JC Project & Consultancy
ActiveJC Project & Consultancy has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €790k and a net result of €131k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-7
Solvency64▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 2.39 in 2024; short-term debt: 18% and cash: 18.7% of total assets), and 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
48 d early
2023
23 d early
2022
26 d early
2021
59 d early
2020
71 d early
2019
113 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€790k▲ 9.4%
2024 · €722k
2018: €153k
2019: €216k
2020: €289k
2021: €390k
2022: €553k
2023: €608k
2024: €722k
2018 → 2025
Total assets
€2.03M▲ 47.5%
2024 · €1.38M
2018: €872k
2019: €1.44M
2020: €1.18M
2021: €1.41M
2022: €1.54M
2023: €1.34M
2024: €1.38M
2018 → 2025
Net result
€131k▼ 21.8%
2024 · €167k
2018: €54k
2019: €63k
2020: €73k
2021: €101k
2022: €163k
2023: €136k
2024: €167k
2018 → 2025
Working capital
€64k▼ 76.4%
2024 · €269k
2018: €-109k
2019: €-151k
2020: €199k
2021: €150k
2022: €192k
2023: €234k
2024: €269k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€390k-€553k▲ 41.9%€608k▲ 10.0%€722k▲ 18.7%€790k▲ 9.4%
Operating result€169k-€259k▲ 52.8%€234k▼ 9.7%€278k▲ 18.8%€225k▼ 19.0%
Net result€101k-€163k▲ 62.3%€136k▼ 16.7%€167k▲ 23.1%€131k▼ 21.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.03M
Fixed assets
€1.60M▲ 75.4%
Current assets
€429k▼ 7.5%
Equity and liabilities €2.03M
Equity
€790k▲ 9.4%
Debt
€1.24M▲ 89.6%
The debt ratio rises from 47.6% to 61.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€319k▲
2024 · €313k
Cash flow
€225k▲
2024 · €203k
Solvency
38.9%▼
2024 · 52.4%
Current ratio
1.17▼
2024 · 2.39
Quick ratio
1.17▼
2024 · 1.31
Debt / equity
1.57▲
2024 · 0.91
ROE
16.6%▼
2024 · 23.2%
ROA
6.4%▼
2024 · 12.2%
Interest coverage
10.19▼
2024 · 11.02
Debt
€1.24M▲
2024 · €655k
Debt ≤ 1 year
€365k▲
2024 · €194k
Debt > 1 year
€864k▲
2024 · €452k
Income taxes
€63k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€2.03M▲
Fixed assets21/28€913k€1.60M▲
Tangible fixed assets22/27€913k€1.60M▲
Land and buildings22€904k€1.60M▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€1k▼
Other tangible fixed assets26€150€0▼
Current assets29/58€463k€429k▼
Stocks and contracts in progress3€209k€0▼
Stocks30/36€209k€0▼
Amounts receivable within one year40/41€49k€40k▼
Trade receivables40€49k€40k▼
Other amounts receivable41€33€52▲
Cash at bank and in hand54/58€201k€379k▲
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€1.38M€2.03M▲
Equity10/15€722k€790k▲
Contributions10/11€19k€19k=
Reserves13€703k€771k▲
Non-distributable reserves130/1€2k€200▼
Reserves not available under the articles1311€2k€200▼
Distributable reserves133€702k€771k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€655k€1.24M▲
Amounts payable after more than one year17€452k€864k▲
Financial debts170/4€452k€864k▲
Amounts payable within one year42/48€194k€365k▲
Current portion of amounts payable after more than one year42€58k€105k▲
Financial debts43€0€15k▲
Credit institutions430/8€0€15k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€33k€57k▲
Taxes450/3€33k€57k▲
Other amounts payable47/48€100k€181k▲
Accrued charges and deferred income492/3€9k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€5k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€94k▲
Other operating charges640/8€9k€7k▼
Gross operating margin9900€322k€326k▲
Operating profit (loss)9901€278k€225k▼
Financial income75/76B-€35
Recurring financial income75-€35
Financial charges65/66B€28k€31k▲
Recurring financial charges65€28k€31k▲
Profit (loss) for the period before taxes9903€249k€194k▼
Income taxes67/77€82k€63k▼
Profit (loss) for the period9904€167k€131k▼
Profit (loss) for the period to be appropriated9905€167k€131k▼
Appropriation of the result
Profit (loss) to be appropriated9906€167k€131k▼
Transfer from equity791/2€54k€63k▲
Transfer to equity691/2€167k€131k▼
To other reserves6921€167k€131k▼
Profit to be distributed694/7€54k€63k▲
Return on contributions (dividend)694€54k€63k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €167k ▲23.1%
Operating result €278k, net result €167k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €553k ▲41.9%
5 profitable years in a row build equity to €553k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.93
Current ratio from 0.81 to 1.93; short-term debt falls from €799k to €215k.
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €216k ▲41.1%
2 profitable years in a row build equity to €216k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rendekensstraat(HEU) 699070 DestelbergenGround area
4,604 m²
Building footprint
135 m²
Volume, LiDAR
691 m³
Parcel 44028A0479/00S000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JC Project & Consultancy
since 20152.238.370.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0479/00S000 | Flanders | 4,604 m² | 1 · 135 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 3,438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-01-2015
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.