VMB AANNEMINGEN
ActiveVMB AANNEMINGEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.11M and a net result of €659k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 2154 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €350k at 30 days acceptable
Liquidity ample (current ratio 3.53 against 4.19 in 2024; short-term debt: 20.5% and cash: 42.1% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
1 d early
2023
20 d early
2022
17 d early
2021
23 d early
2020
24 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.11M▲ 19.1%
2024 · €3.45M
2018: €672k
2019: €828k
2020: €1.06M
2021: €1.19M
2022: €1.63M
2023: €2.54M
2024: €3.45M
2018 → 2025
Total assets
€5.45M▲ 21.2%
2024 · €4.50M
2018: €1.64M
2019: €1.66M
2020: €1.94M
2021: €1.78M
2022: €2.93M
2023: €3.67M
2024: €4.50M
2018 → 2025
Net result
€659k▼ 27.4%
2024 · €907k
2018: €212k
2019: €157k
2020: €228k
2021: €139k
2022: €440k
2023: €910k
2024: €907k
2018 → 2025
Working capital
€2.83M▲ 22.7%
2024 · €2.31M
2018: €385k
2019: €520k
2020: €722k
2021: €848k
2022: €946k
2023: €1.70M
2024: €2.31M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.63M▲ 36.9%€2.54M▲ 55.7%€3.45M▲ 35.7%€4.11M▲ 19.1%
Operating result€184k-€555k▲ 201%€1.22M▲ 120%€1.17M▼ 3.9%€840k▼ 28.5%
Net result€139k-€440k▲ 217%€910k▲ 107%€907k▼ 0.4%€659k▼ 27.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.45M
Fixed assets
€1.50M▲ 2.3%
Current assets
€3.95M▲ 30.3%
Equity and liabilities €5.45M
Equity
€4.11M▲ 19.1%
Debt
€1.34M▲ 28.1%
The debt ratio rises from 23.3% to 24.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.22M▼
2024 · €1.47M
Cash flow
€1.04M▼
2024 · €1.20M
Solvency
75.4%▼
2024 · 76.7%
Current ratio
3.53▼
2024 · 4.19
Quick ratio
3.52▼
2024 · 4.17
Debt / equity
0.33▲
2024 · 0.30
ROE
16.0%▼
2024 · 26.3%
ROA
12.1%▼
2024 · 20.2%
Interest coverage
76.62▼
2024 · 93.08
Debt
€1.34M▲
2024 · €1.05M
Debt ≤ 1 year
€1.12M▲
2024 · €724k
Debt > 1 year
€224k▼
2024 · €324k
Income taxes
€218k▼
2024 · €291k
Staff costs
€1.29M▲
2024 · €1.10M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.50M€5.45M▲
Fixed assets21/28€1.47M€1.50M▲
Tangible fixed assets22/27€1.24M€1.28M▲
Plant, machinery and equipment23€174k€146k▼
Furniture and vehicles24€834k€976k▲
Leasing and similar rights25€237k€157k▼
Other tangible fixed assets26€0-
Financial fixed assets28€221k€219k▼
Current assets29/58€3.03M€3.95M▲
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€1.10M€1.60M▲
Trade receivables40€479k€1.09M▲
Other amounts receivable41€623k€502k▼
Current investments50/53€1.31M€0▼
Cash at bank and in hand54/58€561k€2.29M▲
Deferred charges and accrued income490/1€47k€51k▲
Equity and liabilities
Total equity and liabilities10/49€4.50M€5.45M▲
Equity10/15€3.45M€4.11M▲
Contributions10/11€164k€164k=
Reserves13€3.29M€3.94M▲
Tax-exempt reserves132€392k€665k▲
Distributable reserves133€2.89M€3.28M▲
Amounts payable17/49€1.05M€1.34M▲
Amounts payable after more than one year17€324k€224k▼
Financial debts170/4€324k€224k▼
Amounts payable within one year42/48€724k€1.12M▲
Current portion of amounts payable after more than one year42€144k€101k▼
Trade debts44€464k€958k▲
Suppliers440/4€464k€958k▲
Taxes, remuneration and social security45€112k€61k▼
Taxes450/3€59k€26k▼
Remuneration and social security454/9€53k€35k▼
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Non-recurring operating income76A€35k€10k▼
Remuneration, social security and pensions62€1.10M€1.29M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296k€381k▲
Other operating charges640/8€17k€11k▼
Non-recurring operating charges66A-€17k
Gross operating margin9900€2.59M€2.54M▼
Operating profit (loss)9901€1.17M€840k▼
Financial income75/76B€38k€52k▲
Recurring financial income75€38k€52k▲
Financial charges65/66B€16k€16k▲
Recurring financial charges65€16k€16k▲
Profit (loss) for the period before taxes9903€1.20M€876k▼
Income taxes67/77€291k€218k▼
Profit (loss) for the period9904€907k€659k▼
Transfer to tax-exempt reserves689€354k€274k▼
Profit (loss) for the period to be appropriated9905€553k€385k▼
Appropriation of the result
Profit (loss) to be appropriated9906€553k€385k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€553k€385k▼
To other reserves6921€553k€385k▼
Social balance
Average headcount (FTE)908714.416.0▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €910k ▲107%
Operating result €1.22M, net result €910k, both a record.
31-12
Financial
Equity above €2MEq €2.54M ▲55.7%
6 profitable years in a row build equity to €2.54M.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €139k ▼39.1%
Net result drops to €139k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.06M ▲27.5%
3 profitable years in a row build equity to €1.06M.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
07-06-2023
Jan De Cleene: Resigned as Director
07-06-2023
Wouter DE CLEENE: Resigned as Director
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aven Ackers(VER) 139130 Beveren-Kruibeke-ZwijndrechtGround area
4,403 m²
Building footprint
767 m²
Volume, LiDAR
5,044 m³
Parcel 46027B0166/00N000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VMB AANNEMINGEN
since 20132.217.576.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46027B0166/00N000 | Flanders | 4,403 m² | 1 · 767 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 11,188 EUR awarded · 9,626 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,422 EUR | 1,860 EUR |
| 2024 | 1 | 645 EUR | 893 EUR |
| 2023 | 2 | 7,091 EUR | 6,843 EUR |
| 2022 | 1 | 30 EUR | 30 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
16 categoriesVMB AANNEMINGEN BV34905
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 2,306 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.