PCARE
ActivePCARE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €18k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 78% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.87 against 6.32 in 2024; short-term debt: 17.1% and cash: 46.6% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.9%
Return on assets
9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €163k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
61 d late
2023
30 d early
2022
4 d early
2021
29 d late
2020
45 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 12.2%
2024 · €145k
2018: €134k
2019: €135k
2020: €123k
2021: €144k
2022: €144k
2023: €138k
2024: €145k
2018 → 2025
Total assets
€196k▲ 17.7%
2024 · €167k
2018: €143k
2019: €150k
2020: €133k
2021: €154k
2022: €164k
2023: €155k
2024: €167k
2018 → 2025
Net result
€18k▲ 144%
2024 · €7k
2018: €-14k
2019: €2k
2020: €-12k
2021: €21k
2022: €-154
2023: €-6k
2024: €7k
2018 → 2025
Working capital
€130k▲ 16.9%
2024 · €111k
2018: €24k
2019: €40k
2020: €42k
2021: €77k
2022: €85k
2023: €92k
2024: €111k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€144k▼ 0.1%€138k▼ 4.4%€145k▲ 5.2%€163k▲ 12.2%
Operating result€21k-€-142€-5k▼ 3,679%€8k€25k▲ 202%
Net result€21k-€-154€-6k▼ 4,020%€7k€18k▲ 144%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 202% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€33k▼ 5.1%
Current assets
€163k▲ 23.8%
Equity and liabilities €196k
Equity
€163k▲ 12.2%
Debt
€34k▲ 55.2%
The debt ratio rises from 12.9% to 17.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €20k
Cash flow
€29k▲
2024 · €19k
Solvency
82.9%▼
2024 · 87.1%
Current ratio
4.87▼
2024 · 6.32
Quick ratio
4.57▼
2024 · 5.86
Debt / equity
0.21▲
2024 · 0.15
ROE
10.8%▲
2024 · 5.0%
ROA
9.0%▲
2024 · 4.3%
Interest coverage
15.43▲
2024 · 12.60
Debt
€34k▲
2024 · €22k
Debt ≤ 1 year
€34k▲
2024 · €21k
Income taxes
€6k▲
2024 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€196k▲
Fixed assets21/28€35k€33k▼
Tangible fixed assets22/27€35k€33k▼
Land and buildings22€35k€33k▼
Plant, machinery and equipment23€284€268▼
Current assets29/58€132k€163k▲
Stocks and contracts in progress3€9k€10k▲
Stocks30/36€9k€10k▲
Amounts receivable within one year40/41€51k€61k▲
Trade receivables40€48k€58k▲
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€69k€92k▲
Deferred charges and accrued income490/1€3k€991▼
Equity and liabilities
Total equity and liabilities10/49€167k€196k▲
Equity10/15€145k€163k▲
Contributions10/11€159k€159k=
Reserves13€3k€4k▲
Tax-exempt reserves132€114€114=
Distributable reserves133€3k€4k▲
Profit (loss) carried forward14€-16k€0▲
Amounts payable17/49€22k€34k▲
Amounts payable within one year42/48€21k€34k▲
Trade debts44€12k€22k▲
Suppliers440/4€12k€22k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3€736€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€152€-152▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€22k€39k▲
Operating profit (loss)9901€8k€25k▲
Financial income75/76B€530€191▼
Recurring financial income75€530€191▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€7k€23k▲
Income taxes67/77€129€6k▲
Profit (loss) for the period9904€7k€18k▲
Profit (loss) for the period to be appropriated9905€7k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€2k▲
Profit (loss) brought forward from the previous period14P€-23k€-16k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €163k ▲12.2%
2 profitable years in a row build equity to €163k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anemonenlaan(BOR) 72880 BornemGround area
644 m²
Building footprint
138 m²
Volume, LiDAR
647 m³
Parcel 12362G0244/00T000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PCARE
since 19992.090.959.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12362G0244/00T000 | Flanders | 644 m² | 1 · 138 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TCOFLEET
BE 0717.968.462
Antwerpen · Eq €163k
AM4I
BE 0782.378.838
Kaprijke · Eq €163k
Hayfield
BE 0723.805.387
Ranst · Eq €163k
VENTUS CONSULTING
BE 0876.074.405
Pelt · Eq €163k
Blue Boots
BE 0666.433.154
Nazareth-De Pinte · Eq €163k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-1999
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.