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4 STARS

Active
Private limited companyfounded 2017active for 8 yearsHenri Vanhuffelplein 10, 1081 Koekelberg, BelgiumKBO/BCE: BE 0686.890.256
Summary

4 STARS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,520 and a net result of €15,499. Equity has been shrinking by about 3.9% per year since 2018. Its solvency ranks better than 75% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-12-2017 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.344.927.884 1081 Koekelberg, since 15-05-2023
Financial year end
31 December
Peppol
Reachable since 16-04-2026

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Turnover
€337,305
▼ 6.9%
Profit
€15,499
Equity
€27,520
▲ 129%
Total assets
€44,152
▼ 10.5%
Staff
≈ 0.3 FTE
estimated
Filed on 24-07-2026, 7 days before the deadline
Score breakdownraises riskSize: turnover €337,305, total assets €44,152lowers riskLiquidity: current ratio 2.85, cash €16,657Equity €27,520 (62.3% of total assets)Figures for financial year 2025 (filed on 24-07-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 87+38
equity 62.3% of total assets
Liquidity 82+60
short-term debt 33.9% · cash 37.7%
Profitability 100+85
return on assets 35.1%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.1% 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.2 percentage points vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.7%▲ +0.4 percentage points vs 04-2025 06-2025: 2.6%▼ -0.1 percentage points vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 4.1%▲ +1.5 percentage points vs 07-2025highest value 09-2025: 3.4%▼ -0.7 percentage points vs 08-2025 10-2025: 3.4%● unchanged vs 09-2025 11-2025: 3.4%● unchanged vs 10-2025 12-2025: 3.4%● unchanged vs 11-2025 01-2026: 3.4%● unchanged vs 12-2025 02-2026: 3.0%▼ -0.4 percentage points vs 01-2026 03-2026: 2.5%▼ -0.5 percentage points vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.3%▼ -0.2 percentage points vs 04-2026 06-2026: 2.3%● unchanged vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 0.5%▼ -1.8 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.85 (1.28 in 2024), above the usual 1.5. Short-term debt is 33.9% and cash 37.7% of total assets. 37.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 75% of them on solvency, 86% on liquidity, 96% on profitability and 63% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: turnover €337,305, total assets €44,152
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.85, cash €16,657
NBB · annual accounts
lowers risk · Equity €27,520 (62.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-07-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,520
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
7 days early
2024
7 days late
2023
7 days early
2022
31 days late
2021
31 days late
2020
64 days early
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 15-07-2026 · 1 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Appointment: ALI Saqib (director)Resignation: SALEEM Muhammad yasir (director)
  2. · Gazette deed Registered office moved from Zedelgem to KoekelbergChange of role: SALEEM Muhammad Yasir, from manager to director
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as 4 STARS: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €40,200 and €54,700, founded between 2016 and 2018.

CompanyTotal assetsGross margin
4 STARS Koekelberg€44,152€31,768
SALMANE Koekelberg€51,333€41,546
JAC34 Oudergem€42,773€37,040
JENSOU Sint-Jans-Molenbeek€51,948€29,572
M.K. NAHAR Etterbeek€50,979€26,286
PALLO SONY Brussel€40,210€37,589
NILIMA Elsene€54,740€31,096
Full comparison

Key facts about 4 STARS

What is the company number of 4 STARS?
The company number of 4 STARS is 0686.890.256. The VAT number is the same number with BE in front: BE 0686.890.256.
Where is 4 STARS based?
The registered office is at Henri Vanhuffelplein 10, 1081 Koekelberg.Company details
What does 4 STARS do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of 4 STARS?
The legal form of 4 STARS is Private limited company (BV).
When was 4 STARS founded?
4 STARS was founded on 28-12-2017.
Is 4 STARS still active?
Yes, 4 STARS is an active enterprise in the KBO register.
What is the turnover of 4 STARS?
The turnover of 4 STARS was €337,305 in financial year 2025, according to the filed annual accounts.Financials
Is 4 STARS profitable?
In financial year 2025, 4 STARS made a profit of €15,499.
Where can I find the annual accounts of 4 STARS?
4 STARS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 4 STARS due?
4 STARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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