LUNATRADE
ActiveLUNATRADE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466k and a net result of €77k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.05 against 8.94 in 2024; short-term debt: 8.9% and cash: 6.9% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
14.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €466k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
63 d early
2022
22 d late
2021
30 d late
2020
31 d late
2019
109 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€466k▲ 20.0%
2024 · €388k
2018: €729k
2019: €758k
2020: €405k
2021: €350k
2022: €250k
2023: €294k
2024: €388k
2018 → 2025
Total assets
€548k▲ 25.4%
2024 · €437k
2018: €766k
2019: €786k
2020: €621k
2021: €637k
2022: €299k
2023: €332k
2024: €437k
2018 → 2025
Net result
€77k▼ 17.4%
2024 · €94k
2018: €-137k
2019: €29k
2020: €41k
2021: €103k
2022: €-15k
2023: €44k
2024: €94k
2018 → 2025
Working capital
€442k▲ 13.8%
2024 · €388k
2018: €701k
2019: €738k
2020: €391k
2021: €344k
2022: €250k
2023: €294k
2024: €388k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€350k-€250k▼ 28.6%€294k▲ 17.7%€388k▲ 31.8%€466k▲ 20.0%
Operating result€162k-€-11k€56k€135k▲ 142%€96k▼ 28.6%
Net result€103k-€-15k€44k€94k▲ 112%€77k▼ 17.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €548k
Fixed assets
€58k
Current assets
€491k
Equity and liabilities €548k
Equity
€466k▲ 20.0%
Debt
€82k▲ 68.7%
The debt ratio rises from 11.2% to 15.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k
Cash flow
€89k
Solvency
85.0%▼
2024 · 88.8%
Current ratio
10.05▲
2024 · 8.94
Quick ratio
10.05▲
2024 · 8.52
Debt / equity
0.18▲
2024 · 0.13
ROE
16.6%▼
2024 · 24.2%
ROA
14.1%▼
2024 · 21.5%
Interest coverage
33.51
Debt
€82k▲
2024 · €49k
Debt ≤ 1 year
€49k▼
2024 · €49k
Debt > 1 year
€34k
Income taxes
€26k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€437k€548k▲
Fixed assets21/28-€58k
Tangible fixed assets22/27-€58k
Furniture and vehicles24-€58k
Current assets29/58€437k€491k▲
Stocks and contracts in progress3€21k-
Stocks30/36€21k-
Amounts receivable within one year40/41€194k€450k▲
Trade receivables40€134k€162k▲
Other amounts receivable41€60k€288k▲
Cash at bank and in hand54/58€223k€38k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€437k€548k▲
Equity10/15€388k€466k▲
Contributions10/11€19k€19k=
Reserves13€370k€447k▲
Distributable reserves133€370k€447k▲
Amounts payable17/49€49k€82k▲
Amounts payable after more than one year17-€34k
Financial debts170/4-€34k
Amounts payable within one year42/48€49k€49k▼
Current portion of amounts payable after more than one year42-€10k
Financial debts43-€7k
Other loans439-€7k
Trade debts44€20k€4k▼
Suppliers440/4€20k€4k▼
Taxes, remuneration and social security45€29k€28k▼
Taxes450/3€29k€28k▼
Other amounts payable47/48€71€306▲
Income statement
Code20242025
Non-recurring operating income76A€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€11k
Other operating charges640/8€95€2k▲
Gross operating margin9900€135k€109k▼
Operating profit (loss)9901€135k€96k▼
Financial income75/76B€817€11k▲
Recurring financial income75€817€11k▲
Financial charges65/66B€10k€3k▼
Recurring financial charges65€10k€3k▼
Profit (loss) for the period before taxes9903€125k€104k▼
Income taxes67/77€32k€26k▼
Profit (loss) for the period9904€94k€77k▼
Profit (loss) for the period to be appropriated9905€94k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€94k€77k▼
Transfer to equity691/2€94k€77k▼
To other reserves6921€94k€77k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 6.18
Current ratio from 2.20 to 6.18; short-term debt falls from €286k to €48k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €103k ▲149%
Operating result €162k, net result €103k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 109 days late
17-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 475 days late
2019
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenbergstraat(B) 569290 BerlareGround area
1,602 m²
Building footprint
363 m²
Volume, LiDAR
1,641 m³
Parcel 42003D0388/00E000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Galgenbergstraat(B) 56, 9290 Berlare
since 19992.092.740.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003D0388/00E000indicative | Flanders | 1,602 m² | 1 · 362 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930063GTYBSHR7MV09
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Of 1,170 companies in sector 46499 we hold annual accounts for 743. 554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-1999
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.