EXOR CAPITAL
ActiveEXOR CAPITAL has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €-46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+11
Solvency27▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.6 in 2024; short-term debt: 13.5% and cash: 5% of total assets), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-46k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7027 sector peers (2025).
NBB · sector comparisonPosition among 7027 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
28 d early
2024
30 d early
2023
8 d early
2022
20 d early
2021
6 d early
2020
on the day
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 45.8%
2024 · €106k
2018: €51k
2019: €65k
2020: €76k
2021: €144k
2022: €159k
2023: €169k
2024: €106k
2018 → 2025
Total assets
€3.57M▲ 35.2%
2024 · €2.64M
2018: €73k
2019: €661k
2020: €791k
2021: €1.12M
2022: €1.30M
2023: €2.22M
2024: €2.64M
2018 → 2025
Net result
€-46k▲ 25.0%
2024 · €-61k
2018: €45k
2019: €2k
2020: €11k
2021: €22k
2022: €18k
2023: €13k
2024: €-61k
2018 → 2025
Working capital
€-21k▲ 89.9%
2024 · €-212k
2018: €51k
2019: €21k
2020: €-52k
2021: €-86k
2022: €-132k
2023: €-271k
2024: €-212k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€159k▲ 10.5%€169k▲ 6.8%€106k▼ 37.6%€57k▼ 45.8%
Operating result€43k-€49k▲ 14.3%€57k▲ 16.3%€1k▼ 97.4%€29k▲ 1,872%
Net result€22k-€18k▼ 21.7%€13k▼ 24.8%€-61k€-46k▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,872% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.57M
Fixed assets
€3.11M▲ 33.7%
Current assets
€461k▲ 46.9%
Equity and liabilities €3.57M
Equity
€57k▼ 45.8%
Provisions
€9k▼ 6.7%
Debt
€3.50M▲ 38.8%
The debt ratio rises from 95.6% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€290k▲
2024 · €166k
Cash flow
€215k▲
2024 · €104k
Solvency
1.6%▼
2024 · 4.0%
Current ratio
0.96▲
2024 · 0.60
Quick ratio
0.96▲
2024 · 0.60
Debt / equity
61.16▲
2024 · 23.90
ROE
-80.0%▼
2024 · -57.8%
ROA
-1.3%▲
2024 · -2.3%
Interest coverage
3.72▲
2024 · 2.53
Debt
€3.50M▲
2024 · €2.53M
Debt ≤ 1 year
€483k▼
2024 · €526k
Debt > 1 year
€2.98M▲
2024 · €1.95M
Income taxes
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.64M€3.57M▲
Fixed assets21/28€2.33M€3.11M▲
Tangible fixed assets22/27€2.32M€3.11M▲
Land and buildings22€2.31M€3.10M▲
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€3k€2k▼
Current assets29/58€314k€461k▲
Amounts receivable within one year40/41€216k€274k▲
Trade receivables40€56k€23k▼
Other amounts receivable41€160k€251k▲
Cash at bank and in hand54/58€96k€180k▲
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€2.64M€3.57M▲
Equity10/15€106k€57k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€48k€2k▼
Investment grants15€37k€35k▼
Provisions and deferred taxes16€9k€9k▼
Deferred taxes168€9k€9k▼
Amounts payable17/49€2.53M€3.50M▲
Amounts payable after more than one year17€1.95M€2.98M▲
Financial debts170/4€1.95M€2.65M▲
Other amounts payable178/9-€339k
Amounts payable within one year42/48€526k€483k▼
Current portion of amounts payable after more than one year42€113k€110k▼
Trade debts44€39k€2k▼
Suppliers440/4€39k€2k▼
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€363k€361k▼
Accrued charges and deferred income492/3€48k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165k€261k▲
Other operating charges640/8€11k€2k▼
Gross operating margin9900€177k€292k▲
Operating profit (loss)9901€1k€29k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€66k€78k▲
Recurring financial charges65€66k€78k▲
Profit (loss) for the period before taxes9903€-62k€-46k▲
Transfer from deferred taxes780€629€629=
Income taxes67/77-€0
Profit (loss) for the period9904€-61k€-46k▲
Profit (loss) for the period to be appropriated9905€-61k€-46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€2k▼
Profit (loss) brought forward from the previous period14P€109k€48k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-61k ▼562%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €159k ▲10.5%
5 profitable years in a row build equity to €159k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €144k ▲88.5%
4 profitable years in a row build equity to €144k.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haute 54c/24650 HerveGround area
210 m²
Building footprint
34 m²
Volume, LiDAR
227 m³
Parcel 63035A0536/00B000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EXOR CAPITAL
since 20172.266.642.847
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0536/00B000 | Wallonia | 210 m² | 1 · 34 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.