Javema
ActiveJavema has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €119k. Equity is growing by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 3.07 in 2024; short-term debt: 44.3% and cash: 53.4% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
43.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
130 d early
2024
64 d early
2023
71 d early
2022
22 d early
2021
59 d early
2020
46 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€151k▲ 14.3%
2024 · €132k
2019: €15k
2020: €16k
2021: €30k
2022: €55k
2023: €114k
2024: €132k
2019 → 2025
Total assets
€272k▲ 42.4%
2024 · €191k
2019: €22k
2020: €19k
2021: €41k
2022: €70k
2023: €159k
2024: €191k
2019 → 2025
Net result
€119k▲ 92.1%
2024 · €62k
2019: €9k
2020: €1k
2021: €14k
2022: €25k
2023: €75k
2024: €62k
2019 → 2025
Working capital
€140k▲ 16.0%
2024 · €121k
2019: €14k
2020: €13k
2021: €26k
2022: €44k
2023: €96k
2024: €121k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€55k▲ 82.6%€114k▲ 107%€132k▲ 16.1%€151k▲ 14.3%
Operating result€19k-€33k▲ 74.0%€95k▲ 189%€77k▼ 18.5%€157k▲ 103%
Net result€14k-€25k▲ 77.5%€75k▲ 199%€62k▼ 17.1%€119k▲ 92.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 103% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets
€11k▼ 3.6%
Current assets
€261k▲ 45.4%
Equity and liabilities €272k
Equity
€151k▲ 14.3%
Debt
€120k▲ 106%
The debt ratio rises from 30.6% to 44.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€158k▲
2024 · €79k
Cash flow
€121k▲
2024 · €64k
Solvency
55.7%▼
2024 · 69.4%
Current ratio
2.16▼
2024 · 3.07
Quick ratio
2.16▼
2024 · 3.07
Debt / equity
0.80▲
2024 · 0.44
ROE
78.6%▲
2024 · 46.7%
ROA
43.8%▲
2024 · 32.4%
Interest coverage
156.70▼
2024 · 211.78
Debt
€120k▲
2024 · €58k
Debt ≤ 1 year
€120k▲
2024 · €58k
Income taxes
€39k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€191k€272k▲
Fixed assets21/28€12k€11k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€217€986▲
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€0-
Other tangible fixed assets26€61€0▼
Financial fixed assets28€9k€9k=
Current assets29/58€179k€261k▲
Amounts receivable after more than one year29€41k€43k▲
Other amounts receivable291€41k€43k▲
Amounts receivable within one year40/41€30k€18k▼
Trade receivables40€30k€18k▼
Current investments50/53-€55k
Cash at bank and in hand54/58€108k€145k▲
Equity and liabilities
Total equity and liabilities10/49€191k€272k▲
Equity10/15€132k€151k▲
Contributions10/11€19k€19k=
Reserves13€114k€133k▲
Distributable reserves133€114k€133k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€58k€120k▲
Amounts payable within one year42/48€58k€120k▲
Trade debts44€1k€661▼
Suppliers440/4€1k€661▼
Taxes, remuneration and social security45€21k€45k▲
Taxes450/3€21k€45k▲
Other amounts payable47/48€36k€75k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€279€771▲
Non-recurring operating charges66A€0€3k▲
Gross operating margin9900€79k€162k▲
Operating profit (loss)9901€77k€157k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€373€1k▲
Recurring financial charges65€373€1k▲
Profit (loss) for the period before taxes9903€78k€158k▲
Income taxes67/77€17k€39k▲
Profit (loss) for the period9904€62k€119k▲
Profit (loss) for the period to be appropriated9905€62k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€119k▲
Transfer to equity691/2€18k€19k▲
To other reserves6921€18k€19k▲
Profit to be distributed694/7€44k€100k▲
Return on contributions (dividend)694€44k€100k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €119k ▲92.1%
Operating result €157k, net result €119k, both a record.
31-12
Financial
Equity above €150kEq €151k ▲14.3%
7 profitable years in a row build equity to €151k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €114k ▲107%
5 profitable years in a row build equity to €114k.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €1k ▼86.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.65
Current ratio from 2.89 to 6.65; short-term debt falls from €7k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moeshofstraat 104-1062170 AntwerpenGround area
186 m²
Building footprint
186 m²
Volume, LiDAR
1,381 m³
Parcel 11422C0131/00R008, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Javema
since 20192.284.771.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0131/00R008 | Flanders | 185 m² | 1 · 185 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ilse Drossart
BE 0789.703.625
Tienen · Eq €151k
VANTAGE PUBLIC AFFAIRS
BE 1022.601.021
Brussel · Eq €151k
NEXTVIEW
BE 0890.648.456
Hoeilaart · Eq €151k
YAANA
BE 0823.332.139
Tervuren · Eq €152k
elleVation
BE 0840.890.129
Heusden-Zolder · Eq €152k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.