Equity
€46,614 ▼ 54.3%
Interactive Commerce paid out €53,800 in dividends in a year with a loss of €1,625.
Interactive Commerce
Lifetime
10 annual accounts with figures on one time axispeak €44,218 (2020)
€1,509▼ 75.2%
lowest -€1,625 (2025)
-€1,625▼ €3,036
peak €117,916 (2020)
€46,614▼ 54.3%
€1,872▼ 74.9%
Board1 name since 2021
1 directorDE COCK JAN
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €6,077 to €1,509Loss of €1,625Dividend €53,800Equity from €102,040 to €46,614Debts from €7,453 to €1,872
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 53% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 25.74, cash €43,608
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €46,614 (96.1% of total assets)
Size: total assets €48,487
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 16% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as Interactive Commerce has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Interactive Commerce itself is lower: < 0.1% within 12 months. It rests on far more data about Interactive Commerce than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for Interactive Commerce. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.74 (14.5 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 89.9% of total assets. 3.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
21 days early
2023
29 days early
2022
32 days early
2021
34 days early
2020
33 days early
2019
32 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0544468819
First establishment
I.C., Uilkensstraat 61, Ghent
Incorporation
published on 27-01-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Interactive Commerce Ghent | €48,487 | €1,509 | 96.1% | - |
| Balestra Antwerp | €46,498 | €1,655 | 91.5% | - |
| N-Able Grobbendonk | €54,988 | €1,738 | 68.6% | - |
| TECHWISE Malle | €54,497 | €1,769 | -2.5% | - |
| Magnetar Antwerp | €66,594 | €1,721 | 73.7% | - |
| CORE SYSTEMS Ghent | €62,280 | -€9,142 | 4.3% | - |
| 83 DEGREES SOUTH BELGIUM Ghent | €32,801 | €2,055 | 0.5% | - |
These companies have the same main activity as Interactive Commerce: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €32,800 and €66,600, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 10-01-2014Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.226.060.4239000 Ghent, since 16-01-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 28-08-2026
Annual accounts 2025
- ≈ €8,000estimated
- €48,487▼ 55.7%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on Interactive Commerce
Interactive Commerce files the micro format. That format states no turnover. The gross margin fell from €19,081 in 2016 to €1,509 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Interactive Commerce
- What is the company number of Interactive Commerce?
- The company number of Interactive Commerce is 0544.468.819. The VAT number is the same number with BE in front: BE 0544.468.819.
- Where is Interactive Commerce based?
- The registered office is at Uilkensstraat 61, 9000 Ghent.Company details
- What does Interactive Commerce do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Interactive Commerce?
- Interactive Commerce is a private limited company (pre-2019) (BVBA).
- When was Interactive Commerce founded?
- Interactive Commerce was founded on 10-01-2014.
- Is Interactive Commerce still active?
- Yes, Interactive Commerce is an active enterprise in the KBO register.
- What is the turnover of Interactive Commerce?
- The turnover in financial year 2025 is ≈ €8,000. This figure is estimated from the gross margin of €1,509 and 73 comparable companies (NACE 62200). It probably lies between €3,900 and €16,000. It is a rough estimate.Financials
- Is Interactive Commerce profitable?
- In financial year 2025, Interactive Commerce made a loss of €1,625.
- Where can I find the annual accounts of Interactive Commerce?
- Interactive Commerce filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Interactive Commerce due?
- Interactive Commerce must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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