Overdue debts
€24,749 on 31-10-2025
The annual accounts state €24,749 of overdue social security (RSZ) debts on 31-10-2025.
JOSES CONSTRUCT
Overview
Lifetime
11 annual accounts with figures on one time axispeak €5.2m (2024)
-not published
lowest -€3,545 (2017)
€620,095▲ 2.8%
peak €1.9m (2025)
€1.9m▲ 49.0%
€2.4m▲ 65.9%
peak 73.9 FTE (2024)
55.2 FTE▼ 25.3%
Board3 names since 2021
1 directorDA SILVA JOSE
Owners
Documentsfilings and deeds
01-06-20261 days late
2025financial year
Staff from 73.9 FTE to 55.2 FTEResignations: MEIRELES DA SILVA Antero (director) and DA SILV… 23-06Appointments: MEIRELES DA SILVA Antero (director) and DA SILV… 12-03Equity from €1.3m to €1.9mDebts from €1.4m to €2.4mCash from €636,201 to €1.4m
Key points
from the 2025 annual accountsEquity
€1.9m ▲ 49.0%
JOSES CONSTRUCT has made a profit without a break since 2018.
Debts
€2.4m ▲ 65.9%
Debts rose by €953,608 in 2025.
Staff
55.2 FTE from 73.9 in 2024
Between 2024 and 2025, 25% of the full-time equivalents disappeared.
Filings
11 annual accounts since 2015
Two of the last ten came late. The 2022 accounts came latest: 6 days after the end of the period.
Position in the sector
€620,095
Higher net result than 82% of companies in construction of buildings. Sector median €32,512 · 1,035 companies.
Checked score
96
Excellent
Financially stronger than 88% of medium-sized companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 209 companies (NACE 41, medium-sized).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 1.5%▲ +1.0 percentage point vs 12-2024highest value
02-2025: 0.6%▼ -0.9 percentage points vs 01-2025
03-2025: 0.8%▲ +0.2 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 1.0%▲ +0.2 percentage points vs 04-2025
06-2025: 0.2%▼ -0.8 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.4%▲ +0.1 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.5%▲ +0.1 percentage points vs 04-2026
06-2026: 0.9%▲ +0.4 percentage points vs 05-2026
07-2026: 0.1%▼ -0.8 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 2.84, cash €1.4m
Size: turnover €12.0m, 55.2 FTE, total assets €4.3m
Figures for financial year 2025 (filed on 01-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, medium-sized). It does better than 78% of them on solvency, 98% on liquidity, 84% on profitability and 93% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-10-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 546 companies had the same profile as JOSES CONSTRUCT has now. Each dot stands for 2 companies, two years later.
95.2%
were still trading
4.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JOSES CONSTRUCT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 546 companies, not a prediction for JOSES CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.84 (2.79 in 2024), above the usual 1.5. Short-term debt is 34.8% and cash 33.4% of total assets. However, 56% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €1.9m
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 01-06-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
1 day late
2024
3 days early
2023
on the day
2022
6 days late
2021
26 days early
2020
14 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-10-2026 is due by 31-05-2027. Nothing is late today. The company usually files around 1 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 year end07-11-2026 today31-05-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0551977906
Resignations: MEIRELES DA SILVA Antero (director) and DA SILVA CANDEIAS RODRIGUES Joao (director)
General meeting of 02-04-2025 · Gazette deed
Appointments: MEIRELES DA SILVA Antero (director) and DA SILVA CANDEIAS RODRIGUES Joao (director)
General meeting of 20-02-2025 · Gazette deed
Registered office moved from Zedelgem to Ostend
New registered office: Torhoutsesteenweg 458 B, 8400 Oostende · Previous registered office: Lanestraat 9, 8210 Zedelgem · General meeting of 15-10-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JOSES CONSTRUCT Ostend | €12.0m | 7.2% | 44.0% | 55.2 |
| ATAB Kontich | €9.7m | -9.2% | 46.1% | 73.5 |
| AM EXPERT CONSTRUCT Jette | €16.2m | 2.5% | 36.1% | 36.2 |
| BIESMANS-DPE Bilzen-Hoeselt | €17.5m | 3.5% | 23.0% | 60.2 |
| PHENICKS Charleroi | €9.1m | 10.0% | 30.1% | 28.2 |
| CBEnergy Fleurus | €11.1m | 9.6% | 83.3% | 43.5 |
| VLD + Wavre | €10.3m | 33.3% | 31.9% | 22.9 |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as JOSES CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €3.8m and €12m, founded between 2007 and 2016.
Official details
Source: KBO- Status
- Active since 29-04-2014Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 124Construction · annual accounts 31-10-2025
- Establishment unit
- 2.253.191.9178400 Ostend, since 01-06-2014
- Financial year end
- 31 October
- Peppol
- Reachable since 24-10-2025
Annual accounts to 31-10-2025
- €12.0m
- €620,095▲ 2.8%
- €1.9m▲ 49.0%
- €4.3m▲ 58.0%
- Employeeson 31-10-2025
- 57=
- Filing
- Filed on 01-06-2026
Insights on JOSES CONSTRUCT
JOSES CONSTRUCT has existed since 2014. The present size dates from 2023. The gross margin rose that year from €352,950 to €1.9m and staff from 8.8 to 23.5 full-time equivalents.
CONSTRUÇÕES JOSÉS Lda holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 01-06-2026, 1 day late€12.0m
€868,768
▲ 2.4%
€871,228
▲ 2.4%
€622,555
▲ 2.7%
44.0%
▼ 2.7 percentage points
2.84
▲ 0.04
Money flows
of every €100 of turnover, €5.15 remains as profit in 2025Balance sheet
balance sheet total €4.3m on 31-10-2025What the company ownsHow it is paid for
in €m
in €m
Position in the sector
44.0%
Higher than 63% of 1,033 companies in 2025.
2.84
Higher than 77% of 1,013 companies in 2025.
14.5%
Higher than 88% of 1,028 companies in 2025.
JOSES CONSTRUCT
Middle half of the sector
80% of the sector
Full accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter · Staff: top quarter
Staff
€60,428
Staff costs divided by the average number of full-time equivalents.
level
people who joined
people who left
In 2025, 11 people joined and 11 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
4.3m | 2.7m | 2.7m | 2.2m | 942,776 | 683,103 | 190,402 | 267,227 | 194,319 | 61,975 | 41,795 | |
21/28 |
47,677 | 56,137 | 11,755 | 15,815 | 14,675 | 4,800 | 6,400 | - | - | - | - | |
22/27 |
1,635 | 4,095 | 6,555 | 10,615 | 14,675 | 4,800 | 6,400 | - | - | - | - | |
24 |
1,635 | 4,095 | 6,555 | 10,615 | 14,675 | 4,800 | 6,400 | - | - | - | - | |
28 |
46,041 | 52,041 | 5,200 | 5,200 | - | - | - | - | - | - | - | |
284/8 |
46,041 | - | - | - | - | - | - | - | - | - | - | |
285/8 |
46,041 | - | - | - | - | - | - | - | - | - | - | |
29/58 |
4.2m | 2.7m | 2.7m | 2.2m | 928,100 | 678,303 | 184,002 | 267,227 | 194,319 | 61,975 | 41,795 | |
3 |
0 | - | - | - | - | - | 0 | 80,000 | - | - | - | |
37 |
- | - | - | - | - | - | 0 | 80,000 | - | - | - | |
40/41 |
2.8m | 2.0m | 2.1m | 1.4m | 609,583 | 449,339 | 65,487 | 143,892 | 111,058 | 47,140 | 32,830 | |
40 |
2.8m | 2.0m | 2.1m | 1.4m | 609,558 | 449,339 | 65,467 | 143,872 | 111,058 | 47,140 | 32,830 | |
41 |
45,619 | 3,601 | 11,190 | 2,595 | 26 | 0 | 20 | 20 | - | - | - | |
54/58 |
1.4m | 636,201 | 569,987 | 807,770 | 318,517 | 228,964 | 118,515 | 43,335 | 83,261 | 14,835 | 8,965 | |
490/1 |
2,985 | 60,856 | 6,738 | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
4.3m | 2.7m | 2.7m | 2.2m | 942,776 | 683,103 | 190,402 | 267,227 | 194,319 | 61,975 | 41,795 | |
10/15 |
1.9m | 1.3m | 662,927 | 165,036 | 129,758 | 34,231 | 21,206 | 20,892 | 15,433 | 18,979 | 15,849 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
146,436 | 146,436 | 146,436 | 146,436 | 111,158 | 15,631 | 2,606 | 2,292 | 379 | 379 | - | |
130/1 |
- | - | - | 0 | 474 | 474 | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 474 | 474 | 379 | 379 | - | |
1311 |
- | - | - | 0 | 474 | 474 | - | - | - | - | - | |
133 |
146,436 | 146,436 | 146,436 | 146,436 | 110,683 | 15,157 | 2,131 | 1,818 | - | - | - | |
14 |
1.7m | 1.1m | 497,891 | - | - | - | - | - | -3,545 | - | -2,751 | |
17/49 |
2.4m | 1.4m | 2.0m | 2.0m | 813,018 | 648,872 | 169,196 | 246,336 | 178,886 | 42,997 | 25,946 | |
42/48 |
1.5m | 951,130 | 1.7m | 2.0m | 813,018 | 648,872 | 169,196 | 246,336 | 178,886 | 42,997 | 25,946 | |
43 |
14,815 | 14,870 | 9,462 | - | - | - | - | - | - | - | - | |
430/8 |
14,815 | 14,870 | 9,462 | - | - | - | - | - | - | - | - | |
44 |
1.1m | 461,820 | 1.1m | 1.8m | 612,300 | 476,410 | 1,862 | 82,100 | 4,798 | 19,703 | 5,989 | |
440/4 |
1.1m | 461,820 | 1.1m | 1.8m | 612,300 | 476,410 | 1,862 | 82,100 | 4,798 | 19,703 | 5,989 | |
45 |
249,666 | 210,858 | 473,011 | 32,515 | 46,857 | 22,285 | 18,820 | 22,888 | 41,835 | 8,529 | 18,784 | |
450/3 |
30,756 | 25,675 | 205,654 | 11,291 | 36,695 | 12,005 | 7,141 | 15,070 | 19,601 | 8,004 | 13,278 | |
454/9 |
218,910 | 185,183 | 267,358 | 21,224 | 10,162 | 10,281 | 11,679 | 7,818 | 22,234 | 525 | 5,506 | |
47/48 |
153,978 | 263,582 | 157,313 | 153,978 | 153,860 | 150,176 | 148,515 | 141,347 | 132,253 | 14,765 | 1,173 | |
492/3 |
908,230 | 496,858 | 295,764 | - | - | - | - | - | - | - | - | |
| Income statement | ||||||||||||
70/76A |
12.2m | - | - | - | - | - | - | - | - | - | - | |
70 |
12.0m | - | - | - | - | - | - | - | - | - | - | |
74 |
208,658 | - | - | - | - | - | - | - | - | - | - | |
9900 |
- | 5.2m | 1.9m | 352,950 | 317,337 | 185,466 | 164,185 | 183,666 | 118,190 | 107,898 | 69,002 | |
60/66A |
11.4m | - | - | - | - | - | - | - | - | - | - | |
60 |
7.4m | - | - | - | - | - | - | - | - | - | - | |
600/8 |
7.4m | - | - | - | - | - | - | - | - | - | - | |
61 |
653,417 | - | - | - | - | - | - | - | - | - | - | |
62 |
3.3m | 4.4m | 1.2m | 301,881 | 181,584 | 159,105 | 153,719 | 172,864 | 121,434 | 103,905 | 70,586 | |
630 |
2,460 | 2,460 | 4,060 | 4,060 | 2,425 | 1,600 | 1,600 | - | - | - | - | |
640/8 |
9,085 | 2,177 | 2,178 | 945 | 1,912 | 4,575 | 7,702 | 3,914 | 103 | - | 603 | |
66A |
625 | 500 | - | - | - | - | - | - | - | - | - | |
9901 |
868,768 | 848,091 | 685,271 | 46,065 | 131,417 | 20,186 | 1,164 | 6,888 | -3,347 | 3,993 | -2,186 | |
75/76B |
0 | 6 | - | 10 | 3 | 0 | 0 | 10 | 0 | 1 | 11 | |
75 |
0 | 6 | - | 10 | 3 | 0 | 0 | 10 | 0 | 1 | 11 | |
752/9 |
0 | - | - | - | - | - | - | - | - | - | - | |
65/66B |
3,041 | 883 | 79 | 52 | 31 | 495 | 101 | 460 | 199 | 67 | 574 | |
65 |
3,041 | 883 | 79 | 52 | 31 | 495 | 101 | 460 | 199 | 67 | 574 | |
650 |
2,578 | - | - | - | - | - | - | - | - | - | - | |
652/9 |
464 | - | - | - | - | - | - | - | - | - | - | |
9903 |
865,727 | 847,215 | 685,192 | 46,024 | 131,389 | 19,691 | 1,063 | 6,438 | -3,545 | 3,927 | -2,750 | |
67/77 |
245,633 | 243,744 | 187,302 | 10,745 | 35,862 | 6,666 | 749 | 980 | - | 797 | 1 | |
670/3 |
247,625 | - | - | - | - | - | - | - | - | - | - | |
77 |
1,992 | - | - | - | - | - | - | - | - | - | - | |
9904 |
620,095 | 603,471 | 497,891 | 35,279 | 95,527 | 13,025 | 314 | 5,459 | -3,545 | 3,130 | -2,751 | |
9905 |
620,095 | 603,471 | 497,891 | 35,279 | 95,527 | 13,025 | 314 | 5,459 | -3,545 | 3,130 | -2,751 | |
| Appropriation of the result | ||||||||||||
9906 |
1.7m | 1.1m | 497,891 | 35,279 | 95,527 | 13,025 | 314 | 1,913 | -3,545 | 379 | -2,751 | |
14P |
1.1m | 497,891 | - | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | 35,279 | 95,527 | 13,025 | 314 | 1,913 | - | 379 | - | |
6920 |
- | - | - | - | - | - | 0 | 96 | - | 379 | - | |
6921 |
- | - | - | 35,279 | 95,527 | 13,025 | 314 | 1,818 | - | - | - | |
| Social balance sheet | ||||||||||||
9087 |
55.2 | 73.9 | 23.5 | 8.8 | 4.1 | 5.8 | 4.8 | 4.1 | 3.8 | 3 | 3.2 | |
Men (FTE)1003 |
55.2 | - | - | - | - | - | - | - | - | - | - | |
Hours worked1013 |
85,144 | 116,067 | 35,712 | 13,088 | 4,852 | 7,504 | 6,600 | 6,730 | 5,378 | 4,264 | 4,864 | |
| Document | ||||||||||||
The notes to these accounts have 30 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 01-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 1 day after the deadline. Filed on 1 June 2026, deadline 31 May 2026 (7 months after the close on 31 October 2025, Companies Code art. 3:10). Source: NBB, 2026-00129498.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-10-2025 | full format | 01-06-2026 | 2026-00129498 | |
| 31-10-2024 | abbreviated format | 28-05-2025 | 2025-00109041 | |
| 31-10-2023 | abbreviated format | 31-05-2024 | 2024-00103287 | |
| 31-10-2022 | abbreviated format | 06-06-2023 | 2023-00112721 | |
| 31-10-2021 | micro format | 05-05-2022 | 2022-20021829 | |
| 31-10-2020 | micro format | 17-05-2021 | 2021-14200074 | |
| 31-10-2019 | micro format | 08-05-2020 | 2020-11700111 | |
| 31-10-2018 | micro format | 10-05-2019 | 2019-12800490 | |
| 31-10-2017 | micro format | 25-05-2018 | 2018-14000481 | |
| 31-10-2016 | abbreviated format | 24-05-2017 | 2017-13700014 | |
| 31-10-2015 | abbreviated format | 25-04-2016 | 2016-11000044 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 871,228 | 850,551 | 689,331 | 50,125 | 133,841 | 21,786 | 2,764 | - | - | - | - | ||
| 622,555 | 605,931 | 501,951 | 39,339 | 97,951 | 14,625 | 1,914 | - | - | - | - | ||
| -6,000 | 46,841 | 0 | 5,200 | 12,300 | 0 | 8,000 | - | - | - | - | ||
| 795,150 | 66,214 | -237,782 | 489,253 | 89,553 | 110,449 | 75,180 | -39,925 | 68,425 | 5,871 | - | ||
| 2.7m | 1.7m | 946,935 | 149,221 | 115,082 | 29,431 | 14,806 | 20,892 | 15,433 | 18,979 | 15,849 | ||
| 7.2% | - | - | - | - | - | - | - | - | - | - | ||
| 44.0% | 46.7% | 24.8% | 7.6% | 13.8% | 5.0% | 11.1% | 7.8% | 7.9% | 30.6% | 37.9% | ||
| 2.84 | 2.79 | 1.55 | 1.07 | 1.14 | 1.05 | 1.09 | 1.08 | 1.09 | 1.44 | 1.61 | ||
| 2.84 | 2.79 | 1.55 | 1.07 | 1.14 | 1.05 | 1.09 | 0.76 | 1.09 | 1.44 | 1.61 | ||
| 1.27 | 1.14 | 3.03 | 12.24 | 6.27 | 18.96 | 7.98 | 11.79 | 11.59 | 2.27 | 1.64 | ||
| 32.9% | 47.7% | 75.1% | 21.4% | 73.6% | 38.1% | 1.5% | 26.1% | -23.0% | 16.5% | -17.4% | ||
| 14.5% | 22.2% | 18.6% | 1.6% | 10.1% | 1.9% | 0.2% | 2.0% | -1.8% | 5.0% | -6.6% | ||
| over 100 | over 100 | over 100 | over 100 | over 100 | - | - | - | - | - | - | ||
| 84 days | - | - | - | - | - | - | - | - | - | - | ||
| 49 days | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-10-2025 | 31-10-2024 | 31-10-2023 | 31-10-2022 | 31-10-2021 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 57 | 57 | 69 | 10 | 4 |
| full-time | 57 | 57 | 69 | 10 | 4 |
| part-time | 0 | - | - | 0 | 0 |
| in full-time equivalents | 57 | 57 | 69 | 10 | 4 |
| 55.2 | 73.9 | 23.5 | 8.8 | 4.1 | |
| On a permanent contract | 56 | 56 | 68 | 10 | 4 |
| Joined | 11 | 30 | 63 | - | 2 |
| Left | 11 | 42 | 4 | - | 4 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Overdue debts
tax and social security| Item | 31-10-2025 | 31-10-2024 | 31-10-2023 | 31-10-2022 | 31-10-2021 |
|---|---|---|---|---|---|
| Overdue social security (RSZ) debts | €24,749 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts)
Investments
fixed assets acquired| Item | 31-10-2025 | 31-10-2024 | 31-10-2023 | 31-10-2022 | 31-10-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €12,300 |
| Financial fixed assets | - | €46,841 | - | €5,200 | - |
| €2,460 | €2,460 | €4,060 | €4,060 | €2,425 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on JOSES CONSTRUCT
The operating result for 2025 is 2% higher than in 2024 and the highest since 2015. It is the third rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total rises from 53.3% to 56.0%. Equity and debt are higher.
Board & ownership
Board
1 director, last change in 2025Director (not named in the articles)
since 16-01-2023
term without a fixed end
earlier manager, until 18-01-2023
listed in the 2025 annual accounts, filed on 01-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-01-2023
Mandates through the years
3 names, the dashed line is todayDA SILVA JOSE
Director (not named in the articles)
Director (not named in the articles)
DA SILVA CANDEIAS RODRIGUES Joao
Director
Director
MEIRELES DA SILVA Antero
Director
Director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
- DA SILVA JOSE
- Director (not named in the articles), since before 31-10-2021
- Manager, until 18-01-2023
- DA SILVA CANDEIAS RODRIGUES Joao
- Director, until 02-03-2025
- Director, appointed by deed of 12-03-2025, no longer listed in the 2025 annual accounts
- MEIRELES DA SILVA Antero
- Director, until 02-03-2025
- Director, appointed by deed of 12-03-2025, no longer listed in the 2025 annual accounts
Control
100%
This company
JOSES CONSTRUCT
Equity €1.9m
Profit €620,095 in 2025
Capital
- Contribution
- €18,600
- Shares
- 100
- Contribution per share
- €186
- Equity per share
- €18,865 in 2025
- Source
- 2025 annual accounts
Owners through the years
as the annual accounts name themOwners as a list
- CONSTRUÇÕES JOSÉS Lda
Source: shareholder structure in its own accounts
Articles of association
deed of 18-01-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten voor helft ten laste van overdrager en helft ten laste van koper(s) naar evenredigheid van verworven aantal…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of April at 10:00
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Beslissing algemene vergadering beslissende in vormen vereist voor statutenwijziging, kan op elk moment”
Network & group
Parent
CONSTRUÇÕES JOSÉS Lda
Portugal · 100% of the shares
Connections & network
1 current directorThe network starts from the directors of JOSES CONSTRUCT. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
28 events since 2014Board
Filings
Financial
Establishments
Address
2014201620182020202220242026
Deadline for the 2026 accounts: 31-05-2027
2026
Annual accounts 2025 filed PDFfull format · 1 day late
2025
Highest result from 2015 to 2025 net €620,095 ▲2.8% The operating result of €868,768 and the net result of €620,095 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0551977906
Resignations: MEIRELES DA SILVA Antero (director) and DA SILVA CANDEIAS RODRIGUES Joao (director)General meeting of 02-04-20255 points ▸
- General meeting, 02-04-2025
- Director resignation, MEIRELES DA SILVA Antero
- Director resignation, DA SILVA CANDEIAS RODRIGUES Joao
- Power of attorney, J. Jordens BV
- Power of attorney, Marion de Crombrugghe
Annual accounts 2024 filed PDFabbreviated format · 3 days before the deadline
Appointments: MEIRELES DA SILVA Antero (director) and DA SILVA CANDEIAS RODRIGUES Joao (director)General meeting of 20-02-20253 points ▸
- General meeting, 20-02-2025
- Director appointment, MEIRELES DA SILVA Antero
- Director appointment, DA SILVA CANDEIAS RODRIGUES Joao
2024
Registered office moved from Zedelgem to OstendNew registered office: Torhoutsesteenweg 458 B, 8400 Oostende · Previous registered office: Lanestraat 9, 8210 Zedelgem · General meeting of 15-10-20242 points ▸
- General meeting, 15-10-2024
- Registered-office move, Torhoutsesteenweg 458 B, 8400 Oostende
Equity above €1m equity €1.3m ▲91% After 7 profitable years in a row, equity reaches €1.3m.
Annual accounts 2023 filed PDFabbreviated format · on the deadline day
2023
Equity above €500,000 equity €662,927 ▲302% After 6 profitable years in a row, equity reaches €662,927.
Annual accounts 2022 filed PDFabbreviated format · 6 days late
Registered office moved from De Haan to VeldegemNew registered office: Lanestraat 9, 8210 Veldegem (Zedelgem) · Previous registered office: Brugsesteenweg 111, 8420 De Haan · Change of role: DA SILVA JOSE, from manager to director6 points ▸
- Director resignation, DA SILVA JOSE (manager)
- Director appointment, DA SILVA JOSE (director (not named in the articles))
- Director discharge, DA SILVA JOSE
- Registered office clause, Lanestraat 9, 8210 Veldegem (Zedelgem)
- Registered-office move, Lanestraat 9, 8210 Veldegem (Zedelgem)
- 100 shares
- The deed holds 6 more points.
2022
Equity above €150,000 equity €165,036 ▲27.2% After 5 profitable years in a row, equity reaches €165,036.
Annual accounts 2021 filed PDFmicro format · 26 days before the deadline
2021
Equity above €100,000 equity €129,758 ▲279% After 4 profitable years in a row, equity reaches €129,758.
Registered office moved within OstendNew registered office: Brugsesteenweg 111, 8400 Oostende · Previous registered office: Torhoutsesteenweg 175 bus 202, 8400 Oostende1 point ▸
- Registered-office move, Brugsesteenweg 111, 8400 Oostende
- The deed holds 2 more points.
Registered office moved within OstendNew registered office: Brugsesteenweg 111, 8400 Oostende · Previous registered office: Torhoutsesteenweg 175 bus 202, 8400 Oostende1 point ▸
- Registered-office move, Brugsesteenweg 111, 8400 Oostende
Annual accounts 2020 filed PDFmicro format · 14 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 23 days before the deadline
2019
Annual accounts 2018 filed PDFmicro format · 21 days before the deadline
2018
Back to profit net €5,459 The net result is €5,459, after one loss-making year.
Annual accounts 2017 filed PDFmicro format · 6 days before the deadline
2017
Weakest financial year net -€3,545 The net result drops to -€3,545, the lowest from 2015 to 2025. It recovers the following year.
Annual accounts 2016 filed PDFabbreviated format · 7 days before the deadline
2016
Back to profit net €3,130 The net result is €3,130, after one loss-making year.
Annual accounts 2015 filed PDFabbreviated format · 36 days before the deadline
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
JOSES CONSTRUCT was incorporated on 29 April 2014.1 The registered office moved to Ostend in 2021, to Veldegem in 2023 and to Ostend in 2024.234 Since 2023, DA SILVA JOSE has served as director.5 Total assets rose from €190,402 in 2019 to €4.3m in 2025 and headcount from 4.8 to 55.2 full-time equivalents.6
Company details
Identity
- Enterprise number
- 0551.977.906
- VAT number
- BE 0551.977.906
- Peppol ID
- 0208:0551977906
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-04-2014
- Financial year
- ends on 31 October
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of April at 10:00deed of 18-01-2023 (in Dutch)
- Peppol
- Reachable since 24-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JOSES CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-01-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-01-2023 (in Dutch)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
42130
Civil engineering
43110
Demolition
43120
Site preparation
43230
Insulation installation
Social security (RSZ) activities
41001
General construction of residential buildings main activity
Joint committees annual accounts 31-10-2025
JC 200
Auxiliary committee for white-collar workers
JC 124
Construction
Codes under NACEBEL 2008
VAT activities
41201
General construction of buildings main activity
41203
Construction of residential and non-residential buildings
42130
Civil engineering
43110
Demolition
43120
Site preparation
43291
Specialised construction activities
Social security (RSZ) activities
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Aanneming van algemene bouwwerken,aanneming van metsel- en betonwerken; Algemene bouw en ontwikkeling van residentiële bouwprojecten en…”deed of 18-01-2023 (in Dutch)
23 activities
- Aanneming van algemene bouwwerken,aanneming van metsel- en betonwerken;
- Algemene bouw en ontwikkeling van residentiële bouwprojecten en individuele huizen;
- Aanbrengen in gebouwen en andere bouwwerken van vloer- of wandtegels van keramische stoffen,beton,gehouwen steen,vloerbedekking en wandbekleding van terazzo marmer,graniet of lei;
- Bouwen van funderingen;
- Aanbrengen van chape;
- Alle timmer en schrijnwerken in en op gebouwen en andere bouwwerken;
- Alle dakwerken,plaatsen van tegeldakpannen en andere dakbedekking;
- Uitvoeren van alle elektriciteitswerken in en op gebouwen en andere bouwwerken;
- Elektrotechnische installaties,elektrische bedrading,databekabeling,verlichting en verlichtingsarmaturen;
- Uitvoeren van pleisterwerken en stukadoorswerkzaamheden;
- Uitvoeren van voegwerken;
- Het plaatsen van tussenwanden en gipswanden;
- De verlaging van grondwaterpeil en drainage van bouwterreinen;
- Het aanbrengen in gebouwen en andere bouwwerken van thermische en geluids- en trillingsisolatie;
- Het plaatsen van fotovoltaïsche zonnepanelen en zonneboilers;
- Het uitvoeren van loodgieters- en sanitaire werken;
- Alle sanitaire inrichtingen,lood- en zinkwerken;
- Het plaatsen van dakgoten en regenafvoerbuizen;
- Plaatsen van ramen en glas;
- Tussenpersoon in de handel;
- Verhuur van roerende goederen;
- Borgstelling aan en voor derden;
- Beheer en verhuur van onroerende goederen;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Torhoutsesteenweg 458 registered office 8400 Ostend | ||
| Torhoutsesteenweg 458B 8400 Ostend | 01-06-2014 | 2.253.191.917 |
2 former offices
- Lanestraat 9, 8210 Zedelgem until 15-10-2024 · deed of 12-12-2024
- 8420 De Haan until the deed of 18-01-2023
Buildings and parcels at the addresses
- Ground area
- 1,127 m²
- Buildings
- 774 m²
- Volume, LiDAR
- 9,981 m³
- Tallest building
- 18.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 35020B0436/00X007 | 1,127 m² | 1 · 774 m² | 18.0 m · 4 |
Recognitions
Dual-learning approval
2 live approvalsMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0551.977.906