Inter-Fast
ActiveInter-Fast has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.86M and a net result of €952k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 93% of 2176 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €320k at 30 days acceptable
Liquidity ample (current ratio 8.08 against 4.89 in 2024; short-term debt: 11.2% and cash: 10.6% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
85 d early
2023
44 d early
2022
42 d early
2021
41 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.86M▲ 32.8%
2024 · €2.90M
2018: €832k
2019: €1.07M
2020: €1.43M
2021: €1.83M
2022: €1.83M
2023: €2.33M
2024: €2.90M
2018 → 2025
Total assets
€4.34M▲ 22.0%
2024 · €3.56M
2018: €1.73M
2019: €2.29M
2020: €2.56M
2021: €2.94M
2022: €2.76M
2023: €2.94M
2024: €3.56M
2018 → 2025
Net result
€952k▲ 28.1%
2024 · €743k
2018: €193k
2019: €234k
2020: €361k
2021: €453k
2022: €472k
2023: €644k
2024: €743k
2018 → 2025
Working capital
€3.44M▲ 38.3%
2024 · €2.49M
2018: €694k
2019: €1.06M
2020: €1.44M
2021: €1.79M
2022: €1.60M
2023: €2.01M
2024: €2.49M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.83M-€1.83M▲ 0.3%€2.33M▲ 26.9%€2.90M▲ 24.9%€3.86M▲ 32.8%
Operating result€679k-€677k▼ 0.4%€907k▲ 34.1%€1.07M▲ 17.9%€1.32M▲ 23.3%
Net result€453k-€472k▲ 4.2%€644k▲ 36.2%€743k▲ 15.5%€952k▲ 28.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.34M
Fixed assets
€419k▼ 3.7%
Current assets
€3.92M▲ 25.5%
Equity and liabilities €4.34M
Equity
€3.86M▲ 32.8%
Debt
€485k▼ 26.0%
The debt ratio falls from 18.4% to 11.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.49M▲
2024 · €1.20M
Cash flow
€1.12M▲
2024 · €874k
Solvency
88.8%▲
2024 · 81.6%
Current ratio
8.08▲
2024 · 4.89
Quick ratio
6.60▲
2024 · 4.12
Debt / equity
0.13▼
2024 · 0.23
ROE
24.7%▼
2024 · 25.6%
ROA
21.9%▲
2024 · 20.9%
Interest coverage
21.98▲
2024 · 13.03
Debt
€485k▼
2024 · €656k
Debt ≤ 1 year
€485k▼
2024 · €640k
Debt > 1 year
€0▼
2024 · €16k
Income taxes
€446k▲
2024 · €347k
Staff costs
€1.23M▲
2024 · €1.18M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.56M€4.34M▲
Fixed assets21/28€435k€419k▼
Intangible fixed assets21€12k€22k▲
Tangible fixed assets22/27€423k€397k▼
Plant, machinery and equipment23€204k€181k▼
Furniture and vehicles24€186k€189k▲
Other tangible fixed assets26€33k€27k▼
Financial fixed assets28€183€183=
Current assets29/58€3.13M€3.92M▲
Amounts receivable after more than one year29€884k€816k▼
Other amounts receivable291€884k€816k▼
Stocks and contracts in progress3€488k€720k▲
Stocks30/36€488k€720k▲
Amounts receivable within one year40/41€1.15M€1.87M▲
Trade receivables40€251k€1.14M▲
Other amounts receivable41€903k€731k▼
Cash at bank and in hand54/58€550k€462k▼
Deferred charges and accrued income490/1€49k€55k▲
Equity and liabilities
Total equity and liabilities10/49€3.56M€4.34M▲
Equity10/15€2.90M€3.86M▲
Contributions10/11€20k€20k=
Reserves13€2.80M€3.75M▲
Tax-exempt reserves132€46k€46k=
Distributable reserves133€2.75M€3.70M▲
Profit (loss) carried forward14€88k€88k=
Amounts payable17/49€656k€485k▼
Amounts payable after more than one year17€16k€0▼
Financial debts170/4€16k€0▼
Amounts payable within one year42/48€640k€485k▼
Current portion of amounts payable after more than one year42€35k€13k▼
Trade debts44€268k€290k▲
Suppliers440/4€268k€290k▲
Taxes, remuneration and social security45€172k€183k▲
Taxes450/3€83k€108k▲
Remuneration and social security454/9€89k€75k▼
Other amounts payable47/48€165k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0€3k▲
Remuneration, social security and pensions62€1.18M€1.23M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131k€168k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-171k€0▲
Other operating charges640/8€10k€8k▼
Gross operating margin9900€2.22M€2.72M▲
Operating profit (loss)9901€1.07M€1.32M▲
Financial income75/76B€112k€147k▲
Recurring financial income75€112k€147k▲
Financial charges65/66B€92k€68k▼
Recurring financial charges65€92k€68k▼
Profit (loss) for the period before taxes9903€1.09M€1.40M▲
Income taxes67/77€347k€446k▲
Profit (loss) for the period9904€743k€952k▲
Profit (loss) for the period to be appropriated9905€743k€952k▲
Appropriation of the result
Profit (loss) to be appropriated9906€832k€1.04M▲
Profit (loss) brought forward from the previous period14P€88k€88k=
Transfer from equity791/2€165k€0▼
Transfer to equity691/2€743k€952k▲
To other reserves6921€743k€952k▲
Profit to be distributed694/7€165k€0▼
Return on contributions (dividend)694€165k€0▼
Social balance
Average headcount (FTE)908716.517.1▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation4 facts ▸
- General meeting, 2026-08-04
- Director appointment, Verhulst Hendrik Projects (bestuurder)
- Mandate compensation, Verhulst Hendrik Projects
- Permanent representative, Hendrik VERHULST
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €952k ▲28.1%
Operating result €1.32M, net result €952k, both a record.
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.33M ▲26.9%
6 profitable years in a row build equity to €2.33M.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.07M ▲28.1%
2 profitable years in a row build equity to €1.07M.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Verhulst Hendrik Projects
CurrentDirector · since 26-08-2026 · Legal entity
26-08-2026
Director of as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaarbeekstraat(MEL) 409120 Beveren-Kruibeke-ZwijndrechtGround area
1,248 m²
Building footprint
911 m²
Volume, LiDAR
4,651 m³
Parcel 46016F0470/00F000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Inter-Fast
since 20152.244.876.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016F0470/00F000 | Flanders | 1,248 m² | 1 · 911 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,914 EUR awarded · 7,914 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 492 EUR | 492 EUR |
| 2024 | 1 | 4,193 EUR | 4,193 EUR |
| 2023 | 1 | 676 EUR | 2,476 EUR |
| 2022 | 1 | 2,553 EUR | 753 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesInter-Fast BV41034
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 2,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2015
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.