TECHWISE
ActiveTECHWISE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1k) and a net result of €425. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+7
Solvency23▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.13 against 2.54 in 2024; short-term debt: 47% and cash: 6.1% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.5%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
37 d early
2023
33 d early
2022
31 d early
2021
48 d early
2020
23 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-1k▲ 23.9%
2024 · €-2k
2018: €15k
2019: €17k
2020: €7k
2021: €6k
2022: €-1k
2023: €-2k
2024: €-2k
2018 → 2025
Total assets
€54k▲ 14.7%
2024 · €48k
2018: €21k
2019: €27k
2020: €15k
2021: €24k
2022: €25k
2023: €36k
2024: €48k
2018 → 2025
Net result
€425▼ 31.1%
2024 · €616
2018: €782
2019: €2k
2020: €-10k
2021: €-1k
2022: €-7k
2023: €-1k
2024: €616
2018 → 2025
Working capital
€29k▲ 0.3%
2024 · €29k
2018: €17k
2019: €19k
2020: €7k
2021: €5k
2022: €-2k
2023: €-3k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€-1k€-2k▼ 97.2%€-2k▲ 25.8%€-1k▲ 23.9%
Operating result€2k-€-5k€811€2k▲ 191%€2k▼ 25.0%
Net result€-1k-€-7k▼ 411%€-1k▲ 82.7%€616€425▼ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Key figures and ratios
Solvency
-2.5%▲
2024 · -3.7%
Current ratio
2.13▼
2024 · 2.54
Quick ratio
0.17▲
2024 · 0.09
Debt / equity
-41.30▼
2024 · -27.74
ROA
0.8%▼
2024 · 1.3%
Debt
€56k▲
2024 · €49k
Debt ≤ 1 year
€26k▲
2024 · €19k
Debt > 1 year
€30k=
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€54k▲
Current assets29/58€48k€54k▲
Stocks and contracts in progress3€46k€50k▲
Stocks30/36€46k€50k▲
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€857€955▲
Other amounts receivable41€196€74▼
Cash at bank and in hand54/58€663€3k▲
Equity and liabilities
Total equity and liabilities10/49€48k€54k▲
Equity10/15€-2k€-1k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-10k€-9k▲
Amounts payable17/49€49k€56k▲
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€30k€30k=
Amounts payable within one year42/48€19k€26k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€16k€15k▼
Accrued charges and deferred income492/3€583€244▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€273-
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€2k€2k▼
Financial income75/76B€72€236▲
Recurring financial income75€72€236▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€616€425▼
Profit (loss) for the period9904€616€425▼
Profit (loss) for the period to be appropriated9905€616€425▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-9k▲
Profit (loss) brought forward from the previous period14P€-12k€-10k▲
Transfer from equity791/2€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €616
Net result €616 after 4 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.54
Current ratio from 0.93 to 2.54; short-term debt falls from €38k to €19k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-10k ▼640%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €2k ▲128%
Net result €2k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 396 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersweg 102390 MalleGround area
2,341 m²
Building footprint
132 m²
Volume, LiDAR
862 m³
Parcel 11049C0277/00H000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECHWISE
since 20122.212.312.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049C0277/00H000 | Flanders | 2,341 m² | 1 · 132 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 6,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesWebsite:www.techwise.be
E-mail:john.vloemans@techwise.be
Phone:03-2983192
E-mail:john.vloemans@gmail.com