VISIONLINE
ActiveVISIONLINE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €11k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-16
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.55 against 4.19 in 2024), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
53 d late
2023
50 d early
2022
30 d late
2021
25 d late
2020
23 d late
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€186k▼ 8.0%
2024 · €202k
2018: €66k
2019: €83k
2020: €102k
2021: €85k
2022: €134k
2023: €150k
2024: €202k
2018 → 2025
Total assets
€212k▼ 14.1%
2024 · €247k
2018: €163k
2019: €172k
2020: €178k
2021: €148k
2022: €206k
2023: €180k
2024: €247k
2018 → 2025
Net result
€11k▼ 40.7%
2024 · €18k
2018: €-20k
2019: €-20k
2020: €19k
2021: €31k
2022: €49k
2023: €16k
2024: €18k
2018 → 2025
Working capital
€120k▼ 16.5%
2024 · €143k
2018: €64k
2019: €80k
2020: €105k
2021: €88k
2022: €58k
2023: €88k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€134k▲ 57.7%€150k▲ 11.8%€202k▲ 34.4%€186k▼ 8.0%
Operating result€44k-€68k▲ 52.4%€22k▼ 67.9%€23k▲ 6.6%€18k▼ 21.2%
Net result€31k-€49k▲ 57.5%€16k▼ 67.6%€18k▲ 13.5%€11k▼ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€66k▲ 12.4%
Current assets
€146k▼ 22.4%
Equity and liabilities €212k
Equity
€186k▼ 8.0%
Debt
€26k▼ 41.5%
The debt ratio falls from 18.2% to 12.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€39k▼
2024 · €45k
Cash flow
€32k▼
2024 · €40k
Solvency
87.6%▲
2024 · 81.8%
Current ratio
5.55▲
2024 · 4.19
Quick ratio
5.55▲
2024 · 4.19
Debt / equity
0.14▼
2024 · 0.22
ROE
5.8%▼
2024 · 8.9%
ROA
5.0%▼
2024 · 7.3%
Interest coverage
42.94▼
2024 · 59.44
Debt
€26k▼
2024 · €45k
Debt ≤ 1 year
€26k▼
2024 · €45k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€212k▼
Fixed assets21/28€59k€66k▲
Tangible fixed assets22/27€59k€66k▲
Land and buildings22€2k€28k▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€55k€33k▼
Current assets29/58€188k€146k▼
Amounts receivable after more than one year29€58k€58k=
Other amounts receivable291€58k€58k=
Amounts receivable within one year40/41€67k€39k▼
Trade receivables40€17k€25k▲
Other amounts receivable41€51k€14k▼
Cash at bank and in hand54/58€48k€47k▼
Deferred charges and accrued income490/1€14k€2k▼
Equity and liabilities
Total equity and liabilities10/49€247k€212k▼
Equity10/15€202k€186k▼
Contributions10/11€13k€13k=
Reserves13€153k€136k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€147k€131k▼
Profit (loss) carried forward14€37k€37k=
Amounts payable17/49€45k€26k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€45k€26k▼
Current portion of amounts payable after more than one year42€11k€0▼
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€10k€21k▲
Taxes450/3€10k€17k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€16k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€2k€931▼
Gross operating margin9900€47k€40k▼
Operating profit (loss)9901€23k€18k▼
Financial income75/76B€5k€13▼
Recurring financial income75€5k€13▼
Financial charges65/66B€750€911▲
Recurring financial charges65€750€911▲
Profit (loss) for the period before taxes9903€27k€17k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€18k€11k▼
Profit (loss) for the period to be appropriated9905€18k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€47k▼
Profit (loss) brought forward from the previous period14P€37k€37k=
Transfer from equity791/2€16k€27k▲
Transfer to equity691/2€18k€11k▼
To other reserves6921€18k€11k▼
Profit to be distributed694/7€16k€27k▲
Return on contributions (dividend)694€16k€27k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Equity above €200kEq €202k ▲34.4%
5 profitable years in a row build equity to €202k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.82
Current ratio from 2.06 to 5.82; short-term debt falls from €54k to €18k.
31-12
Financial
Equity above €150kEq €150k ▲11.8%
4 profitable years in a row build equity to €150k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €49k ▲57.5%
Operating result €68k, net result €49k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲57.7%
3 profitable years in a row build equity to €134k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €102k ▲23%
Equity rises from €83k to €102k.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
02-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 399 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Polderstraat 321840 LonderzeelGround area
1,923 m²
Building footprint
316 m²
Volume, LiDAR
1,784 m³
2 parcels, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
VISIONLINE
since 20002.099.978.635
VISIONLINE
since 20262.385.466.263
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045E0427/00F000 | Flanders | 1,844 m² | 1 · 260 m² | 6.9 m · 1 fl. |
| 35386D0034/00G008 | Flanders | 78 m² | 1 · 56 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 50 EUR awarded · 50 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 50 EUR | 50 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 14,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2000
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.