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JAGIOS

Active
Private limited companyfounded 20179 yrs activeGrotstraat 50, 3090 Overijse, BelgiumKBO/BCE: BE 0671.684.913
Summary

JAGIOS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €16,322. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▲+22
Solvency48▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.12 in 2024; short-term debt: 24% and cash: 2.6% of total assets), and 77.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.6%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.2m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
19 d late
2022
10 d late
2021
53 d early
2020
38 d early
2019
63 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JAGIOS was incorporated on 21 February 2017.1 Total assets rose from EUR 93,308 in 2018 to EUR 5.2 million in 2025 and headcount from 0.2 full-time equivalents in 2022 to 0.3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022, 2024 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1.2m▲ 1.4%
2024 · €1.2m
Total assets
€5.2m▼ 1.1%
2024 · €5.2m
Net result
€16,322
2024 · -€644,107
Working capital
-€1.0m▲ 11.3%
2024 · -€1.1m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€276,710▲ 125%€303,793▲ 9.8%€412,584▲ 35.8%-€526,115€185,220
Net result€201,184above the sector's middle half▲ 119%€222,059above the sector's middle half▲ 10.4%€305,489above the sector's middle half▲ 37.6%-€644,107below the sector's middle half€16,322within the sector's middle half
Equity€20,460within the sector's middle half=€242,519above the sector's middle half▲ 1,085%€548,007above the sector's middle half▲ 126%€1.2mabove the sector's middle half▲ 111%€1.2mabove the sector's middle half▲ 1.4%
Total assets€271,698within the sector's middle half▲ 8.0%€287,148within the sector's middle half▲ 5.7%€602,659above the sector's middle half▲ 110%€5.2mabove the sector's middle half▲ 768%€5.2mabove the sector's middle half▼ 1.1%
Debt€251,238▲ 8.7%€44,629▼ 82.2%€54,652▲ 22.5%€4.1m▲ 7,363%€4.0m▼ 1.8%
Working capital-€31,363below the sector's middle half▲ 11.8%€197,117above the sector's middle half€307,527above the sector's middle half▲ 56.0%-€1.1mbelow the sector's middle half-€1.0mbelow the sector's middle half▲ 11.3%
Solvency7.5%below the sector's middle half▼ 0.6pp84.5%above the sector's middle half▲ 76.9pp90.9%above the sector's middle half▲ 6.5pp22.1%below the sector's middle half▼ 68.9pp22.6%within the sector's middle half▲ 0.6pp
Current ratio0.88below the sector's middle half▲ 0.035.42above the sector's middle half▲ 4.546.63above the sector's middle half▲ 1.210.12below the sector's middle half▼ 6.510.19below the sector's middle half▲ 0.07
Return on assets (ROA)74.0%above the sector's middle half▲ 37.5pp77.3%above the sector's middle half▲ 3.3pp50.7%above the sector's middle half▼ 26.6pp-12.3%below the sector's middle half▼ 63.0pp0.3%within the sector's middle half▲ 12.6pp
Staff (FTE)0.21▲ 400%0.3▼ 70.0%0▼ 100%
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1.0m-€500,000€0€500,000Operating result 2021: €276,710€276,710Net result 2021: €201,184€201,184Operating result 2022: €303,793€303,793Net result 2022: €222,059€222,059Operating result 2023: €412,584€412,584Net result 2023: €305,489€305,489Operating result 2024: -€526,115-€526,115Net result 2024: -€644,107-€644,107Operating result 2025: €185,220€185,220Net result 2025: €16,322€16,32220212022202320242025-€1m-€500,000€0€500,000Operating result 2023: €412,584€413,000Net result 2023: €305,489€305,000Operating result 2024: -€526,115-€526,000Net result 2024: -€644,107-€644,000Operating result 2025: €185,220€185,000Net result 2025: €16,322€16,300202320242025
The operating result returns to profit in 2025: €185,220 after a loss of €526,115 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.2m
Fixed assets €4.9m ▼ 2.7%
Current assets €237,234 ▲ 50.8%
Equity and liabilities €5.2m
Equity €1.2m ▲ 1.4%
Debt €4.0m ▼ 1.8%
Debt's share of the balance-sheet total falls from 77.9% to 77.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€357,740▲
2024 · €156,649
Cash flow
€188,842▲
2024 · €38,657
Debt to equity
3.42▼
2024 · 3.53
ROE
1.4%▲
2024 · -55.8%
Interest coverage
2.08▲
2024 · 1.27
Debt ≤ 1 year
€1.2m▼
2024 · €1.3m
Debt > 1 year
€2.6m▼
2024 · €2.7m
Income taxes
€264▲
2024 · €67
Staff costs
-€52▼
2024 · €55
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.9% went bankrupt
1.4% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.2m€5.2m▼
Fixed assets21/28€5.1m€4.9m▼
Tangible fixed assets22/27€4.9m€4.7m▼
Land and buildings22€4.8m€4.6m▼
Plant, machinery and equipment23€7,975€30,324▲
Furniture and vehicles24€91,040€75,099▼
Other tangible fixed assets26€5,100€5,100=
Financial fixed assets28€198,500€198,500=
Current assets29/58€157,338€237,234▲
Amounts receivable after more than one year29€50,000€50,000=
Other amounts receivable291€50,000€50,000=
Amounts receivable within one year40/41€51,461€45,213▼
Trade receivables40€50,956€44,671▼
Other amounts receivable41€506€542▲
Current investments50/53€0-
Cash at bank and in hand54/58€49,609€135,634▲
Deferred charges and accrued income490/1€6,268€6,387▲
Equity and liabilities
Total equity and liabilities10/49€5.2m€5.2m▼
Equity10/15€1.2m€1.2m▲
Contributions10/11€1.3m€1.3m=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14-€114,700-€98,379▲
Amounts payable17/49€4.1m€4.0m▼
Amounts payable after more than one year17€2.7m€2.6m▼
Financial debts170/4€2.7m€2.6m▼
Amounts payable within one year42/48€1.3m€1.2m▼
Current portion of amounts payable after more than one year42€103,165€106,681▲
Trade debts44€8,151€7,754▼
Suppliers440/4€8,151€7,754▼
Taxes, remuneration and social security45€48,985€23,007▼
Taxes450/3€48,985€23,007▼
Remuneration and social security454/9€0-
Other amounts payable47/48€1.1m€1.1m▼
Accrued charges and deferred income492/3€83,297€163,424▲
Income statement Code20242025
Remuneration, social security and pensions62€55-€52▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€682,764€172,520▼
Other operating charges640/8€4,388€9,159▲
Gross operating margin9900€161,091€366,848▲
Operating profit (loss)9901-€526,115€185,220▲
Financial income75/76B€5,477€3,500▼
Recurring financial income75€5,477€3,500▼
Financial charges65/66B€123,401€172,135▲
Recurring financial charges65€123,401€172,135▲
Profit (loss) for the period before taxes9903-€644,040€16,585▲
Income taxes67/77€67€264▲
Profit (loss) for the period9904-€644,107€16,322▲
Profit (loss) for the period to be appropriated9905-€644,107€16,322▲
Appropriation of the result
Profit (loss) to be appropriated9906-€644,107-€98,379▲
Profit (loss) brought forward from the previous period14P€0-€114,700▼
Transfer from equity791/2€529,407€0▼
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€2,874€18,967€55-€52▼ 194%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,353€7,978€8,830€682,764€172,520▼ 74.7%
Other operating charges640/8--€434€4,388€9,159▲ 109%
Gross operating margin9900€284,063€314,645€440,815€161,091€366,848▲ 128%
Operating profit (loss)9901€276,710€303,793€412,584-€526,115€185,220▲ 135%
Financial income75/76B€208-€3,411€5,477€3,500▼ 36.1%
Recurring financial income75€208-€3,411€5,477€3,500▼ 36.1%
Financial charges65/66B€149€181€204€123,401€172,135▲ 39.5%
Recurring financial charges65€149€181€204€123,401€172,135▲ 39.5%
Profit (loss) for the period before taxes9903€276,769€303,612€415,791-€644,040€16,585▲ 103%
Income taxes67/77€75,586€81,553€110,303€67€264▲ 293%
Profit (loss) for the period9904€201,184€222,059€305,489-€644,107€16,322▲ 103%
Profit (loss) for the period to be appropriated9905€201,184€222,059€305,489-€644,107€16,322▲ 103%
Line20212022202320242025Change
Assets
Total assets20/58€271,698€287,148€602,659€5.2m€5.2m▼ 1.1%
Fixed assets21/28€51,823€45,402€240,480€5.1m€4.9m▼ 2.7%
Tangible fixed assets22/27€51,373€45,402€41,980€4.9m€4.7m▼ 2.8%
Land and buildings22---€4.8m€4.6m▼ 3.0%
Plant, machinery and equipment23€1,723€2,767€1,779€7,975€30,324▲ 280%
Furniture and vehicles24€5,827€4,344€5,476€91,040€75,099▼ 17.5%
Other tangible fixed assets26€43,823€38,291€34,726€5,100€5,100=
Financial fixed assets28€450-€198,500€198,500€198,500=
Current assets29/58€219,875€241,746€362,179€157,338€237,234▲ 50.8%
Amounts receivable after more than one year29--€50,000€50,000€50,000=
Other amounts receivable291--€50,000€50,000€50,000=
Amounts receivable within one year40/41€29,817€32,798€79,486€51,461€45,213▼ 12.1%
Trade receivables40€29,402€32,798€79,486€50,956€44,671▼ 12.3%
Other amounts receivable41€415--€506€542▲ 7.1%
Current investments50/53--€200,000€0--
Cash at bank and in hand54/58€187,484€207,123€32,693€49,609€135,634▲ 173%
Deferred charges and accrued income490/1€2,574€1,826-€6,268€6,387▲ 1.9%
Equity and liabilities
Total equity and liabilities10/49€271,698€287,148€602,659€5.2m€5.2m▼ 1.1%
Equity10/15€20,460€242,519€548,007€1.2m€1.2m▲ 1.4%
Contributions10/11€18,600€18,600€18,600€1.3m€1.3m=
Outside capital11-€18,600€18,600---
Other1109/19-€18,600€18,600---
Reserves13€1,860€1,860€529,407€0--
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€529,407€0--
Profit (loss) carried forward14-€222,059--€114,700-€98,379▲ 14.2%
Amounts payable17/49€251,238€44,629€54,652€4.1m€4.0m▼ 1.8%
Amounts payable after more than one year17---€2.7m€2.6m▼ 3.9%
Financial debts170/4---€2.7m€2.6m▼ 3.9%
Amounts payable within one year42/48€251,238€44,629€54,652€1.3m€1.2m▼ 3.7%
Current portion of amounts payable after more than one year42---€103,165€106,681▲ 3.4%
Trade debts44€13,149€8,342€6,747€8,151€7,754▼ 4.9%
Suppliers440/4€13,149€8,342€6,747€8,151€7,754▼ 4.9%
Taxes, remuneration and social security45€24,813€34,592€37,431€48,985€23,007▼ 53.0%
Taxes450/3€24,813€34,510€33,945€48,985€23,007▼ 53.0%
Remuneration and social security454/9-€82€3,486€0--
Other amounts payable47/48€213,275€1,695€10,473€1.1m€1.1m▼ 2.2%
Accrued charges and deferred income492/3---€83,297€163,424▲ 96.2%
Line20212022202320242025Change
Profit (loss) for the period9904€201,184€222,059€305,489-€644,107€16,322▲ 103%
+ Depreciation and write-downs630€7,353€7,978€8,830€682,764€172,520▼ 74.7%
Operating cash flow (approximation)€208,537€230,037€314,318€38,657€188,842▲ 389%
Investment in fixed assets (approximation)--€1,557-€203,908-€5.5m-€34,717▲ 99.4%
Change in cash-€19,639-€174,430€16,916€86,026▲ 409%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
20-01
State Gazette act Board meeting · Director resignation
Power of attorney · Permanent representative
2025
31-12
Financial Back to profitnet €16,322
Net result €16,322 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
19-03
State Gazette act Board meeting · Director resignation
Permanent representative · Director appointment
2024
31-12
Financial Weakest financial yearnet -€644,107
Net result drops to -€644,107, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €1mEq €1.2m ▲111%
Equity rises from €548,007 to €1.2m.
30-09
State Gazette act Board meeting · Director appointment
Permanent representative
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
20-06
State Gazette act Board meeting · Director resignation
Director appointment · Permanent representative
03-06
State Gazette act General meeting · Director resignation
Director discharge · Director appointment
14-02
State Gazette act General meeting · Statutes amendment
Corporate purpose · Capital
Show earlier events
11-01
State Gazette act General meeting · Statutes amendment
Capital · Corporate purpose
2023
31-12
Financial Highest result since 2018net €305,489 ▲37.6%
Operating result €412,584, net result €305,489, both a record.
31-12
Financial Equity above €500,000Eq €548,007 ▲126%
6 profitable years in a row build equity to €548,007.
10-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial Liquidity times 6current ratio 5.42
Current ratio from 0.88 to 5.42; short-term debt falls from €251,238 to €44,629.
31-12
Financial Equity above €200,000Eq €242,519 ▲1,085%
5 profitable years in a row build equity to €242,519.
27-12
State Gazette act General meeting · Board meeting
Auditor appointment · Permanent representative
25-11
State Gazette act General meeting · Director resignation
Director reappointment · Permanent representative
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-09
State Gazette act General meeting · Director resignation
Director appointment · Permanent representative
29-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €100,000Eq €115,657 ▲89.6%
2 profitable years in a row build equity to €115,657.
23-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
State Gazette act General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2017
seat establishment All 2 establishment units on the map
Ground area
1.1 ha
Building footprint
962 m²
Volume, LiDAR
6,841 m³
Parcel 23546E0104/00A000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Grotstraat 50, 3090 Overijse
Activities of head offices; management consultancy activities
since 20172.261.639.726
Grotstraat 48, 3090 Overijse
Activities of head offices; management consultancy activities
since 20202.321.630.068
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23546E0104/00A000 Flanders 1.1 ha 1 · 962 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

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Ownership & control

3 board mandates
Board mandates of this companythis company sits on their board3
5 locations
1 location
1 location

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 2,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0671684913
Also 9925:BE0671684913
Registered 07-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.