Phil and Co
ActiveFrom the official registers: KBO 28 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Phil and Co has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€26,792) and a net result of €9,212. Equity has been growing by about 6.3% per year since 2019. Its solvency ranks better than 5% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 18-07-1997 Normal situation
- Activity
- Activities of interior architects NACE 71112and 6 others
- Establishment unit
- 2.082.963.053 5555 Bièvre, since 13-08-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Board and ownership
- Polet FrederikaDirector · since 18-07-1997
- Philippe DelecluseDirector
- PoletDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €9,867
- ▲ 196%
- Turnover
- ≈ €50,000
- estimated
- Profit
- €9,212
- ▲ 681%
- Equity
- -€26,792
- ▲ 25.6%
- Total assets
- €33,778
- ▲ 63.2%
Score breakdownraises riskCapped at 59: negative equityNegative equity -€26,792lowers riskSize: total assets €33,778Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Founded in 1997Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 2% on liquidity, 88% on profitability and 71% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as Phil and Co: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €29,300 and €48,700, founded between 1990 and 2002.
| Company | Total assets | Gross margin |
|---|---|---|
| Phil and Co Bièvre | €33,778 | €9,867 |
| S DESIGN Halle | €36,396 | €8,619 |
| DRESSOU Anderlecht | €29,261 | €10,289 |
| HD INTERIORS Elsene | €46,137 | €11,123 |
| MAXIMAC Seneffe | €48,745 | €10,101 |
| INTO Vorst | €30,377 | €14,881 |
| PHILIP THEYS Schilde | €40,121 | €13,045 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-06-2026
- Annual accounts 2024filed on 29-08-2025
- Annual accounts 2023filed on 20-12-2023
- Annual accounts 2022filed on 30-01-2023
Acts in the Belgian Official Gazette
- Purpose · Amendment of the articles · Legal-form change · Resignations & appointmentsact of 28-03-2024
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about Phil and Co
- What is the company number of Phil and Co?
- The company number of Phil and Co is 0461.089.894. The VAT number is the same number with BE in front: BE 0461.089.894.
- Where is Phil and Co based?
- The registered office is at Les-Fayais, M.-en-A. 36, 5555 Bièvre.Company details
- What does Phil and Co do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of Phil and Co?
- The legal form of Phil and Co is Private limited company (BV).
- When was Phil and Co founded?
- Phil and Co was founded on 18-07-1997.
- Is Phil and Co still active?
- Yes, Phil and Co is an active enterprise in the KBO register.
- What is the turnover of Phil and Co?
- The turnover in financial year 2025 is ≈ €50,000. This figure is estimated from the gross margin of €9,867 and 94 comparable companies (NACE 711). It probably lies between €30,000 and €100,000. It is a rough estimate.Financials
- Is Phil and Co profitable?
- In financial year 2025, Phil and Co made a profit of €9,212.
- Where can I find the annual accounts of Phil and Co?
- Phil and Co filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of Phil and Co due?
- Phil and Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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