FA Consultancy
ActiveSummary
FA Consultancy has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €-65k. Equity is shrinking by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 1648 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▼-28
Solvency52▲+1
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.92 against 0.85 in 2024; short-term debt: 46.1% and cash: 5.6% of total assets), and 72.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
-12.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-65k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
on the day
2023
on the day
2022
51 d early
2021
31 d late
2020
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€138k▼ 31.9%
2024 · €203k
2020: €173k
2021: €321k▲ +85.9% vs 2020
2022: €367k▲ +14.3% vs 2021highest in 6 years
2023: €242k▼ -34.1% vs 2022
2024: €203k▼ -16.0% vs 2023
2025: €138k▼ -31.9% vs 2024lowest in 6 years
2020 → 2025
Total assets
€508k▼ 34.1%
2024 · €770k
2020: €368klowest in 6 years
2021: €595k▲ +61.7% vs 2020
2022: €563k▼ -5.5% vs 2021
2023: €783k▲ +39.2% vs 2022highest in 6 years
2024: €770k▼ -1.7% vs 2023
2025: €508k▼ -34.1% vs 2024
2020 → 2025
Net result
€-65k▼ 66.8%
2024 · €-39k
2020: €167khighest in 6 years
2021: €148k▼ -11.0% vs 2020
2022: €46k▼ -69.0% vs 2021
2023: €26k▼ -43.9% vs 2022
2024: €-39k▼ -250% vs 2023
2025: €-65k▼ -66.8% vs 2024lowest in 6 years
2020 → 2025
Working capital
€-19k▲ 60.2%
2024 · €-48k
2020: €96k
2021: €218k▲ +127% vs 2020
2022: €256k▲ +17.4% vs 2021highest in 6 years
2023: €-168k▼ -166% vs 2022lowest in 6 years
2024: €-48k▲ +71.7% vs 2023
2025: €-19k▲ +60.2% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€321k-€367k▲ 14.3%€242k▼ 34.1%€203k▼ 16.0%€138k▼ 31.9%
2021: €321k
2022: €367k▲ +14.3% vs 2021highest in 5 years
2023: €242k▼ -34.1% vs 2022
2024: €203k▼ -16.0% vs 2023
2025: €138k▼ -31.9% vs 2024lowest in 5 years
Operating result€196k-€62k▼ 68.4%€38k▼ 39.2%€-24k€-40k▼ 65.8%
2021: €196khighest in 5 years
2022: €62k▼ -68.4% vs 2021
2023: €38k▼ -39.2% vs 2022
2024: €-24k▼ -163% vs 2023
2025: €-40k▼ -65.8% vs 2024lowest in 5 years
Net result€148k-€46k▼ 69.0%€26k▼ 43.9%€-39k€-65k▼ 66.8%
2021: €148khighest in 5 years
2022: €46k▼ -69.0% vs 2021
2023: €26k▼ -43.9% vs 2022
2024: €-39k▼ -250% vs 2023
2025: €-65k▼ -66.8% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €40k in 2025 against €24k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508k
Fixed assets
€292k ▼ 41.4%
Current assets
€215k ▼ 20.6%
Equity and liabilities €508k
Equity
€138k ▼ 31.9%
Debt
€370k ▼ 34.9%
Debt's share of the balance-sheet total falls from 73.7% to 72.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-23k▼
2024 · €32k
Cash flow
€-48k▼
2024 · €17k
Current ratio
0.92▲
2024 · 0.85
Debt to equity
2.67▼
2024 · 2.80
ROE
-46.8%▼
2024 · -19.1%
ROA
-12.7%▼
2024 · -5.0%
Interest coverage
-1.90▼
2024 · 2.26
Debt ≤ 1 year
€234k▼
2024 · €319k
Debt > 1 year
€133k▼
2024 · €246k
Income taxes
€596▼
2024 · €745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€770k€508k▼
Fixed assets21/28€499k€292k▼
Tangible fixed assets22/27€236k€55k▼
Plant, machinery and equipment23€539€278▼
Furniture and vehicles24€37k€2k▼
Leasing and similar rights25€164k€46k▼
Other tangible fixed assets26€35k€6k▼
Financial fixed assets28€263k€238k▼
Current assets29/58€271k€215k▼
Amounts receivable within one year40/41€242k€179k▼
Trade receivables40€233k€170k▼
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€10k€29k▲
Deferred charges and accrued income490/1€19k€8k▼
Equity and liabilities
Total equity and liabilities10/49€770k€508k▼
Equity10/15€203k€138k▼
Contributions10/11€6k€6k=
Reserves13€197k€132k▼
Distributable reserves133€197k€132k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€567k€370k▼
Amounts payable after more than one year17€246k€133k▼
Financial debts170/4€246k€133k▼
Amounts payable within one year42/48€319k€234k▼
Current portion of amounts payable after more than one year42€65k€35k▼
Financial debts43€956€454▼
Credit institutions430/8€956€454▼
Trade debts44€27k€69k▲
Suppliers440/4€27k€69k▲
Taxes, remuneration and social security45€7k€31k▲
Taxes450/3€7k€31k▲
Other amounts payable47/48€218k€99k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€15k€104k▲
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€16k€24k▲
Gross operating margin9900€70k€110k▲
Operating profit (loss)9901€-24k€-40k▼
Financial income75/76B€0€9▲
Recurring financial income75€0€9▲
Financial charges65/66B€14k€24k▲
Recurring financial charges65€14k€12k▼
Non-recurring financial charges66B-€13k
Profit (loss) for the period before taxes9903€-38k€-64k▼
Income taxes67/77€745€596▼
Profit (loss) for the period9904€-39k€-65k▼
Profit (loss) for the period to be appropriated9905€-39k€-65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-39k€-65k▼
Transfer from equity791/2€39k€65k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | €0 | €5k | €0 | €8k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €51k | €39k | €56k | €17k | ▼ 69.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €15k | €104k | ▲ 592% |
| Other operating charges640/8 | €9k | €9k | €10k | €7k | €4k | ▼ 38.6% |
| Non-recurring operating charges66A | €2k | €0 | - | €16k | €24k | ▲ 53.4% |
| Gross operating margin9900 | €232k | €122k | €87k | €70k | €110k | ▲ 57.3% |
| Operating profit (loss)9901 | €196k | €62k | €38k | €-24k | €-40k | ▼ 65.8% |
| Financial income75/76B | €3k | €3k | €1k | €0 | €9 | ▲ 8,900% |
| Recurring financial income75 | €3k | €3k | €1k | €0 | €9 | ▲ 8,900% |
| Financial charges65/66B | €2k | €3k | €3k | €14k | €24k | ▲ 73.3% |
| Recurring financial charges65 | €2k | €3k | €3k | €14k | €12k | ▼ 15.4% |
| Non-recurring financial charges66B | - | - | - | - | €13k | - |
| Profit (loss) for the period before taxes9903 | €198k | €63k | €36k | €-38k | €-64k | ▼ 68.5% |
| Income taxes67/77 | €49k | €17k | €10k | €745 | €596 | ▼ 20.0% |
| Profit (loss) for the period9904 | €148k | €46k | €26k | €-39k | €-65k | ▼ 66.8% |
| Profit (loss) for the period to be appropriated9905 | €148k | €46k | €26k | €-39k | €-65k | ▼ 66.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €595k | €563k | €783k | €770k | €508k | ▼ 34.1% |
| Fixed assets21/28 | €224k | €183k | €544k | €499k | €292k | ▼ 41.4% |
| Tangible fixed assets22/27 | €224k | €183k | €294k | €236k | €55k | ▼ 76.8% |
| Plant, machinery and equipment23 | - | €1k | €801 | €539 | €278 | ▼ 48.5% |
| Furniture and vehicles24 | €7k | €7k | €48k | €37k | €2k | ▼ 93.5% |
| Leasing and similar rights25 | €169k | €127k | €206k | €164k | €46k | ▼ 71.6% |
| Other tangible fixed assets26 | €47k | €43k | €39k | €35k | €6k | ▼ 83.4% |
| Assets under construction and advance payments27 | - | €5k | €0 | - | - | - |
| Financial fixed assets28 | - | - | €250k | €263k | €238k | ▼ 9.5% |
| Current assets29/58 | €372k | €379k | €240k | €271k | €215k | ▼ 20.6% |
| Amounts receivable after more than one year29 | €123k | €127k | €0 | - | - | - |
| Trade receivables290 | €123k | - | - | - | - | - |
| Other amounts receivable291 | - | €127k | €0 | - | - | - |
| Amounts receivable within one year40/41 | €159k | €188k | €195k | €242k | €179k | ▼ 26.2% |
| Trade receivables40 | €158k | €175k | €195k | €233k | €170k | ▼ 27.1% |
| Other amounts receivable41 | €767 | €13k | €600 | €10k | €9k | ▼ 6.8% |
| Cash at bank and in hand54/58 | €81k | €55k | €32k | €10k | €29k | ▲ 188% |
| Deferred charges and accrued income490/1 | €9k | €9k | €12k | €19k | €8k | ▼ 58.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €595k | €563k | €783k | €770k | €508k | ▼ 34.1% |
| Equity10/15 | €321k | €367k | €242k | €203k | €138k | ▼ 31.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €315k | €361k | €236k | €197k | €132k | ▼ 32.8% |
| Distributable reserves133 | €315k | €361k | €236k | €197k | €132k | ▼ 32.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €274k | €196k | €542k | €567k | €370k | ▼ 34.9% |
| Amounts payable after more than one year17 | €121k | €72k | €134k | €246k | €133k | ▼ 45.9% |
| Financial debts170/4 | €121k | €72k | €134k | €246k | €133k | ▼ 45.9% |
| Amounts payable within one year42/48 | €154k | €124k | €408k | €319k | €234k | ▼ 26.6% |
| Current portion of amounts payable after more than one year42 | €58k | €66k | €307k | €65k | €35k | ▼ 45.6% |
| Financial debts43 | - | - | - | €956 | €454 | ▼ 52.5% |
| Credit institutions430/8 | - | - | - | €956 | €454 | ▼ 52.5% |
| Trade debts44 | €51k | €11k | €21k | €27k | €69k | ▲ 151% |
| Suppliers440/4 | €51k | €11k | €21k | €27k | €69k | ▲ 151% |
| Taxes, remuneration and social security45 | €39k | €40k | €57k | €7k | €31k | ▲ 318% |
| Taxes450/3 | €39k | €40k | €57k | €7k | €31k | ▲ 318% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €6k | €7k | €23k | €218k | €99k | ▼ 54.6% |
| Accrued charges and deferred income492/3 | - | - | - | €2k | €2k | ▼ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €148k | €46k | €26k | €-39k | €-65k | ▼ 66.8% |
| + Depreciation and write-downs630 | €26k | €51k | €39k | €56k | €17k | ▼ 69.5% |
| Operating cash flow (approximation) | €174k | €97k | €64k | €17k | €-48k | ▼ 380% |
| Investment in fixed assets (approximation) | - | €-10k | €-399k | €-11k | €189k | ▲ 1,825% |
| Change in cash | - | €-26k | €-23k | €-23k | €19k | ▲ 183% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €321k ▲85.9%
2 profitable years in a row build equity to €321k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2019
Ground area
1.2 ha
Building footprint
1,336 m²
Parcel 11453I1451/00A000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Handelslei 9, 2980 Zoersel
since 20192.289.844.257
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I1451/00A000 | Flanders | 1.2 ha | 1 · 1,336 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Contact
E-mail
info@faconsultancy.be
Scores and ratios are computed by Checked and are not a credit decision.