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E&N MANAGEMENT

Active
Private limited companyfounded 20178 yrs active6 Septemberstraat 36, 3560 Lummen, BelgiumKBO/BCE: BE 0683.598.194

E&N MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €81k and a net result of €15k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 9863 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Two signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
20 d early
2023
29 d early
2022
32 d early
2021
41 d early
2020
18 d early
2019
36 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€81k▲ 13.5%
2023 · €72k
2018: €24k 2019: €29k 2020: €43k 2021: €58k 2022: €69k 2023: €72k
2018 → 2024
Net result
€15k▲ 5.2%
2023 · €14k
2018: €12k 2019: €5k 2020: €14k 2021: €14k 2022: €13k 2023: €14k
2018 → 2024
Total assets
€109k▲ 8.2%
2023 · €100k
2018: €40k 2019: €51k 2020: €58k 2021: €72k 2022: €88k 2023: €100k
2018 → 2024
Solvency
74.7%▲ 3.5pp
2023 · 71.2%
2018: 59.6% 2019: 56.9% 2020: 74.5% 2021: 79.9% 2022: 79.0% 2023: 71.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€43k-€58k▲ 33.2%€69k▲ 20.2%€72k▲ 3.1%€81k▲ 13.5%
Operating result€20k-€22k▲ 10.8%€20k▼ 6.6%€20k▼ 1.9%€22k▲ 12.9%
Net result€14k-€14k▼ 0.4%€13k▼ 8.6%€14k▲ 5.1%€15k▲ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2020: €20k€20kNet result 2020: €14k€14kOperating result 2021: €22k€22kNet result 2021: €14k€14kOperating result 2022: €20k€20kNet result 2022: €13k€13kOperating result 2023: €20k€20kNet result 2023: €14k€14kOperating result 2024: €22k€22kNet result 2024: €15k€15k20202021202220232024
The operating result recovers in 2024; 2024 is 13% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €109k
Fixed assets €7k▼ 0.4%
Current assets €101k▲ 8.9%
Equity and liabilities €109k
Equity €81k▲ 13.5%
Debt €27k▼ 5.0%
The debt ratio falls from 28.8% to 25.3%: equity grows while debt is paid down.
Key figures and ratios
2024 value · change against 2023
Solvency
74.7%
2023 · 71.2%
ROE
17.9%
2023 · 19.3%
ROA
13.4%
2023 · 13.8%
Debt
€27k
2023 · €29k
Debt ≤ 1 year
€27k
2023 · €29k
Income taxes
€8k
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€100k€109k
Fixed assets21/28€7k€7k
Tangible fixed assets22/27€7k€7k
Furniture and vehicles24€7k€7k
Other tangible fixed assets26€772€547
Current assets29/58€93k€101k
Amounts receivable within one year40/41€12k€1k
Trade receivables40€10k€1k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€80k€99k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€100k€109k
Equity10/15€72k€81k
Contributions10/11€12k€12k=
Reserves13€59k€69k
Distributable reserves133€59k€69k
Amounts payable17/49€29k€27k
Amounts payable within one year42/48€29k€27k
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€14k€9k
Taxes450/3€14k€9k
Other amounts payable47/48€12k€17k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€2k€2k
Gross operating margin9900€26k€30k
Operating profit (loss)9901€20k€22k
Financial income75/76B€223€445
Recurring financial income75€223€445
Financial charges65/66B€39€559
Recurring financial charges65€39€559
Profit (loss) for the period before taxes9903€20k€22k
Income taxes67/77€6k€8k
Profit (loss) for the period9904€14k€15k
Profit (loss) for the period to be appropriated9905€14k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€14k€15k
Transfer from equity791/2€12k€5k
Transfer to equity691/2€14k€15k
To other reserves6921€14k€15k
Profit to be distributed694/7€12k€5k
Return on contributions (dividend)694€12k€5k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €15k ▲5.2%
Operating result €22k, net result €15k, both a record.
02-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €5k ▼58.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

6 Septemberstraat 363560 Lummen
Ground area
1,936 m²
Building footprint
174 m²
Volume, LiDAR
1,278 m³
Parcel 71037C2566/00W000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
E&N MANAGEMENT
6 Septemberstraat 36, 3560 LummenReal estate development
since 20172.270.299.054
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037C2566/00W000 Flanders 1,936 m² 1 · 174 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 5,789 EUR awarded · 5,789 EUR paid
Year Entries awardedpaid
2023 1 4,669 EUR4,669 EUR
2022 1 1,120 EUR1,120 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
2 entries · 5,789 EUR · 5,789 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,757 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-10-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
41001General construction of residential buildings
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.