Jonas Build
ActiveSummary
The computed 12-month bankruptcy probability of Jonas Build is 2.5% (moderate). The annual accounts of Jonas Build for fiscal year 2025 show a net loss of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 7500 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-39
Solvency26▼-19
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.8 in 2024; short-term debt: 69.6% and cash: 0.5% of total assets), and 99.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-18.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
49 d late
2023
29 d late
2022
21 d late
2021
71 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 96.8%
2024 · €47k
Total assets
€241k▲ 5.0%
2024 · €229k
Net result
€-45k
2024 · €3k
Working capital
€-76k▼ 308%
2024 · €-19k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1k-€14k▲ 1,315%€34k▲ 137%€14k▼ 58.9%€-38k
Net result€972-€13k▲ 1,238%€24k▲ 86.2%€3k▼ 86.2%€-45k
Equity€6k-€19k▲ 218%€43k▲ 128%€47k▲ 7.7%€2k▼ 96.8%
Total assets€20k-€65k▲ 231%€215k▲ 233%€229k▲ 6.6%€241k▲ 5.0%
Debt€14k-€46k▲ 237%€172k▲ 277%€183k▲ 6.3%€239k▲ 30.9%
Working capital€5k-€28k▲ 487%€-11k€-19k▼ 63.7%€-76k▼ 308%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €38k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €241k
Fixed assets
€150k ▼ 1.9%
Current assets
€91k ▲ 18.7%
Equity and liabilities €241k
Equity
€2k ▼ 96.8%
Debt
€239k ▲ 30.9%
Debt's share of the balance-sheet total rises from 79.7% to 99.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-35k▼
2024 · €18k
Cash flow
€-41k▼
2024 · €7k
Current ratio
0.54▼
2024 · 0.80
ROA
-18.7%▼
2024 · 1.5%
Interest coverage
-5.37▼
2024 · 2.23
Debt ≤ 1 year
€168k▲
2024 · €96k
Debt > 1 year
€72k▼
2024 · €87k
Income taxes
€116▼
2024 · €2k
Staff costs
€35k
A ratio outside any meaningful range has been withheld (balance sheet total €241k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | €6k | - | - | €35k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1k | €3k | €4k | €4k | ▼ 5.3% |
| Other operating charges640/8 | - | €385 | €211 | €718 | €371 | ▼ 48.4% |
| Gross operating margin9900 | €4k | €22k | €37k | €19k | €1k | ▼ 93.5% |
| Operating profit (loss)9901 | €1k | €14k | €34k | €14k | €-38k | ▼ 377% |
| Financial income75/76B | €38 | €2k | €0 | - | - | - |
| Recurring financial income75 | €38 | €2k | €0 | - | - | - |
| Financial charges65/66B | €72 | €213 | €3k | €8k | €6k | ▼ 20.5% |
| Recurring financial charges65 | €72 | €213 | €3k | €8k | €6k | ▼ 20.5% |
| Profit (loss) for the period before taxes9903 | €972 | €16k | €31k | €6k | €-45k | ▼ 872% |
| Income taxes67/77 | - | €3k | €7k | €2k | €116 | ▼ 95.3% |
| Profit (loss) for the period9904 | €972 | €13k | €24k | €3k | €-45k | ▼ 1,451% |
| Profit (loss) for the period to be appropriated9905 | €972 | €13k | €24k | €3k | €-45k | ▼ 1,451% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20k | €65k | €215k | €229k | €241k | ▲ 5.0% |
| Formation expenses20 | €1k | - | - | - | - | - |
| Fixed assets21/28 | - | €851 | €157k | €153k | €150k | ▼ 1.9% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | - | €851 | €9k | €5k | €2k | ▼ 62.7% |
| Furniture and vehicles24 | - | €851 | €9k | €5k | €2k | ▼ 62.7% |
| Financial fixed assets28 | - | - | €148k | €148k | €148k | = |
| Current assets29/58 | €18k | €64k | €59k | €77k | €91k | ▲ 18.7% |
| Stocks and contracts in progress3 | €321 | €321 | - | - | - | - |
| Stocks30/36 | €321 | €321 | - | - | - | - |
| Amounts receivable within one year40/41 | €17k | €54k | €57k | €76k | €90k | ▲ 18.8% |
| Trade receivables40 | €10k | €45k | €53k | €62k | €87k | ▲ 38.9% |
| Other amounts receivable41 | €7k | €9k | €4k | €13k | €3k | ▼ 74.8% |
| Cash at bank and in hand54/58 | €1k | €10k | €1k | €1k | €1k | ▲ 10.6% |
| Deferred charges and accrued income490/1 | - | - | €89 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20k | €65k | €215k | €229k | €241k | ▲ 5.0% |
| Equity10/15 | €6k | €19k | €43k | €47k | €2k | ▼ 96.8% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €972 | €14k | €38k | €42k | €-3k | ▼ 108% |
| Amounts payable17/49 | €14k | €46k | €172k | €183k | €239k | ▲ 30.9% |
| Amounts payable after more than one year17 | - | - | €102k | €87k | €72k | ▼ 17.8% |
| Financial debts170/4 | - | - | €102k | €87k | €72k | ▼ 17.8% |
| Amounts payable within one year42/48 | €14k | €36k | €70k | €96k | €168k | ▲ 75.4% |
| Current portion of amounts payable after more than one year42 | - | - | €13k | €15k | €16k | ▲ 5.0% |
| Trade debts44 | €14k | €24k | €47k | €63k | €67k | ▲ 7.4% |
| Suppliers440/4 | €14k | €24k | €47k | €63k | €67k | ▲ 7.4% |
| Taxes, remuneration and social security45 | - | €4k | €10k | €13k | €25k | ▲ 104% |
| Taxes450/3 | - | €3k | €10k | €13k | €4k | ▼ 65.5% |
| Remuneration and social security454/9 | - | €514 | €62 | - | €21k | - |
| Other amounts payable47/48 | - | €8k | - | €6k | €59k | ▲ 950% |
| Accrued charges and deferred income492/3 | - | €10k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €972 | €13k | €24k | €3k | €-45k | ▼ 1,451% |
| + Depreciation and write-downs630 | - | €1k | €3k | €4k | €4k | ▼ 5.3% |
| Operating cash flow (approximation) | €972 | €14k | €28k | €7k | €-41k | ▼ 650% |
| Investment in fixed assets (approximation) | - | - | €-159k | €0 | €-1k | - |
| Change in cash | - | €9k | €-9k | €-81 | €111 | ▲ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2021net €24k ▲86.2%
Operating result €34k, net result €24k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2021
Ground area
701 m²
Building footprint
151 m²
Volume, LiDAR
833 m³
Parcel 23602I0007/00E000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jonas Build
since 20212.318.228.635
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602I0007/00E000 | Flanders | 701 m² | 1 · 151 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KRT ARTS
BE 0804.548.880
Wemmel · Eq €1,502
GREEN BRIDGE
BE 0738.945.703
Gent · Eq €1,500
SUBCON BOUW
BE 1007.986.287
Wemmel · Eq €1,500
ARSAY COMPANY
BE 0767.532.987
Zaventem · Eq €1,500
G-BLOCK ENTREPRISES
BE 1006.676.391
Elsene · Eq €1,493
Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 2,642 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
47750Retail sale of cosmetics and toilet articles
96210Hairdressing and barber services
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Scores and ratios are computed by Checked and are not a credit decision.