Interactive Commerce

Active Private limited company (pre-2019)founded 2014active for 12 yearsUilkensstraat 61, 9000 GhentKBO/BCE: BE 0544.468.819

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Overview

Lifetime

10 annual accounts with figures on one time axis

Compare with

peak €44,218 (2020)

€1,509▼ 75.2%

lowest -€1,625 (2025)

-€1,625▼ €3,036

peak €117,916 (2020)

€46,614▼ 54.3%

€1,872▼ 74.9%

Board1 name since 2021

1 directorDE COCK JAN

Documentsfilings and deeds

22-07-20269 days before the deadline

2025micro format

Gross margin from €6,077 to €1,509Loss of €1,625Dividend €53,800Equity from €102,040 to €46,614Debts from €7,453 to €1,872

Key points

from the 2025 annual accounts

Equity

€46,614 ▼ 54.3%

Interactive Commerce paid out €53,800 in dividends in a year with a loss of €1,625.

Liquidity

25.74 was 14.50 in 2024

Short-term debts fell from €7,453 to €1,872.

Filings

10 annual accounts since 2016

The last five annual accounts were filed 9 to 34 days before the end of the period.

Checked score

Excellent

Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)

Probability in this band: under 0.55%

Bankruptcy probability within 12 months < 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength

Strong

100=equity 96.1% of total assets

100+8short-term debt 3.9% · cash 89.9%

25-45return on assets -3.4%

Score breakdown

lowers risk

Liquidity: current ratio 25.74, cash €43,608

Sector: Computer programming, consultancy and related activities (NACE 62)

Equity €46,614 (96.1% of total assets)

Size: total assets €48,487

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 16% on profitability and 13% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as Interactive Commerce has now. Each dot stands for 18 companies, two years later.

90.9%

were still trading

7.8%

stopped another way

1.1%

went bankrupt

Micro
10 to 20 years old
solvency 30% or more
a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Interactive Commerce itself is lower: < 0.1% within 12 months. It rests on far more data about Interactive Commerce than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for Interactive Commerce. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 25.74 (14.5 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 89.9% of total assets. 3.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk

Five signals.

lowers riskneutral

Liquidity: current ratio 25.74, cash €43,608

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Equity €46,614 (96.1% of total assets)

NBB · annual accounts

Size: total assets €48,487

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

9 days early

2024

21 days early

2023

29 days early

2022

32 days early

2021

34 days early

2020

33 days early

2019

32 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

10-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

DE COCK JAN

Director

Board & ownership

Recent changes

28-08-2026

Registered in the Peppol Directory Reachable for e-invoices through 0208:0544468819

16-01-2014

First establishment I.C., Uilkensstraat 61, Ghent

10-01-2014

Incorporation published on 27-01-2014 · Gazette deed

All 17 events

Comparable companies

same main activity, similar in size and age

Company
Interactive Commerce Ghent	€48,487	€1,509	96.1%	-
Balestra Antwerp	€46,498	€1,655	91.5%	-
N-Able Grobbendonk	€54,988	€1,738	68.6%	-
TECHWISE Malle	€54,497	€1,769	-2.5%	-
Magnetar Antwerp	€66,594	€1,721	73.7%	-
CORE SYSTEMS Ghent	€62,280	-€9,142	4.3%	-
83 DEGREES SOUTH BELGIUM Ghent	€32,801	€2,055	0.5%	-

These companies have the same main activity as Interactive Commerce: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €32,800 and €66,600, founded between 2011 and 2014.

Official details

Source: KBO

Status: Active since 10-01-2014Normal situation
Activity: Computer consultancy and computer facilities managementNACE 62200
Establishment unit: 2.226.060.4239000 Ghent, since 16-01-2014
Financial year end: 31 December
Peppol: Reachable since 28-08-2026

Company details

Annual accounts 2025

: €1,509▼ 75.2%
: ≈ €8,000estimated
: €1,625
: €46,614▼ 54.3%
: €48,487▼ 55.7%
Filing: Filed on 22-07-2026, 9 days before the end of the filing period

Financials

Insights on Interactive Commerce

Interactive Commerce files the micro format. That format states no turnover. The gross margin fell from €19,081 in 2016 to €1,509 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 22-07-2026, 9 days before the deadline

€1,509

▼ 75.2%

-€598

▼ €3,581

-€1,625

▼ €3,036

€46,316

▼ 54.0%

96.1%

▲ 2.9 percentage points

25.74

▲ 11.24

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €8,000. Estimated: probably between €3,900 and €16,000.

Balance sheet

balance sheet total €48,487 on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

96.1%

Higher than 95% of 21,206 companies in 2025.

25.74

Higher than 95% of 20,569 companies in 2025.

-3.4%

Higher than 14% of 20,744 companies in 2025.

Interactive Commerce Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Balance sheet: assets
`20/58`	48,487	109,493	117,140	115,398	120,418	131,099	129,131	127,674	125,872	85,420
`21/28`	299	1,406	3,532	4,222	1,755	10,717	16,508	23,257	28,995	-
`22/27`	299	1,406	3,532	4,222	1,755	10,717	16,508	23,257	28,995	-
`23`	299	1,334	3,065	2,888	785	1,373	-	-	-	-
`24`	-	72	467	1,334	970	9,344	16,508	23,257	28,995	-
`29/58`	48,188	108,087	113,608	111,176	118,663	120,382	112,622	104,417	96,877	85,420
`40/41`	1,383	68,370	43,642	53,474	49,960	75,396	82,286	81,481	91,345	69,652
`40`	-	21,215	5,750	575	9,496	8,938	8,337	9,571	19,058	10,770
`41`	1,383	47,155	37,892	52,899	40,464	66,458	73,950	71,910	72,287	58,882
`54/58`	43,608	37,175	67,456	55,809	66,280	42,596	27,976	20,612	3,175	13,369
`490/1`	3,198	2,543	2,509	1,892	2,424	2,389	2,359	2,324	2,358	2,399
Balance sheet: equity and liabilities
`10/49`	48,487	109,493	117,140	115,398	120,418	131,099	129,131	127,674	125,872	85,420
`10/15`	46,614	102,040	107,984	111,965	111,296	117,916	106,494	94,312	87,825	73,588
`10/11`	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`100`	-	-	-	-	-	-	18,600	18,600	18,600	18,600
`13`	28,014	83,440	89,384	93,365	92,696	99,316	87,894	75,712	69,225	54,988
`130/1`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-
`130`	-	-	-	-	-	-	1,860	1,860	1,860	1,860
`1311`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-
`133`	26,154	81,580	87,524	91,505	90,836	97,456	86,034	73,852	67,365	53,128
`17/49`	1,872	7,453	9,156	3,433	9,121	13,183	22,636	33,362	38,048	11,833
`17`	-	-	-	-	-	-	8,566	16,883	24,959	-
`170/4`	-	-	-	-	-	-	8,566	16,883	24,959	-
`42/48`	1,872	7,453	9,156	3,233	8,921	13,113	14,001	16,409	12,819	11,533
`42`	-	-	-	-	-	8,566	8,317	8,076	7,841	-
`44`	1,180	833	3,114	377	46	95	188	2,429	726	2,831
`440/4`	1,180	833	3,114	377	46	95	188	2,429	726	2,831
`45`	692	5,666	5,117	1,967	7,987	3,564	4,593	5,016	4,252	8,702
`450/3`	692	5,666	5,117	1,967	5,487	3,564	4,593	5,016	2,252	6,702
`454/9`	-	-	-	-	2,500	-	-	-	2,000	2,000
`47/48`	-	954	926	889	889	889	902	889	-	-
`492/3`	-	-	-	200	200	70	70	70	270	300
Income statement
`9900`	1,509	6,077	19,340	19,733	37,440	44,218	28,620	20,508	29,435	19,081
`630`	1,108	2,126	2,496	2,104	8,962	9,049	8,632	8,004	7,249	1,160
`640/8`	1,000	969	935	854	847	844	1,035	1,434	475	473
`66A`	-	-	162	432	-	-	-	-	-	-
`9901`	-598	2,982	15,746	16,343	27,631	34,325	18,953	11,069	21,711	17,449
`75/76B`	20	837	818	836	957	1,302	1,379	1,327	1,235	1,054
`75`	20	837	818	836	957	1,302	1,379	1,327	1,235	1,054
`65/66B`	395	467	330	299	399	527	831	871	51	101
`65`	395	467	330	299	399	527	831	871	51	101
`9903`	-973	3,353	16,234	16,880	28,188	35,100	19,501	11,525	22,896	18,402
`67/77`	652	1,942	5,289	5,323	8,919	10,790	6,417	4,149	8,659	6,278
`9904`	-1,625	1,410	10,945	11,557	19,270	24,311	13,085	7,376	14,237	12,124
`9905`	-1,625	1,410	10,945	11,557	19,270	24,311	13,085	7,376	14,237	12,124
Appropriation of the result
`9906`	-1,625	1,410	10,945	11,557	19,270	24,311	13,085	7,376	14,237	12,124
`791/2`	55,425	6,400	14,000	10,000	25,000	12,000	-	-	-	-
`691/2`	-	456	10,019	10,668	18,381	23,422	12,182	6,487	14,237	12,124
`6920`	-	-	-	-	-	-	-	-	-	1,740
`6921`	-	456	10,019	10,668	18,381	23,422	12,182	6,487	14,237	10,384
`694/7`	53,800	7,354	14,926	10,889	25,889	12,889	902	889	-	-
`694`	53,800	7,354	14,926	10,889	25,889	12,889	902	889	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	22-07-2026	2026-00318246	PDF
31-12-2024	micro format	10-07-2025	2025-00256751	PDF
31-12-2023	micro format	02-07-2024	2024-00204875	PDF
31-12-2022	micro format	29-06-2023	2023-00174594	PDF
31-12-2021	micro format	27-06-2022	2022-20107183	PDF
31-12-2020	micro format	28-06-2021	2021-25500479	PDF
31-12-2019	micro format	29-06-2020	2020-22200021	PDF
31-12-2018	micro format	01-07-2019	2019-28100462	PDF
31-12-2017	micro format	06-07-2018	2018-31100371	PDF
31-12-2016	micro format	26-06-2017	2017-22800550	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
509	5,108	18,242	18,447	36,593	43,374	27,585	19,073	28,960	18,609
-518	3,536	13,441	13,661	28,232	33,359	21,716	15,380	21,486	13,284
0	0	1,806	4,571	0	3,257	1,883	2,266	36,244	-
6,433	-30,282	11,647	-10,470	23,683	14,620	7,364	17,437	-10,195	-
46,316	100,634	104,452	107,943	109,741	107,269	98,621	88,008	84,058	73,888
96.1%	93.2%	92.2%	97.0%	92.4%	89.9%	82.5%	73.9%	69.8%	86.1%
25.74	14.50	12.41	34.39	13.30	9.18	8.04	6.36	7.56	7.41
0.04	0.07	0.08	0.03	0.08	0.11	0.21	0.35	0.43	0.16
-3.5%	1.4%	10.1%	10.3%	17.3%	20.6%	12.3%	7.8%	16.2%	16.5%
-3.4%	1.3%	9.3%	10.0%	16.0%	18.5%	10.1%	5.8%	11.3%	14.2%
1.29	10.95	55.33	61.64	91.65	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	-	-	€1,806	€4,571	-
	€1,108	€2,126	€2,496	€2,104	€8,962

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Interactive Commerce

The operating result for 2025 is a loss of €598, after a profit of €2,982 in 2024. It is the lowest result since 2016.

Debt's share of the balance-sheet total falls from 6.8% to 3.9%. Equity and debt are lower.

Board & ownership

Board

1 director

DE COCK JAN

Director

listed in the 2025 annual accounts, filed on 22-07-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

DE COCK JAN
Director

Boardmandate already running before its first mention

Mandates as a list

DE COCK JAN
- Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €18,600
Source: 2025 annual accounts

Network & group

No group

Interactive Commerce has no parent and no holdings in its annual accounts. DE COCK JAN is the only director. Interactive Commerce shares no director with another company.

The LEI register names no parent.

Timeline

17 events since 2014

Filings

Financial

Establishments

2014201620182020202220242026

Deadline for the 2026 accounts: 31-07-2027

2026

28-08-2026

Registered in the Peppol Directory Reachable for e-invoices through 0208:0544468819

22-07-2026

Annual accounts 2025 filed NBBmicro format · 9 days before the deadline

2025

31-12-2025

Weakest financial year net -€1,625 The net result drops to -€1,625, the lowest from 2016 to 2025.

10-07-2025

Annual accounts 2024 filed PDFmicro format · 21 days before the deadline

2024

02-07-2024

Annual accounts 2023 filed PDFmicro format · 29 days before the deadline

2023

29-06-2023

Annual accounts 2022 filed PDFmicro format · 32 days before the deadline

2022

31-12-2022

Liquidity more than doubled current ratio 34.39 The current ratio rises from 13.30 to 34.39. Short-term debt falls from €8,921 to €3,233.

27-06-2022

Annual accounts 2021 filed PDFmicro format · 34 days before the deadline

2021

28-06-2021

Annual accounts 2020 filed PDFmicro format · 33 days before the deadline

2020

31-12-2020

Highest result from 2016 to 2025 net €24,311 ▲85.8% The operating result of €34,325 and the net result of €24,311 are both a record.

29-06-2020

Annual accounts 2019 filed PDFmicro format · 32 days before the deadline

2019

31-12-2019

Equity above €100,000 equity €106,494 ▲12.9% With a profit in every financial year since 2016, equity grows to €106,494.

01-07-2019

Annual accounts 2018 filed PDFmicro format · 30 days before the deadline

2018

06-07-2018

Annual accounts 2017 filed PDFmicro format · 25 days before the deadline

2017

26-06-2017

Annual accounts 2016 filed PDFmicro format · 35 days before the deadline

2014

16-01-2014

First establishment I.C., Uilkensstraat 61, Ghent

10-01-2014

Incorporation PDFpublished on 27-01-2014

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

Interactive Commerce was incorporated on 10 January 2014.¹ Total assets fell from €127,674 in 2018 to €48,487 in 2025.²

Company details

Identity

Enterprise number: 0544.468.819
VAT number: BE 0544.468.819
Peppol ID: 0208:0544468819
Other Peppol ID: 9925:BE0544468819
LEI code: 699400I1QDD471UGKR20 live in the LEI register
Legal form: Private limited company (pre-2019)
Status: Active, normal situation
Founded: 10-01-2014
Financial year: ends on 31 December
Peppol: Reachable since 28-08-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: Interactive Commerce in Dutch
Abbreviation: I.C. in Dutch
Entity type: Legal entity

Activities

NACEBEL 2025

62200 Computer consultancy and computer facilities management main activity

Codes under NACEBEL 2008

62020 IT consultancy main activity

Registered office and establishments

1 establishment

Establishment	Since	Unit number
I.C. registered office Uilkensstraat 61, 9000 Ghent 47400 Retail sale of information and communication equipment	16-01-2014	2.226.060.423

Buildings and parcels at the address

Ground area: 158 m²
Buildings: 74 m²
Volume, LiDAR: 471 m³
Tallest building: 9.6 m

Buildings to scale, each on its own parcel

registered office establishment The establishment unit on the map

Parcels

Cadastral parcel	Area	Buildings	Height / floors
44808H0170/00C003	158 m²	1 · 74 m²	9.6 m · 2

Overview

Lifetime

Key points

Equity

Liquidity

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Insights on Interactive Commerce

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency96.1%

Current ratio25.74

Return on assets-3.4%

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on Interactive Commerce

Board & ownership

Board

Mandates through the years

Control

Capital

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

in euro

in euro

96.1%

25.74

-3.4%