JASA
ActiveJASA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €467k and a net result of €-10k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 79% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
73
/ 100
Healthy▲ +21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 3.18 in 2023), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.9%
Return on assets
-1.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
61 d late
2022
46 d late
2021
51 d late
2020
61 d late
2019
62 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€467k▼ 2.0%
2023 · €476k
2018: €542k
2019: €502k
2020: €485k
2021: €480k
2022: €489k
2023: €476k
2018 → 2024
Total assets
€615k▲ 2.1%
2023 · €602k
2018: €689k
2019: €597k
2020: €554k
2021: €542k
2022: €610k
2023: €602k
2018 → 2024
Net result
€-10k▲ 22.2%
2023 · €-12k
2018: €1k
2019: €-41k
2020: €-17k
2021: €-5k
2022: €9k
2023: €-12k
2018 → 2024
Working capital
€263k▼ 4.4%
2023 · €275k
2018: €310k
2019: €285k
2020: €273k
2021: €283k
2022: €313k
2023: €275k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€485k-€480k▼ 1.0%€489k▲ 1.8%€476k▼ 2.5%€467k▼ 2.0%
Operating result€-16k-€6k€18k▲ 194%€-11k€-2k▲ 83.7%
Net result€-17k-€-5k▲ 70.2%€9k€-12k€-10k▲ 22.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €615k
Fixed assets
€204k▲ 1.2%
Current assets
€411k▲ 2.6%
Equity and liabilities €615k
Equity
€467k▼ 2.0%
Debt
€148k▲ 17.8%
The debt ratio rises from 20.9% to 24.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€28k▲
2023 · €14k
Cash flow
€20k▲
2023 · €13k
Solvency
75.9%▼
2023 · 79.1%
Current ratio
2.77▼
2023 · 3.18
Quick ratio
2.09▼
2023 · 2.39
Debt / equity
0.32▲
2023 · 0.26
ROE
-2.1%▲
2023 · -2.6%
ROA
-1.6%▲
2023 · -2.1%
Interest coverage
2.73▲
2023 · 1.49
Debt
€148k▲
2023 · €126k
Debt ≤ 1 year
€148k▲
2023 · €126k
Income taxes
€448▲
2023 · €393
Staff costs
€34k▲
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€602k€615k▲
Fixed assets21/28€201k€204k▲
Tangible fixed assets22/27€201k€204k▲
Land and buildings22€149k€136k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€41k€60k▲
Current assets29/58€401k€411k▲
Stocks and contracts in progress3€100k€100k▲
Stocks30/36€100k€100k▲
Amounts receivable within one year40/41€60k€63k▲
Trade receivables40€59k€63k▲
Other amounts receivable41€424€705▲
Cash at bank and in hand54/58€241k€247k▲
Equity and liabilities
Total equity and liabilities10/49€602k€615k▲
Equity10/15€476k€467k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€458k€448k▼
Tax-exempt reserves132€38k€38k=
Distributable reserves133€420k€411k▼
Amounts payable17/49€126k€148k▲
Amounts payable within one year42/48€126k€148k▲
Trade debts44€48k€62k▲
Suppliers440/4€48k€62k▲
Taxes, remuneration and social security45€25k€19k▼
Taxes450/3€25k€19k▼
Other amounts payable47/48€53k€67k▲
Income statement
Code20232024
Remuneration, social security and pensions62€24k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€29k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€43k€68k▲
Operating profit (loss)9901€-11k€-2k▲
Financial income75/76B€9k€3k▼
Recurring financial income75€9k€3k▼
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€-12k€-9k▲
Income taxes67/77€393€448▲
Profit (loss) for the period9904€-12k€-10k▲
Profit (loss) for the period to be appropriated9905€-12k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-10k▲
Transfer from equity791/2€12k€10k▼
Social balance
Average headcount (FTE)90870.8-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 46 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 51 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
2019
31-12
Financial
Weakest financial yearnet €-41k ▼2840%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beckhofstraat 478820 TorhoutGround area
1,971 m²
Building footprint
670 m²
Volume, LiDAR
892 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JASA BVBA
since 19962.065.240.460
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31523E0704/00A000 | Flanders | 1,173 m² | 1 · 495 m² | - |
| 31523F0016/00L000 | Flanders | 798 m² | 1 · 175 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
François Louis W.D.D.
BE 0809.818.653
Braives · Eq €466k
LUNATRADE
BE 0466.759.347
Berlare · Eq €466k
ESCOS
BE 0472.961.310
Tubize · Eq €465k
VAN AMMERS
BE 0810.525.466
Kalmthout · Eq €465k
POLLET GROUP LOGISTICS
BE 0746.685.214
Waregem · Eq €460k
Of 1,163 companies in sector 46499 we hold annual accounts for 737. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1993
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.