Financials
- Financial year
- 2025
- Total assets
- €3.4m
- Profit
- €505,713
- Solvency
- 41.3%
Total assets▲ 24.9%
Net result
20182025
SOCIETE GENERALE DE CONSTRUCTION
ActiveSummary
SOCIETE GENERALE DE CONSTRUCTION has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €505,713. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 60% of 1,021 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
General construction of other non-residential buildings
NACE 41003General construction of residential buildings NACE 41001
4th largest company by equity in Pecq, Construction sector1 site
Size
€3.4mtotal assets 2025
- Staff
- 18.2 FTE
- Equity
- €1.4m
- Profit
- €505,713
Structure
- Parent
- AME Invest · 99%
- AME INVESTDirector
Accounts 127 days early1 of 7 deeds read
Why 96raises riskSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.57, cash €1.2mFigures for financial year 2025 (filed 26-03-2026)Founded in 2012Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 83% of its sector peers (NACE 41, small)
Financial strength · tick = 2024
Strong
Solvency
66+4
equity 41.3% of total assets
Liquidity
67+7
short-term debt 53.5% · cash 35.2%
Profitability
88+3
return on assets 15.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● unchanged vs 11-2024
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025highest value
05-2025: 0.4%● unchanged vs 04-2025highest value
06-2025: 0.4%● unchanged vs 05-2025highest value
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.4%● unchanged vs 07-2025highest value
09-2025: 0.4%● unchanged vs 08-2025highest value
10-2025: 0.4%● unchanged vs 09-2025highest value
11-2025: 0.4%● unchanged vs 10-2025highest value
12-2025: 0.4%● unchanged vs 11-2025highest value
01-2026: 0.4%● unchanged vs 12-2025highest value
02-2026: 0.4%● unchanged vs 01-2026highest value
03-2026: 0.3%▼ -0.1 percentage points vs 02-2026
04-2026: 0.1%▼ -0.2 percentage points vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.57, compared with 1.36 in 2024, above the usual 1.5; short-term debt: 53.5% and cash: 35.2% of total assets), but 58.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 62% on solvency, 87% on liquidity, 92% on profitability and 89% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 days early
2024
135 days early
2023
139 days early
2022
111 days early
2021
94 days early
2020
24 days late
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 90 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
22-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2018 to 2025net €505,713 ▲42%
- Equity above €1mequity €1.4m ▲41.2%
Key points
- Positive: 4th largest company by equity in Pecq, Construction sectorin the Checked rankings No. 4 View
- Positive: 8 profitable years in a rowprofit 2025: €505,713 8 years View
- Controlled by AME Invest 99% View
- Positive: Result rose in 2025from €356,177 to €505,713 ▲ 42.0% View
- Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
By topic
Board & ownership
- Board
- 1 member
- Parent
- AME Invest · 99%
- AME INVESTDirector
Timeline
- Events
- 20
- Since
- 2014
- Next accounts
- by 31-07-2027
- 18-03-2025Annual accounts filed
- 14-03-2024Annual accounts filed
- 09-02-2024Appointment: AME INVEST (director)
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of other non-residential buildingsNACE 41003
- Founded
- 20-08-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 23
- Annual meeting
- Second Friday of June at 18:00
- Purpose
- “Toutes activités du secteur de la construction notamment la menuiserie et la vitrerie,le…” (deed in French)
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