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REPAS NORMAL

Active
Private limited companyfounded 200718 yrs activeDe Regenboog 5M, 2800 Mechelen, BelgiumKBO/BCE: BE 0892.758.801

REPAS NORMAL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €-14k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 3609 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
37 / 100
Weak▼ -52 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency52▼-14
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.49 in 2024), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.7%
Return on assets
-3.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
8 d early
2023
26 d early
2022
12 d early
2021
37 d early
2020
33 d early
2019
39 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€112k▼ 11.0%
2024 · €126k
2018: €50k 2019: €25k 2020: €-36k 2021: €51k 2022: €140k 2023: €96k 2024: €126k
2018 → 2025
Total assets
€391k▲ 9.0%
2024 · €359k
2018: €350k 2019: €354k 2020: €232k 2021: €333k 2022: €458k 2023: €344k 2024: €359k
2018 → 2025
Net result
€-14k
2024 · €30k
2018: €18k 2019: €-26k 2020: €-61k 2021: €87k 2022: €89k 2023: €-44k 2024: €30k
2018 → 2025
Working capital
€89k▼ 22.4%
2024 · €115k
2018: €26k 2019: €-17k 2020: €-19k 2021: €76k 2022: €183k 2023: €104k 2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€51k-€140k▲ 172%€96k▼ 31.2%€126k▲ 31.1%€112k▼ 11.0%
Operating result€90k-€113k▲ 25.9%€-33k€43k€34▼ 99.9%
Net result€87k-€89k▲ 1.2%€-44k€30k€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €90k€90kNet result 2021: €87k€87kOperating result 2022: €113k€113kNet result 2022: €89k€89kOperating result 2023: €-33k€-33kNet result 2023: €-44k€-44kOperating result 2024: €43k€43kNet result 2024: €30k€30kOperating result 2025: €34€34Net result 2025: €-14k€-14k20212022202320242025
The operating result falls in 2025; 2025 is 100% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets €47k▲ 300%
Current assets €344k▼ 0.9%
Equity and liabilities €391k
Equity €112k▼ 11.0%
Debt €279k▲ 19.8%
The debt ratio rises from 64.8% to 71.3%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6k
2024 · €46k
Cash flow
€-8k
2024 · €34k
Solvency
28.7%
2024 · 35.2%
Current ratio
1.35
2024 · 1.49
Quick ratio
1.31
2024 · 1.47
Debt / equity
2.48
2024 · 1.84
ROE
-12.4%
2024 · 23.7%
ROA
-3.6%
2024 · 8.4%
Interest coverage
0.42
2024 · 6.20
Debt
€279k
2024 · €233k
Debt ≤ 1 year
€255k
2024 · €233k
Debt > 1 year
€23k
Income taxes
€216
2024 · €6k
Staff costs
€316k
2024 · €334k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€359k€391k
Fixed assets21/28€12k€47k
Tangible fixed assets22/27€12k€47k
Furniture and vehicles24€12k€47k
Current assets29/58€347k€344k
Stocks and contracts in progress3€5k€9k
Stocks30/36€5k€9k
Amounts receivable within one year40/41€231k€278k
Trade receivables40€124k€184k
Other amounts receivable41€107k€95k
Current investments50/53€8k€4k
Cash at bank and in hand54/58€99k€50k
Deferred charges and accrued income490/1€4k€3k
Equity and liabilities
Total equity and liabilities10/49€359k€391k
Equity10/15€126k€112k
Contributions10/11€8k€8k=
Reserves13€118k€118k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€103k€103k=
Profit (loss) carried forward14-€-14k
Amounts payable17/49€233k€279k
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€233k€255k
Current portion of amounts payable after more than one year42€151k€139k
Trade debts44€38k€72k
Suppliers440/4€38k€72k
Taxes, remuneration and social security45€42k€44k
Taxes450/3€2k€1k
Remuneration and social security454/9€40k€42k
Other amounts payable47/48€1k€1k
Income statement Code20242025
Non-recurring operating income76A€819-
Remuneration, social security and pensions62€334k€316k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k
Other operating charges640/8€3k€2k
Gross operating margin9900€383k€324k
Operating profit (loss)9901€43k€34
Financial income75/76B€230€364
Recurring financial income75€230€364
Financial charges65/66B€7k€14k
Recurring financial charges65€7k€14k
Profit (loss) for the period before taxes9903€36k€-14k
Income taxes67/77€6k€216
Profit (loss) for the period9904€30k€-14k
Profit (loss) for the period to be appropriated9905€30k€-14k
Appropriation of the result
Profit (loss) to be appropriated9906€30k€-14k
Transfer to equity691/2€30k-
To other reserves6921€30k-
Social balance
Average headcount (FTE)90876.85.9

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial Equity above €100kEq €126k ▲31.1%
Equity rises from €96k to €126k.
05-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Highest result since 2018net €89k ▲1.2%
Operating result €113k, net result €89k, both a record.
31-12
Financial Equity above €100kEq €140k ▲172%
2 profitable years in a row build equity to €140k.
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €87k
Net result €87k after 2 loss-making years.
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
08-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
02-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
13-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
Philipsen Jeff
Director · since 06-01-2023
Current
06-01-2023 Appointed as Director
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Regenboog 5M2800 Mechelen
Ground area
8,690 m²
Building footprint
4,603 m²
Volume, LiDAR
32,790 m³
Parcel 12403E0854/00G003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REPAS NORMAL
De Regenboog 5M, 2800 MechelenNACE 55521
since 20072.165.756.216
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12403E0854/00G003 Flanders 8,690 m² 1 · 4,603 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mechelen2.165.756.216
1 permission
Toelating · Traiteur · since 17-11-2014

Similar companies · same sector, comparable size

Of 7,477 companies in sector 56210 we hold annual accounts for 2,428. 1,947 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-10-2007
Fiscal year end31-12
Activities, NACEBEL
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.