IPSOLD
ActiveIPSOLD has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €30k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 16.19 against 32.17 in 2024; short-term debt: 6.2% and cash: 50.4% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
126 d early
2024
108 d early
2023
92 d early
2022
32 d early
2021
30 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€252k▲ 13.6%
2024 · €222k
2020: €58k
2021: €214k
2022: €328k
2023: €202k
2024: €222k
2020 → 2025
Total assets
€269k▲ 17.4%
2024 · €229k
2020: €184k
2021: €298k
2022: €379k
2023: €424k
2024: €229k
2020 → 2025
Net result
€30k▲ 49.8%
2024 · €20k
2020: €125k
2021: €156k
2022: €114k
2023: €74k
2024: €20k
2020 → 2025
Working capital
€252k▲ 15.8%
2024 · €217k
2020: €23k
2021: €186k
2022: €309k
2023: €189k
2024: €217k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€214k-€328k▲ 53.2%€202k▼ 38.5%€222k▲ 10.0%€252k▲ 13.6%
Operating result€203k-€148k▼ 26.9%€95k▼ 36.0%€24k▼ 74.8%€40k▲ 67.0%
Net result€156k-€114k▼ 27.0%€74k▼ 35.2%€20k▼ 72.7%€30k▲ 49.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 67% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€571▼ 88.1%
Current assets
€268k▲ 19.6%
Equity and liabilities €269k
Equity
€252k▲ 13.6%
Debt
€17k▲ 138%
The debt ratio rises from 3.0% to 6.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €32k
Cash flow
€31k▲
2024 · €28k
Solvency
93.8%▼
2024 · 97.0%
Current ratio
16.19▼
2024 · 32.17
Quick ratio
16.19▼
2024 · 32.17
Debt / equity
0.07▲
2024 · 0.03
ROE
12.0%▲
2024 · 9.1%
ROA
11.2%▲
2024 · 8.8%
Interest coverage
102.66▼
2024 · 278.87
Debt
€17k▲
2024 · €7k
Debt ≤ 1 year
€17k▲
2024 · €7k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€269k▲
Fixed assets21/28€5k€571▼
Tangible fixed assets22/27€5k€571▼
Furniture and vehicles24€5k€571▼
Current assets29/58€224k€268k▲
Amounts receivable within one year40/41€51k€123k▲
Trade receivables40€19k€19k▲
Other amounts receivable41€32k€104k▲
Cash at bank and in hand54/58€163k€136k▼
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€229k€269k▲
Equity10/15€222k€252k▲
Contributions10/11€5k€5k=
Reserves13€217k€247k▲
Distributable reserves133€217k€247k▲
Profit (loss) carried forward14€4€7▲
Amounts payable17/49€7k€17k▲
Amounts payable within one year42/48€7k€17k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€3k€11k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A-€12k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€563▼
Other operating charges640/8€636€2k▲
Gross operating margin9900€32k€43k▲
Operating profit (loss)9901€24k€40k▲
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€113€394▲
Recurring financial charges65€113€394▲
Profit (loss) for the period before taxes9903€27k€43k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€20k€30k▲
Profit (loss) for the period to be appropriated9905€20k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€30k▲
Profit (loss) brought forward from the previous period14P€2€4▲
Transfer from equity791/2€0-
Transfer to equity691/2€20k€30k▲
To other reserves6921€20k€30k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €20k ▼72.7%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 17current ratio 32.17
Current ratio from 1.85 to 32.17; short-term debt falls from €222k to €7k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.10
Current ratio from 3.22 to 7.10; short-term debt falls from €84k to €51k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2020net €156k ▲25%
Operating result €203k, net result €156k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.22
Current ratio from 1.18 to 3.22; short-term debt falls from €126k to €84k.
31-12
Financial
Equity above €200kEq €214k ▲268%
2 profitable years in a row build equity to €214k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 4861950 KraainemGround area
131 m²
Building footprint
139 m²
Volume, LiDAR
821 m³
Parcel 22002C0009/00T002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IPSOLD
since 20202.299.758.944
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0009/00T002 | Flanders | 131 m² | 1 · 139 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.