IT PHONIC
ActiveSummary
IT PHONIC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,029 and a net result of €33,824. Equity is shrinking by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-8
Solvency64▲+12
Growth38=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.38 in 2024; short-term debt: 60.5% and cash: 34.6% of total assets), but 60.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
15.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €86,029
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
120 d late
2021
61 d late
2020
92 d late
2019
133 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 oldest company in Ramillies, Telecoms and IT sector#8 company by equity in Ramillies, Telecoms and IT sector#9 company by total assets in Ramillies, Telecoms and IT sector
Turnover
€397,636▼ 12.8%
2023 · €456,163
EBIT margin
10.1%▲ 12.9pp
2023 · -2.8%
Net result
€33,824▲ 42.3%
2024 · €23,768
Working capital
€85,803▲ 64.5%
2024 · €52,155
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€553,951▼ 29.6%€452,194▼ 18.4%€456,163▲ 0.9%€397,636
Operating result-€19,991-€67,349▼ 237%-€12,803▲ 81.0%€29,406€40,117▲ 36.4%
Net result-€22,788below the sector's middle half▼ 410%-€70,722below the sector's middle half▼ 210%-€17,830below the sector's middle half▲ 74.8%€23,768within the sector's middle half€33,824within the sector's middle half▲ 42.3%
EBIT margin-3.6%▼ 3.9pp-14.9%▼ 11.3pp-2.8%▲ 12.1pp10.1%
Equity€116,990within the sector's middle half▼ 16.3%€46,267within the sector's middle half▼ 60.5%€28,437within the sector's middle half▼ 38.5%€52,205within the sector's middle half▲ 83.6%€86,029within the sector's middle half▲ 64.8%
Total assets€267,268within the sector's middle half▼ 13.2%€218,773within the sector's middle half▼ 18.1%€368,185above the sector's middle half▲ 68.3%€190,577within the sector's middle half▼ 48.2%€217,951within the sector's middle half▲ 14.4%
Debt€150,278▼ 10.6%€172,505▲ 14.8%€339,747▲ 96.9%€138,372▼ 59.3%€131,923▼ 4.7%
Working capital€114,605within the sector's middle half▼ 8.0%€45,948within the sector's middle half▼ 59.9%€28,214within the sector's middle half▼ 38.6%€52,155within the sector's middle half▲ 84.9%€85,803within the sector's middle half▲ 64.5%
Solvency43.8%within the sector's middle half▼ 1.6pp21.1%below the sector's middle half▼ 22.6pp7.7%below the sector's middle half▼ 13.4pp27.4%below the sector's middle half▲ 19.7pp39.5%within the sector's middle half▲ 12.1pp
Current ratio1.76within the sector's middle half▲ 0.021.27below the sector's middle half▼ 0.501.08below the sector's middle half▼ 0.181.38within the sector's middle half▲ 0.291.65within the sector's middle half▲ 0.27
Return on assets (ROA)-8.5%below the sector's middle half▼ 7.1pp-32.3%below the sector's middle half▼ 23.8pp-4.8%below the sector's middle half▲ 27.5pp12.5%within the sector's middle half▲ 17.3pp15.5%within the sector's middle half▲ 3.0pp
Staff (FTE)2=1.5▼ 25.0%2▲ 33.3%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217,951
Fixed assets
€225 ▲ 351%
Current assets
€217,726 ▲ 14.3%
Equity and liabilities €217,951
Equity
€86,029 ▲ 64.8%
Debt
€131,923 ▼ 4.7%
Debt's share of the balance-sheet total falls from 72.6% to 60.5%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
1.53▼
2024 · 2.65
ROE
39.3%▼
2024 · 45.5%
Debt ≤ 1 year
€131,923▼
2024 · €138,372
Income taxes
€4,506▲
2024 · €2,455
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €553,951 | €452,194 | €456,163 | - | €397,636 | - |
| Non-recurring operating income76A | €19,348 | €11,201 | €7,204 | €6,581 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €479,483 | €439,729 | €412,910 | - | €356,995 | - |
| Remuneration, social security and pensions62 | €107,003 | €93,506 | €75,453 | €27,204 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,499 | €1,822 | €339 | €173 | - | - |
| Other operating charges640/8 | €2,305 | €15,204 | €1,749 | €1,190 | €1,410 | ▲ 18.5% |
| Gross operating margin9900 | €93,815 | €43,183 | €64,739 | €57,973 | €41,527 | ▼ 28.4% |
| Operating profit (loss)9901 | -€19,991 | -€67,349 | -€12,803 | €29,406 | €40,117 | ▲ 36.4% |
| Financial income75/76B | - | €1 | €1 | - | - | - |
| Recurring financial income75 | - | €1 | €1 | - | - | - |
| Financial charges65/66B | €1,915 | €3,139 | €4,683 | €3,184 | €1,787 | ▼ 43.9% |
| Recurring financial charges65 | €1,915 | €3,139 | €4,683 | €3,184 | €1,787 | ▼ 43.9% |
| Profit (loss) for the period before taxes9903 | -€21,907 | -€70,488 | -€17,485 | €26,222 | €38,330 | ▲ 46.2% |
| Income taxes67/77 | €881 | €234 | €345 | €2,455 | €4,506 | ▲ 83.6% |
| Profit (loss) for the period9904 | -€22,788 | -€70,722 | -€17,830 | €23,768 | €33,824 | ▲ 42.3% |
| Profit (loss) for the period to be appropriated9905 | -€22,788 | -€70,722 | -€17,830 | €23,768 | €33,824 | ▲ 42.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €267,268 | €218,773 | €368,185 | €190,577 | €217,951 | ▲ 14.4% |
| Fixed assets21/28 | €2,384 | €563 | €223 | €50 | €225 | ▲ 351% |
| Tangible fixed assets22/27 | €2,334 | €513 | €173 | - | - | - |
| Land and buildings22 | €506 | €340 | €173 | - | - | - |
| Plant, machinery and equipment23 | €1,828 | €173 | - | - | - | - |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €225 | ▲ 351% |
| Current assets29/58 | €264,884 | €218,210 | €367,961 | €190,527 | €217,726 | ▲ 14.3% |
| Amounts receivable within one year40/41 | €257,163 | €206,534 | €327,379 | €131,176 | €138,494 | ▲ 5.6% |
| Trade receivables40 | €248,405 | €206,534 | €327,379 | €130,633 | €130,860 | ▲ 0.2% |
| Other amounts receivable41 | €8,758 | - | - | €543 | €7,634 | ▲ 1,306% |
| Cash at bank and in hand54/58 | €3,915 | €2,321 | €37,134 | €57,897 | €75,394 | ▲ 30.2% |
| Deferred charges and accrued income490/1 | €3,806 | €9,355 | €3,449 | €1,454 | €3,837 | ▲ 164% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €267,268 | €218,773 | €368,185 | €190,577 | €217,951 | ▲ 14.4% |
| Equity10/15 | €116,990 | €46,267 | €28,437 | €52,205 | €86,029 | ▲ 64.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €26,817 | €26,817 | €26,817 | €50,585 | €79,829 | ▲ 57.8% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €24,958 | €24,958 | €24,958 | €48,725 | €77,970 | ▲ 60.0% |
| Profit (loss) carried forward14 | €83,973 | €13,250 | -€4,580 | -€4,580 | - | - |
| Amounts payable17/49 | €150,278 | €172,505 | €339,747 | €138,372 | €131,923 | ▼ 4.7% |
| Amounts payable within one year42/48 | €150,278 | €172,262 | €339,747 | €138,372 | €131,923 | ▼ 4.7% |
| Financial debts43 | - | €11,000 | €67,000 | - | - | - |
| Credit institutions430/8 | - | €11,000 | €67,000 | - | - | - |
| Trade debts44 | €57,138 | €83,809 | €136,377 | €21,064 | €5,275 | ▼ 75.0% |
| Suppliers440/4 | €57,138 | €83,809 | €136,377 | €21,064 | €5,275 | ▼ 75.0% |
| Taxes, remuneration and social security45 | €26,499 | €14,476 | €33,892 | €16,461 | €22,992 | ▲ 39.7% |
| Taxes450/3 | €25,309 | €12,356 | €24,661 | €16,461 | €22,992 | ▲ 39.7% |
| Remuneration and social security454/9 | €1,190 | €2,120 | €9,231 | - | - | - |
| Other amounts payable47/48 | €66,642 | €62,978 | €102,478 | €100,847 | €103,655 | ▲ 2.8% |
| Accrued charges and deferred income492/3 | - | €243 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,788 | -€70,722 | -€17,830 | €23,768 | €33,824 | ▲ 42.3% |
| + Depreciation and write-downs630 | €4,499 | €1,822 | €339 | €173 | - | - |
| Operating cash flow (approximation) | -€18,289 | -€68,901 | -€17,491 | €23,941 | €33,824 | ▲ 41.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€175 | - |
| Change in cash | - | -€1,593 | €34,813 | €20,763 | €17,498 | ▼ 15.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €33,824 ▲42.3%
Operating result €40,117, net result €33,824, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €23,768
Net result €23,768 after 5 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
31-12
Financial
Weakest financial yearnet -€70,722
Net result drops to -€70,722, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 133 days late
2019
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 60 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 1999
Ground area
2,444 m²
Building footprint
205 m²
Volume, LiDAR
1,853 m³
Parcel 25030B0157/00L000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue Saint-Nicolas 4, 1367 Ramillies
since 19992.090.214.990
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25030B0157/00L000 | Wallonia | 2,444 m² | 1 · 204 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,580 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46180Agents specialised in the wholesale of other particular products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465108169
Also
9925:BE0465108169
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.