Summary
INTER CONTROL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €78,041. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 78% of 5587 sector peers (fiscal year 2025). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
7 d early
2023
2 d early
2022
on the day
2021
on the day
2020
2 d early
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 oldest company in Bruges, Finance and insurance sector
Equity
€1.9m▲ 4.3%
2024 · €1.8m
Net result
€78,041▲ 41.4%
2024 · €55,187
Total assets
€2.3m▲ 16.3%
2024 · €2.0m
Solvency
82.5%▼ 9.5pp
2024 · 92.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€102,980▲ 5.3%€211,091▲ 105%€34,005▼ 83.9%€34,184▲ 0.5%€64,938▲ 90.0%
Net result€92,663within the sector's middle half▲ 6.2%€166,837within the sector's middle half▲ 80.0%€39,506within the sector's middle half▼ 76.3%€55,187within the sector's middle half▲ 39.7%€78,041within the sector's middle half▲ 41.4%
Equity€1.5mwithin the sector's middle half▲ 6.4%€1.7mwithin the sector's middle half▲ 10.8%€1.8mwithin the sector's middle half▲ 2.3%€1.8mwithin the sector's middle half▲ 3.2%€1.9mwithin the sector's middle half▲ 4.3%
Total assets€2.4mwithin the sector's middle half▲ 39.3%€2.0mwithin the sector's middle half▼ 17.5%€2.0mwithin the sector's middle half▲ 0.1%€2.0mwithin the sector's middle half▲ 0.4%€2.3mwithin the sector's middle half▲ 16.3%
Debt€824,126▲ 232%€219,888▼ 73.3%€204,574▼ 7.0%€156,848▼ 23.3%€399,671▲ 155%
Working capital€1.4mabove the sector's middle half▲ 5.2%€1.3mabove the sector's middle half▼ 12.6%€1.3mabove the sector's middle half▲ 0.1%€1.3mabove the sector's middle half▲ 4.2%€1.4mabove the sector's middle half▲ 5.3%
Solvency65.2%within the sector's middle half▼ 20.2pp87.6%above the sector's middle half▲ 22.4pp89.5%above the sector's middle half▲ 1.9pp92.0%above the sector's middle half▲ 2.5pp82.5%above the sector's middle half▼ 9.5pp
Current ratio3.17above the sector's middle half▼ 17.3516.92above the sector's middle half▲ 13.7616.62above the sector's middle half▼ 0.3125.16above the sector's middle half▲ 8.555.40above the sector's middle half▼ 19.77
Return on assets (ROA)3.9%within the sector's middle half▼ 1.2pp8.5%within the sector's middle half▲ 4.6pp2.0%within the sector's middle half▼ 6.5pp2.8%within the sector's middle half▲ 0.8pp3.4%within the sector's middle half▲ 0.6pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 90% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€582,980 ▼ 1.6%
Current assets
€1.7m ▲ 24.1%
Equity and liabilities €2.3m
Equity
€1.9m ▲ 4.3%
Debt
€399,671 ▲ 155%
Debt's share of the balance-sheet total rises from 8.0% to 17.5%. Equity and debt are higher.
Key figures and ratios
ROE
4.1%▲
2024 · 3.1%
Debt ≤ 1 year
€315,276▲
2024 · €54,460
Debt > 1 year
€83,340▼
2024 · €101,343
Income taxes
€21,604▲
2024 · €15,712
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5,430 | - | €2,089 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,445 | €7,805 | €11,138 | €10,555 | €9,754 | ▼ 7.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €22,500 | -€22,500 | - | - | - |
| Other operating charges640/8 | - | €13,542 | €7,690 | €9,809 | €16,530 | ▲ 68.5% |
| Non-recurring operating charges66A | - | €409 | €124 | - | €185 | - |
| Gross operating margin9900 | €118,872 | €255,347 | €30,457 | €54,549 | €91,407 | ▲ 67.6% |
| Operating profit (loss)9901 | €102,980 | €211,091 | €34,005 | €34,184 | €64,938 | ▲ 90.0% |
| Financial income75/76B | - | €19,225 | €22,418 | €44,797 | €39,529 | ▼ 11.8% |
| Recurring financial income75 | €23,355 | €19,225 | €22,418 | €44,797 | €39,529 | ▼ 11.8% |
| Financial charges65/66B | - | €11,356 | €3,443 | €8,083 | €4,823 | ▼ 40.3% |
| Recurring financial charges65 | €4,897 | €11,356 | €3,443 | €8,083 | €4,823 | ▼ 40.3% |
| Profit (loss) for the period before taxes9903 | €121,437 | €218,960 | €52,979 | €70,898 | €99,645 | ▲ 40.5% |
| Income taxes67/77 | €28,775 | €52,123 | €13,473 | €15,712 | €21,604 | ▲ 37.5% |
| Profit (loss) for the period9904 | €92,663 | €166,837 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| Transfer from tax-exempt reserves789 | - | €222 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €92,663 | €167,059 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.0m | €2.0m | €2.0m | €2.3m | ▲ 16.3% |
| Fixed assets21/28 | €259,163 | €613,043 | €612,060 | €592,734 | €582,980 | ▼ 1.6% |
| Tangible fixed assets22/27 | €259,113 | €612,993 | €612,010 | €592,684 | €582,930 | ▼ 1.6% |
| Land and buildings22 | - | €244,918 | €238,472 | €231,497 | €225,052 | ▼ 2.8% |
| Furniture and vehicles24 | - | €31,725 | €37,188 | €24,837 | €21,528 | ▼ 13.3% |
| Other tangible fixed assets26 | - | €336,350 | €336,350 | €336,350 | €336,350 | = |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €2.1m | €1.3m | €1.3m | €1.4m | €1.7m | ▲ 24.1% |
| Amounts receivable after more than one year29 | - | €553,724 | €563,464 | €570,561 | €156,717 | ▼ 72.5% |
| Other amounts receivable291 | - | €553,724 | €563,464 | €570,561 | €156,717 | ▼ 72.5% |
| Stocks and contracts in progress3 | €721,889 | - | - | €25,115 | €341,986 | ▲ 1,262% |
| Stocks30/36 | - | - | - | €25,115 | €341,986 | ▲ 1,262% |
| Amounts receivable within one year40/41 | €185,386 | €81,406 | €231,213 | €240,149 | €667,539 | ▲ 178% |
| Trade receivables40 | - | €72,290 | €76,628 | €108,450 | €111,175 | ▲ 2.5% |
| Other amounts receivable41 | - | €9,116 | €154,585 | €131,699 | €556,363 | ▲ 322% |
| Current investments50/53 | - | - | - | €400,000 | €450,000 | ▲ 12.5% |
| Cash at bank and in hand54/58 | €590,080 | €694,488 | €531,830 | €127,174 | €74,899 | ▼ 41.1% |
| Deferred charges and accrued income490/1 | - | €11,271 | €17,056 | €7,350 | €9,828 | ▲ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.0m | €2.0m | €2.0m | €2.3m | ▲ 16.3% |
| Equity10/15 | €1.5m | €1.7m | €1.8m | €1.8m | €1.9m | ▲ 4.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €1.5m | €1.5m | €1.7m | €1.7m | €1.8m | ▲ 4.5% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | - | €97 | €97 | €97 | €97 | = |
| Distributable reserves133 | - | €1.5m | €1.7m | €1.7m | €1.8m | ▲ 4.5% |
| Profit (loss) carried forward14 | - | €154,798 | - | - | - | - |
| Provisions and deferred taxes16 | - | €22,500 | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | €22,500 | - | - | - | - |
| Environmental obligations163 | - | €22,500 | - | - | - | - |
| Amounts payable17/49 | €824,126 | €219,888 | €204,574 | €156,848 | €399,671 | ▲ 155% |
| Amounts payable after more than one year17 | €154,932 | €137,864 | €120,498 | €101,343 | €83,340 | ▼ 17.8% |
| Financial debts170/4 | - | €137,864 | €120,498 | €101,343 | €83,340 | ▼ 17.8% |
| Amounts payable within one year42/48 | €666,370 | €79,231 | €80,858 | €54,460 | €315,276 | ▲ 479% |
| Current portion of amounts payable after more than one year42 | - | €17,069 | €17,366 | €17,694 | €18,003 | ▲ 1.7% |
| Financial debts43 | - | €46,049 | €46,945 | €20,292 | €285,191 | ▲ 1,305% |
| Credit institutions430/8 | - | €46,049 | €46,945 | €20,292 | €285,191 | ▲ 1,305% |
| Trade debts44 | €3,009 | €4,142 | €8,808 | €1,911 | €2,300 | ▲ 20.4% |
| Suppliers440/4 | - | €4,142 | €8,808 | €1,911 | €2,300 | ▲ 20.4% |
| Taxes, remuneration and social security45 | - | €8,707 | €5,491 | €11,056 | €9,236 | ▼ 16.5% |
| Taxes450/3 | - | €8,707 | €5,491 | €11,056 | €9,236 | ▼ 16.5% |
| Other amounts payable47/48 | - | €3,264 | €2,248 | €3,506 | €547 | ▼ 84.4% |
| Accrued charges and deferred income492/3 | - | €2,793 | €3,218 | €1,045 | €1,055 | ▲ 0.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €92,663 | €166,837 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| + Depreciation and write-downs630 | €6,445 | €7,805 | €11,138 | €10,555 | €9,754 | ▼ 7.6% |
| Operating cash flow (approximation) | €99,108 | €174,642 | €50,644 | €65,742 | €87,794 | ▲ 33.5% |
| Investment in fixed assets (approximation) | - | -€361,685 | -€10,155 | €8,771 | €0 | ▼ 100% |
| Change in cash | - | €104,408 | -€162,658 | -€404,656 | -€52,275 | ▲ 87.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-05
Financial
Weakest financial yearnet €39,506 ▼76.3%
Net result drops to €39,506, the lowest in the series; recovery starts the following year.
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-05
Financial
Highest result since 2019net €166,837 ▲80%
Operating result €211,091, net result €166,837, both a record.
31-05
Financial
Liquidity times 5current ratio 16.92
Current ratio from 3.17 to 16.92; short-term debt falls from €666,370 to €79,231.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2018
29-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
07-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2000
Ground area
7,754 m²
Building footprint
265 m²
Volume, LiDAR
1,090 m³
Parcel 31030A0260/00C000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
INTER CONTROL
since 20002.130.504.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31030A0260/00C000 | Flanders | 7,754 m² | 1 · 265 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,104 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-05-1982
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
43211General electrical installation work
46190Agents in non-specialised wholesale trade
46499Wholesale of other household goods
46500Wholesale of information and communication equipment
47559Retail sale of other household articles
63920Other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0422786970
Also
9925:BE0422786970
Registered
14-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.