DELTAWARE
ActiveSummary
DELTAWARE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €31k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 76% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+41
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 4.9 in 2024; short-term debt: 24% and cash: 68.8% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
14.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
18 d early
2023
25 d early
2022
20 d early
2021
18 d early
2020
11 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▲ 470%
2024 · €5k
2018: €2k
2019: €3k
2020: €-1k
2021: €41k
2022: €13k
2023: €6k
2024: €5k
2018 → 2025
Working capital
€111k▼ 16.0%
2024 · €132k
2018: €79k
2019: €82k
2020: €81k
2021: €122k
2022: €135k
2023: €115k
2024: €132k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€135k▲ 10.6%€127k▼ 5.9%€133k▲ 4.2%€163k▲ 23.1%
Operating result€58k-€20k▼ 66.3%€9k▼ 52.9%€11k▲ 14.5%€41k▲ 291%
Net result€41k-€13k▼ 68.5%€6k▼ 51.9%€5k▼ 14.2%€31k▲ 470%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 291% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€52k ▲ 207,128%
Current assets
€163k ▼ 2.2%
Equity and liabilities €215k
Equity
€163k ▲ 23.1%
Debt
€52k ▲ 51.4%
Debt's share of the balance-sheet total rises from 20.4% to 24.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€42k
Cash flow
€32k
Current ratio
3.16▼
2024 · 4.90
Debt to equity
0.32▲
2024 · 0.26
ROE
18.8%▲
2024 · 4.1%
ROA
14.3%▲
2024 · 3.2%
Interest coverage
172.02
Debt ≤ 1 year
€52k▲
2024 · €34k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€215k▲
Fixed assets21/28€25€52k▲
Tangible fixed assets22/27€0€52k▲
Furniture and vehicles24€0€52k▲
Financial fixed assets28€25€25=
Current assets29/58€166k€163k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€155k€148k▼
Deferred charges and accrued income490/1€355€3k▲
Equity and liabilities
Total equity and liabilities10/49€167k€215k▲
Equity10/15€133k€163k▲
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€93k€123k▲
Amounts payable17/49€34k€52k▲
Amounts payable within one year42/48€34k€52k▲
Trade debts44€12k€26k▲
Suppliers440/4€12k€26k▲
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€6k€18k▲
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Other operating charges640/8€4k€597▼
Gross operating margin9900€15k€43k▲
Operating profit (loss)9901€11k€41k▲
Financial income75/76B€625€823▲
Recurring financial income75€625€823▲
Financial charges65/66B€239€246▲
Recurring financial charges65€239€246▲
Profit (loss) for the period before taxes9903€11k€42k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€5k€31k▲
Profit (loss) for the period to be appropriated9905€5k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€123k▲
Profit (loss) brought forward from the previous period14P€87k€93k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €163k ▲23.1%
5 profitable years in a row build equity to €163k.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial
Equity above €100kEq €122k ▲51.1%
Equity rises from €81k to €122k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2001
Ground area
1,488 m²
Building footprint
140 m²
Parcel 92053C0001/00T015, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Maurlage 5, 5030 Gembloux
since 20012.094.377.379
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053C0001/00T015 | Wallonia | 1,488 m² | 1 · 140 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DIGILE
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EVENTHINGS
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,391. 15,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
28230Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
47400Retail sale of information and communication equipment
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
95100Repair and maintenance of computers and communication equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.