Financials
- Fiscal year
- 2025
- Total assets
- €46,137
- Profit
- €6,883
- Solvency
- -11.3%
Total assets▼ 23.4%
Net result
20192025
HD INTERIORS
ActiveSummary
HD INTERIORS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,192) and a net result of €6,883. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 784 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
What they do
Activities of interior architects
NACE 71112
How big
€46,137total assets 2025
- Equity
- -€5,192
- Profit
- €6,883
Who decides
Accounts filed 89 d late0 of 2 deeds read
Why 55Capped at 59: negative equity- No establishment unit in the KBO- Latest accounts 90 days late; 1 of the last 3 late+ Size: total assets €46,137+ Founded in 2001Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 39% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
14+9
equity -11.3% of total assets
Liquidity
8-25
short-term debt 111.3% · cash 6.0%
Profitability
87+76
return on assets 14.9%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.0%
09-2026: 1.0%▲ +0.4% vs 08-2026highest value
10-2026: 0.9%▼ -3.3% vs 09-2026lowest value
- Size: total assets €46,137 lowers the probability for this profile
- Founded in 2001 lowers the probability for this profile
- No establishment unit in the KBO raises the probability
- Latest accounts 90 days late; 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.55 against 0.8 in 2024; short-term debt: 111.3% and cash: 6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 7%, liquidity 4%, profitability 61%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 784 sector peers (2025).
NBB · sector comparisonPosition among 784 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-04-2026, 89 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
89 d late
2024
31 d early
2023
40 d early
2022
33 d early
2021
35 d early
2020
39 d early
2019
72 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Back to profitnet €6,883
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-01-2027
- 30-04-2026Annual accounts filed
- 30-06-2025Back to profit
- 31-12-2024Annual accounts filed
Company details
- Legal form
- Private limited company
- Activity
- Activities of interior architectsNACE 71112
- Founded
- 31-12-2001
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
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