to equity691/2€4,003€11,300▲
To other reserves6921€4,003€11,300▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€0€0----
Goods, raw materials, services and sundry goods60/61€0€0----
Remuneration, social security and pensions62€18,479€18,764€21,687€20,929€21,685▲ 3.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,935€1,857€1,466€140--
Other operating charges640/8€681€935€531€792€634▼ 20.0%
Gross operating margin9900€29,285€28,597€29,101€24,337€34,629▲ 42.3%
Operating profit (loss)9901€8,190€7,040€5,418€2,475€12,310▲ 397%
Financial income75/76B€0€1-€2--
Recurring financial income75€0€1-€2--
Financial charges65/66B€5,555€6,915€2,473€1,813€1,107▼ 38.9%
Recurring financial charges65€5,555€6,915€2,473€1,813€1,107▼ 38.9%
Profit (loss) for the period before taxes9903€2,635€125€2,945€663€11,203▲ 1,589%
Income taxes67/77€1,720€113€2,861€116€3,906▲ 3,276%
Profit (loss) for the period9904€915€13€84€548€7,297▲ 1,232%
Profit (loss) for the period to be appropriated9905€915€13€84€548€7,297▲ 1,232%
Line20212022202320242025Change
Assets
Total assets20/58€182,590€181,482€183,676€201,493€180,110▼ 10.6%
Formation expenses20€135-----
Fixed assets21/28€178,016€173,506€172,040€171,900€171,900=
Tangible fixed assets22/27€6,116€1,606€140---
Furniture and vehicles24€6,116€1,606€140---
Financial fixed assets28€171,900€171,900€171,900€171,900€171,900=
Current assets29/58€4,439€7,976€11,636€29,593€8,210▼ 72.3%
Amounts receivable within one year40/41€277€4,877€6,406€22,100€3,950▼ 82.1%
Trade receivables40-€4,600€6,406€22,100€3,950▼ 82.1%
Other amounts receivable41€277€277----
Cash at bank and in hand54/58€1,212€1,386€2,343€4,521€1,483▼ 67.2%
Deferred charges and accrued income490/1€2,950€1,713€2,887€2,972€2,777▼ 6.5%
Equity and liabilities
Total equity and liabilities10/49€182,590€181,482€183,676€201,493€180,110▼ 10.6%
Equity10/15€20,222€19,434€22,235€22,783€30,080▲ 32.0%
Contributions10/11€15,000€15,000€18,550€18,550€18,550=
Reserves13€229€229€229€4,233€11,530▲ 172%
Non-distributable reserves130/1€229€229€229€229€229=
Reserves not available under the articles1311€229€229€229€229€229=
Distributable reserves133---€4,003€11,300▲ 182%
Profit (loss) carried forward14€4,993€4,205€3,456---
Amounts payable17/49€162,368€162,048€161,441€178,711€150,030▼ 16.0%
Amounts payable after more than one year17€43,211€17,501----
Financial debts170/4€43,211€17,501----
Amounts payable within one year42/48€119,157€144,547€161,441€178,711€150,030▼ 16.0%
Current portion of amounts payable after more than one year42€27,138€27,825€19,668---
Trade debts44€629€2,843€2,915€3,191€4,319▲ 35.4%
Suppliers440/4€629€2,843€2,915€3,191€4,319▲ 35.4%
Taxes, remuneration and social security45€8,854€9,750€12,382€21,564€16,477▼ 23.6%
Taxes450/3€6,631€5,512€6,326€12,380€8,384▼ 32.3%
Remuneration and social security454/9€2,224€4,238€6,056€9,184€8,093▼ 11.9%
Other amounts payable47/48€82,535€104,130€126,477€153,956€129,234▼ 16.1%
Line20212022202320242025Change
Profit (loss) for the period9904€915€13€84€548€7,297▲ 1,232%
+ Depreciation and write-downs630€1,935€1,857€1,466€140--
Operating cash flow (approximation)€2,849€1,870€1,549€688€7,297▲ 961%
Investment in fixed assets (approximation)-€2,652€0€0€0-
Change in cash-€174€957€2,179-€3,039▼ 239%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €7,297 ▲1,232%
Net result €7,297, the highest in the series.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
21-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €13 ▼98.6%
Net result drops to €13, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
10-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
17-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
335 m²
Building footprint
94 m²
Volume, LiDAR
525 m³
Parcel 62038A0116/00V000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
HBBH
Rue du Bac 12, 4620 FléronHoldings
since 20172.266.737.174
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62038A0116/00V000 Wallonia 335 m² 1 · 94 m² 6.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of HBBH and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 8,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
E-mail hbbh.sprl@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0677967345
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.