YUMIE
ActiveYUMIE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-39
Solvency36▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.18 against 2.29 in 2024; short-term debt: 41.9% and cash: 2.6% of total assets), but 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1633 sector peers (2025).
NBB · sector comparisonPosition among 1633 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
24 d early
2024
29 d late
2023
22 d early
2022
101 d early
2021
131 d early
2020
107 d early
2019
120 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€17k▼ 42.7%
2024 · €30k
2019: €10k
2020: €23k
2021: €23k
2022: €-37k
2023: €-12k
2024: €30k
2019 → 2025
Total assets
€159k▼ 10.2%
2024 · €177k
2019: €35k
2020: €52k
2021: €60k
2022: €67k
2023: €99k
2024: €177k
2019 → 2025
Net result
€-13k
2024 · €42k
2019: €8k
2020: €13k
2021: €13k
2022: €-55k
2023: €-25k
2024: €42k
2019 → 2025
Working capital
€79k▼ 13.1%
2024 · €91k
2019: €10k
2020: €21k
2021: €17k
2022: €35k
2023: €57k
2024: €91k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€-37k€-12k▲ 67.8%€30k€17k▼ 42.7%
Operating result€19k-€-53k€-21k▲ 59.7%€-11k▲ 47.1%€-10k▲ 9.5%
Net result€13k-€-55k€-25k▲ 54.4%€42k€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€14k▼ 16.7%
Current assets
€146k▼ 9.6%
Equity and liabilities €159k
Equity
€17k▼ 42.7%
Debt
€142k▼ 3.7%
The debt ratio rises from 83.2% to 89.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▲
2024 · €-9k
Cash flow
€-8k▼
2024 · €44k
Solvency
10.7%▼
2024 · 16.8%
Current ratio
2.18▼
2024 · 2.29
Quick ratio
2.18▼
2024 · 2.29
Debt / equity
8.31▲
2024 · 4.95
ROE
-74.5%▼
2024 · 139.8%
ROA
-8.0%▼
2024 · 23.5%
Interest coverage
-0.96▲
2024 · -1.82
Debt
€142k▼
2024 · €148k
Debt ≤ 1 year
€67k▼
2024 · €70k
Debt > 1 year
€75k=
2024 · €75k
Income taxes
€153▲
2024 · €144
Staff costs
€47k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€159k▼
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€14k▼
Furniture and vehicles24€16k€14k▼
Financial fixed assets28€150€150=
Current assets29/58€161k€146k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€129k€137k▲
Trade receivables40€28k€36k▲
Other amounts receivable41€101k€101k▲
Cash at bank and in hand54/58€25k€4k▼
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€177k€159k▼
Equity10/15€30k€17k▼
Contributions10/11€53k€53k=
Profit (loss) carried forward14€-23k€-35k▼
Amounts payable17/49€148k€142k▼
Amounts payable after more than one year17€75k€75k=
Financial debts170/4€75k€75k=
Amounts payable within one year42/48€70k€67k▼
Trade debts44€18k€3k▼
Suppliers440/4€18k€3k▼
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€5k€87▼
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€37k€56k▲
Accrued charges and deferred income492/3€2k€439▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€985€992▲
Non-recurring operating charges66A€0-
Gross operating margin9900€37k€42k▲
Operating profit (loss)9901€-11k€-10k▲
Financial income75/76B€58k€4k▼
Recurring financial income75€3k€4k▲
Non-recurring financial income76B€55k€0▼
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€42k€-13k▼
Income taxes67/77€144€153▲
Profit (loss) for the period9904€42k€-13k▼
Profit (loss) for the period to be appropriated9905€42k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-35k▼
Profit (loss) brought forward from the previous period14P€-64k€-23k▲
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-55k ▼527%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat(STE) 469190 StekeneGround area
1,939 m²
Building footprint
334 m²
Volume, LiDAR
1,768 m³
Parcel 46024A0780/00E000, Flanders · tallest building 14.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
YUMIE
since 20192.292.377.145
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A0780/00E000 | Flanders | 1,939 m² | 1 · 333 m² | 14.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 5,563 EUR awarded · 5,563 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 5,121 EUR | 5,121 EUR |
| 2023 | 1 | 266 EUR | 266 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KELLY LEMMENS
BE 0801.562.369
Halen · Eq €17k
MHN PROJECT
BE 0697.879.663
Brussel · Eq €17k
STRAK Services
BE 0894.310.702
Gent · Eq €17k
COMUNIC'ACTION
BE 0463.442.937
Lasne · Eq €17k
Alethos
BE 1027.469.431
Vorst · Eq €17k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@yumie.eu
E-mail:yumiebv@gmail.com