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INTO

Active
Private limited companyfounded 2001active for 25 yearsStuart Merrilllaan 62, 1190 Vorst, BelgiumKBO/BCE: BE 0473.984.857
Summary

INTO has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €17,337 and a net result of €7,459. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 48% of 287 sector peers (NACE 71, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2026, micro format

2026 annual accounts filed late (28 days) Filed on 28 September 2026, deadline 31 August 2026 (7 months after the close on 31 January 2026, Companies Code art. 3:10). Source: NBB, 2026-00527066.

Turnover
≈ €76,000
Estimated: probably between €46,000 and €150,000
Total assets
€30,377▼ 21.0%
2025 · €38,463
Net result
€7,459▲ 653%
2025 · €991
Working capital
€14,762▲ 205%
2025 · €4,835
Trend over the years

2021 to 2026, 5 financial years 2019 to 2026, 7 financial years

After the dip in 2024 the operating result has climbed two years in a row; 2026 is 141% above 2025 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€12,183 2026 Net result€7,459 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212023202420252026
Operating result€12,409-€9,862▼ 20.5%€6,691▼ 32.2%€5,607-€4,748▼ 15.3%€5,064▲ 6.7%€12,183▲ 141%
Net result€8,270-€6,230within the sector's middle half▼ 24.7%€3,206within the sector's middle half▼ 48.5%€102below the sector's middle half-€152below the sector's middle half▲ 49.0%€991below the sector's middle half▲ 552%€7,459▲ 653%
Equity-€803-€5,427below the sector's middle half€8,633below the sector's middle half▲ 59.1%€8,734below the sector's middle half-€8,886below the sector's middle half▲ 1.7%€9,877below the sector's middle half▲ 11.2%€17,337▲ 75.5%
Total assets€29,033-€26,540below the sector's middle half▼ 8.6%€32,083below the sector's middle half▲ 20.9%€41,090below the sector's middle half-€42,839below the sector's middle half▲ 4.3%€38,463below the sector's middle half▼ 10.2%€30,377▼ 21.0%
Debt€29,836-€21,113▼ 29.2%€23,450▲ 11.1%€32,356-€33,953▲ 4.9%€28,586▼ 15.8%€13,040▼ 54.4%
Working capital-€1,211-€2,265below the sector's middle half€2,767below the sector's middle half▲ 22.2%-€616below the sector's middle half--€623below the sector's middle half▼ 1.1%€4,835within the sector's middle half€14,762▲ 205%
Solvency-2.8%-20.4%below the sector's middle half▲ 23.2pp26.9%within the sector's middle half▲ 6.5pp21.3%below the sector's middle half-20.7%below the sector's middle half▼ 0.5pp25.7%within the sector's middle half▲ 4.9pp57.1%▲ 31.4pp
Current ratio0.96-1.12below the sector's middle half▲ 0.161.12below the sector's middle half=0.98below the sector's middle half-0.98below the sector's middle half=1.17within the sector's middle half▲ 0.192.13▲ 0.96
Return on assets (ROA)28.5%-23.5%above the sector's middle half▼ 5.0pp10.0%within the sector's middle half▼ 13.5pp0.2%below the sector's middle half-0.4%below the sector's middle half▲ 0.1pp2.6%within the sector's middle half▲ 2.2pp24.6%▲ 22.0pp
above within below the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €30,103
Fixed assets €2,301 ▼ 49.7%
Current assets €27,802 ▼ 16.8%
Equity and liabilities €30,377
Equity €17,337 ▲ 75.5%
Debt €13,040 ▼ 54.4%
Debt's share of the balance-sheet total falls from 74.3% to 42.9%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€14,650▲
2025 · €7,773
Cash flow
€9,926▲
2025 · €3,700
Debt to equity
0.75▼
2025 · 2.89
ROE
43.0%▲
2025 · 10.0%
Interest coverage
10.52▲
2025 · 2.35
Debt ≤ 1 year
€13,040▼
2025 · €28,586
Income taxes
€3,332▲
2025 · €772
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93.5% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 41 lines
Balance sheet Code20252026
Assets
Total assets20/58€38,463€30,377▼
Formation expenses20€469€274▼
Fixed assets21/28€4,573€2,301▼
Tangible fixed assets22/27€4,573€2,301▼
Furniture and vehicles24€4,573€2,301▼
Current assets29/58€33,421€27,802▼
Amounts receivable within one year40/41€28,574€27,504▼
Trade receivables40€2,541-
Other amounts receivable41€26,033€27,504▲
Cash at bank and in hand54/58€1-
Deferred charges and accrued income490/1€4,846€298▼
Equity and liabilities
Total equity and liabilities10/49€38,463€30,377▼
Equity10/15€9,877€17,337▲
Contributions10/11€6,200€6,200=
Reserves13€3,330€10,730▲
Distributable reserves133€3,330€10,730▲
Profit (loss) carried forward14€347€407▲
Amounts payable17/49€28,586€13,040▼
Amounts payable within one year42/48€28,586€13,040▼
Financial debts43€11,257€1,789▼
Credit institutions430/8€11,257€1,789▼
Trade debts44€12,404€6,001▼
Suppliers440/4€12,404€6,001▼
Taxes, remuneration and social security45€4,925€5,250▲
Taxes450/3€4,925€5,250▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,709€2,467▼
Other operating charges640/8€1,083€231▼
Gross operating margin9900€8,856€14,881▲
Operating profit (loss)9901€5,064€12,183▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€3,307€1,392▼
Recurring financial charges65€3,307€1,392▼
Profit (loss) for the period before taxes9903€1,763€10,791▲
Income taxes67/77€772€3,332▲
Profit (loss) for the period9904€991€7,459▲
Profit (loss) for the period to be appropriated9905€991€7,459▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,247€7,807▲
Profit (loss) brought forward from the previous period14P€256€348▲
Transfer to equity691/2€900€7,400▲
To other reserves6921€900€7,400▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€204€2,185€2,477€5,787€3,772€2,709€2,467▼ 8.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€4,116----
Other operating charges640/8---€334€48€1,083€231▼ 78.7%
Gross operating margin9900€13,376€12,507€9,311€7,612€8,568€8,856€14,881▲ 68.0%
Operating profit (loss)9901€12,409€9,862€6,691€5,607€4,748€5,064€12,183▲ 141%
Financial income75/76B-----€6--
Recurring financial income75€1-€7--€6--
Financial charges65/66B---€3,210€4,529€3,307€1,392▼ 57.9%
Recurring financial charges65€1,963€1,641€1,470€3,210€4,529€3,307€1,392▼ 57.9%
Profit (loss) for the period before taxes9903€10,447€8,221€5,228€2,397€219€1,763€10,791▲ 512%
Income taxes67/77€2,177€1,991€2,022€2,295€67€772€3,332▲ 332%
Profit (loss) for the period9904€8,270€6,230€3,206€102€152€991€7,459▲ 653%
Profit (loss) for the period to be appropriated9905€8,270€6,230€3,206€102€152€991€7,459▲ 653%
Line2019202020212023202420252026Change
Assets
Total assets20/58€29,033€26,540€32,083€41,090€42,839€38,463€30,377▼ 21.0%
Formation expenses20---€859€664€469€274▼ 41.6%
Fixed assets21/28€408€4,874€6,128€12,678€11,405€4,573€2,301▼ 49.7%
Tangible fixed assets22/27€408€4,874€6,128€12,678€11,405€4,573€2,301▼ 49.7%
Furniture and vehicles24---€7,073€7,088€4,573€2,301▼ 49.7%
Leasing and similar rights25---€5,605€4,317---
Current assets29/58€28,625€21,666€25,955€27,553€30,770€33,421€27,802▼ 16.8%
Amounts receivable within one year40/41€14,394€10,244€18,687€19,496€18,516€28,574€27,504▼ 3.7%
Trade receivables40---€17,878€2,177€2,541--
Other amounts receivable41---€1,618€16,339€26,033€27,504▲ 5.7%
Cash at bank and in hand54/58€13,909€10,895€5,954--€1--
Deferred charges and accrued income490/1---€8,057€12,254€4,846€298▼ 93.9%
Equity and liabilities
Total equity and liabilities10/49€29,033€26,540€32,083€41,090€42,839€38,463€30,377▼ 21.0%
Equity10/15-€803€5,427€8,633€8,734€8,886€9,877€17,337▲ 75.5%
Contributions10/11€6,200--€6,200€6,200€6,200€6,200=
Reserves13€930€930€2,430€2,430€2,430€3,330€10,730▲ 222%
Distributable reserves133---€2,430€2,430€3,330€10,730▲ 222%
Profit (loss) carried forward14-€7,933-€1,703€3€104€256€347€407▲ 17.3%
Amounts payable17/49€29,836€21,113€23,450€32,356€33,953€28,586€13,040▼ 54.4%
Amounts payable after more than one year17-€1,712€262€4,187€2,560---
Financial debts170/4---€4,187€2,560---
Amounts payable within one year42/48€29,836€19,401€23,188€28,169€31,393€28,586€13,040▼ 54.4%
Current portion of amounts payable after more than one year42---€2,654€2,307---
Financial debts43---€9,439€7,584€11,257€1,789▼ 84.1%
Credit institutions430/8---€9,439€7,584€11,257€1,789▼ 84.1%
Trade debts44€10,289€5,307€4,976€9,670€15,940€12,404€6,001▼ 51.6%
Suppliers440/4---€9,670€15,940€12,404€6,001▼ 51.6%
Taxes, remuneration and social security45---€6,406€5,562€4,925€5,250▲ 6.6%
Taxes450/3---€6,406€5,562€4,925€5,250▲ 6.6%
Line2019202020212023202420252026Change
Profit (loss) for the period9904€8,270€6,230€3,206€102€152€991€7,459▲ 653%
+ Depreciation and write-downs630€204€2,185€2,477€5,787€3,772€2,709€2,467▼ 8.9%
Operating cash flow (approximation)€8,474€8,415€5,683€5,889€3,924€3,700€9,926▲ 168%
Investment in fixed assets (approximation)--€6,651-€3,731--€2,499€4,123-€195-
Change in cash--€3,014-€4,941-----

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 24 filings with the National Bank
Financial year Type Filed Reference
31-01-2026 micro format 28-09-2026 2026-00527066
31-01-2025 micro format 30-09-2025 2025-00517020
31-01-2024 micro format 30-09-2024 2024-00480658
30-01-2023 micro format 28-09-2023 2023-00466593
30-06-2021 micro format 31-01-2022 2022-03800165
30-06-2020 micro format 02-02-2021 2021-05000194
30-06-2019 micro format 31-01-2020 2020-03800395
30-06-2018 micro format 14-01-2019 2019-01300183
30-06-2017 micro format 01-02-2018 2018-04100266
30-06-2016 full format 01-02-2017 2017-04000494

Show all 24 filings

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Of the 3,885 active companies whose main activity is activities of interior architects (NACE 71112), figures are known for 1,342. 977 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.