VAN AMMERS
ActiveVAN AMMERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465k and a net result of €182k. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 5.78 against 5.59 in 2024), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
29.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
48 d early
2023
61 d early
2022
45 d early
2021
59 d early
2020
24 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€465k▲ 31.0%
2024 · €355k
2018: €17k
2019: €34k
2020: €69k
2021: €106k
2022: €125k
2023: €250k
2024: €355k
2018 → 2025
Total assets
€619k▲ 43.6%
2024 · €431k
2018: €63k
2019: €99k
2020: €149k
2021: €219k
2022: €256k
2023: €378k
2024: €431k
2018 → 2025
Net result
€182k▲ 45.1%
2024 · €125k
2018: €3k
2019: €17k
2020: €35k
2021: €37k
2022: €19k
2023: €125k
2024: €125k
2018 → 2025
Working capital
€469k▲ 37.3%
2024 · €342k
2018: €-8k
2019: €7k
2020: €58k
2021: €121k
2022: €123k
2023: €242k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€125k▲ 17.7%€250k▲ 99.9%€355k▲ 41.8%€465k▲ 31.0%
Operating result€54k-€29k▼ 45.5%€181k▲ 515%€175k▼ 3.3%€255k▲ 45.9%
Net result€37k-€19k▼ 49.2%€125k▲ 565%€125k▲ 0.4%€182k▲ 45.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€52k▲ 252%
Current assets
€567k▲ 36.3%
Equity and liabilities €619k
Equity
€465k▲ 31.0%
Debt
€154k▲ 102%
The debt ratio rises from 17.7% to 24.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€264k▲
2024 · €178k
Cash flow
€190k▲
2024 · €129k
Solvency
75.1%▼
2024 · 82.3%
Current ratio
5.78▲
2024 · 5.59
Quick ratio
4.98▲
2024 · 4.36
Debt / equity
0.33▲
2024 · 0.21
ROE
39.1%▲
2024 · 35.4%
ROA
29.4%▲
2024 · 29.1%
Interest coverage
130.03▲
2024 · 63.00
Debt
€154k▲
2024 · €76k
Debt ≤ 1 year
€98k▲
2024 · €75k
Income taxes
€80k▲
2024 · €53k
Staff costs
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€431k€619k▲
Fixed assets21/28€15k€52k▲
Tangible fixed assets22/27€12k€16k▲
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€2k€9k▲
Financial fixed assets28€3k€36k▲
Current assets29/58€416k€567k▲
Amounts receivable after more than one year29€184k€125k▼
Other amounts receivable291€184k€125k▼
Stocks and contracts in progress3€92k€78k▼
Stocks30/36€92k€78k▼
Amounts receivable within one year40/41€64k€111k▲
Trade receivables40€64k€111k▲
Other amounts receivable41€5€0▼
Cash at bank and in hand54/58€70k€243k▲
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€431k€619k▲
Equity10/15€355k€465k▲
Contributions10/11€6k€6k=
Reserves13€349k€459k▲
Distributable reserves133€349k€459k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€76k€154k▲
Amounts payable within one year42/48€75k€98k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€24k€42k▲
Suppliers440/4€24k€42k▲
Taxes, remuneration and social security45€16k€56k▲
Taxes450/3€16k€56k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€34k€335▼
Accrued charges and deferred income492/3€2k€56k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€935▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€188k€282k▲
Operating profit (loss)9901€175k€255k▲
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€178k€262k▲
Income taxes67/77€53k€80k▲
Profit (loss) for the period9904€125k€182k▲
Profit (loss) for the period to be appropriated9905€125k€182k▲
Appropriation of the result
Profit (loss) to be appropriated9906€125k€182k▲
Transfer from equity791/2€21k€72k▲
Transfer to equity691/2€125k€182k▲
To other reserves6921€125k€182k▲
Profit to be distributed694/7€21k€72k▲
Return on contributions (dividend)694€21k€72k▲
Social balance
Average headcount (FTE)90870.60.9▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €182k ▲45.1%
Operating result €255k, net result €182k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €250k ▲99.9%
6 profitable years in a row build equity to €250k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €106k ▲53.3%
4 profitable years in a row build equity to €106k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brasschaatsteenweg (C) 268D2920 KalmthoutGround area
1.0 ha
Building footprint
2,908 m²
Volume, LiDAR
16,276 m³
Parcel 11662E0507/00L002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN AMMERS
since 20092.177.466.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0507/00L002 | Flanders | 1.0 ha | 1 · 2,908 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,332 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 1,103 EUR |
| 2023 | 1 | 0 EUR | 1,229 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,163 companies in sector 46499 we hold annual accounts for 737. 549 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2009
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.