INTO
ActiveSummary
INTO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €991. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+7
Solvency51▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.98 in 2024; short-term debt: 74.3% and cash: 0% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
2.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
30 d late
2023
29 d late
2021
on the day
2020
2 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 11.2%
2024 · €9k
2019: €-803
2020: €5k
2021: €9k
2023: €9k
2024: €9k
2019 → 2025
Total assets
€38k▼ 10.2%
2024 · €43k
2019: €29k
2020: €27k
2021: €32k
2023: €41k
2024: €43k
2019 → 2025
Net result
€991▲ 552%
2024 · €152
2019: €8k
2020: €6k
2021: €3k
2023: €102
2024: €152
2019 → 2025
Working capital
€5k
2024 · €-623
2019: €-1k
2020: €2k
2021: €3k
2023: €-616
2024: €-623
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€5k-€9k▲ 59.1%€9k▲ 1.2%€9k▲ 1.7%€10k▲ 11.2%
Operating result€10k-€7k▼ 32.2%€6k▼ 16.2%€5k▼ 15.3%€5k▲ 6.7%
Net result€6k-€3k▼ 48.5%€102▼ 96.8%€152▲ 49.0%€991▲ 552%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€5k ▼ 59.9%
Current assets
€33k ▲ 8.6%
Equity and liabilities €38k
Equity
€10k ▲ 11.2%
Debt
€29k ▼ 15.8%
Debt's share of the balance-sheet total falls from 79.3% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €9k
Cash flow
€4k▼
2024 · €4k
Current ratio
1.17▲
2024 · 0.98
Debt to equity
2.89▼
2024 · 3.82
ROE
10.0%▲
2024 · 1.7%
ROA
2.6%▲
2024 · 0.4%
Interest coverage
2.35▲
2024 · 1.88
Debt ≤ 1 year
€29k▼
2024 · €31k
Income taxes
€772▲
2024 · €67
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€38k▼
Formation expenses20€664€469▼
Fixed assets21/28€11k€5k▼
Tangible fixed assets22/27€11k€5k▼
Furniture and vehicles24€7k€5k▼
Leasing and similar rights25€4k-
Current assets29/58€31k€33k▲
Amounts receivable within one year40/41€19k€29k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€16k€26k▲
Cash at bank and in hand54/58-€1
Deferred charges and accrued income490/1€12k€5k▼
Equity and liabilities
Total equity and liabilities10/49€43k€38k▼
Equity10/15€9k€10k▲
Contributions10/11€6k€6k=
Reserves13€2k€3k▲
Distributable reserves133€2k€3k▲
Profit (loss) carried forward14€256€347▲
Amounts payable17/49€34k€29k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€31k€29k▼
Current portion of amounts payable after more than one year42€2k-
Financial debts43€8k€11k▲
Credit institutions430/8€8k€11k▲
Trade debts44€16k€12k▼
Suppliers440/4€16k€12k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€48€1k▲
Gross operating margin9900€9k€9k▲
Operating profit (loss)9901€5k€5k▲
Financial income75/76B-€6
Recurring financial income75-€6
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€219€2k▲
Income taxes67/77€67€772▲
Profit (loss) for the period9904€152€991▲
Profit (loss) for the period to be appropriated9905€152€991▲
Appropriation of the result
Profit (loss) to be appropriated9906€256€1k▲
Profit (loss) brought forward from the previous period14P€104€256▲
Transfer to equity691/2-€900
To other reserves6921-€900
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
30-01
Financial
Weakest financial yearnet €102 ▼96.8%
Net result drops to €102, the lowest in the series; recovery starts the following year.
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
2016
14-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stuart Merrilllaan 621190 VorstGround area
438 m²
Building footprint
166 m²
Volume, LiDAR
1,807 m³
2 parcels, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Messidorlaan 64, 1180 Ukkel
since 20012.096.963.123
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0280/00F037 | Brussels | 315 m² | 1 · 88 m² | 13.4 m · 4 fl. |
| 21016B0194/00L032 | Brussels | 123 m² | 1 · 78 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Northbound
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FUL Lighting
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2001
Fiscal year end31-01
Activities, NACEBEL 2025
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.