Summary
INTER CONTROL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €78,041. Equity is growing by about 5.1% per year across the filed financial years. Its solvency ranks better than 78% of 6,630 sector peers (NACE 64, financial year 2025). The company has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, abbreviated format
In the rankings
#7 oldest company in Bruges, Finance and insurance sector
2025 annual accounts filed late (3 days) Filed on 3 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00032178.
Equity
€1.9m▲ 4.3%
2024 · €1.8m
Net result
€78,041▲ 41.4%
2024 · €55,187
Total assets
€2.3m▲ 16.3%
2024 · €2.0m
Solvency
82.5%▼ 9.5pp
2024 · 92.0%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 90% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.06m
2025
Net result€0.08m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€2.3m
2025
Equity€1.9m
2025
Debt€0.4m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€1.4m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)3.4%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency82.5%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio5.40
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.1m-€0.1m▼ 21.7%€0.1m▲ 5.3%€0.2m▲ 105%€0.03m▼ 83.9%€0.03m▲ 0.5%€0.06m▲ 90.0%
Net result€0.1m-€0.09mwithin the sector's middle half▼ 21.1%€0.09mwithin the sector's middle half▲ 6.2%€0.2mwithin the sector's middle half▲ 80.0%€0.04mwithin the sector's middle half▼ 76.3%€0.06mwithin the sector's middle half▲ 39.7%€0.08mwithin the sector's middle half▲ 41.4%
Equity€1.4m-€1.5mwithin the sector's middle half▲ 6.4%€1.5mwithin the sector's middle half▲ 6.4%€1.7mwithin the sector's middle half▲ 10.8%€1.8mwithin the sector's middle half▲ 2.3%€1.8mwithin the sector's middle half▲ 3.2%€1.9mabove the sector's middle half▲ 4.3%
Total assets€1.6m-€1.7mwithin the sector's middle half▲ 3.3%€2.4mwithin the sector's middle half▲ 39.3%€2.0mwithin the sector's middle half▼ 17.5%€2.0mwithin the sector's middle half▲ 0.1%€2.0mwithin the sector's middle half▲ 0.4%€2.3mwithin the sector's middle half▲ 16.3%
Debt€0.3m-€0.2m▼ 11.6%€0.8m▲ 232%€0.2m▼ 73.3%€0.2m▼ 7.0%€0.2m▼ 23.3%€0.4m▲ 155%
Working capital€1.3m-€1.4mabove the sector's middle half▲ 5.3%€1.4mabove the sector's middle half▲ 5.2%€1.3mabove the sector's middle half▼ 12.6%€1.3mabove the sector's middle half▲ 0.1%€1.3mabove the sector's middle half▲ 4.2%€1.4mabove the sector's middle half▲ 5.3%
Solvency82.9%-85.4%above the sector's middle half▲ 2.5pp65.2%within the sector's middle half▼ 20.2pp87.6%above the sector's middle half▲ 22.4pp89.5%above the sector's middle half▲ 1.9pp92.0%above the sector's middle half▲ 2.5pp82.5%above the sector's middle half▼ 9.5pp
Current ratio17.65-20.51above the sector's middle half▲ 2.873.17above the sector's middle half▼ 17.3516.92above the sector's middle half▲ 13.7616.62above the sector's middle half▼ 0.3125.16above the sector's middle half▲ 8.555.40above the sector's middle half▼ 19.77
Return on assets (ROA)6.7%-5.1%within the sector's middle half▼ 1.6pp3.9%within the sector's middle half▼ 1.2pp8.5%within the sector's middle half▲ 4.6pp2.0%within the sector's middle half▼ 6.5pp2.8%within the sector's middle half▲ 0.8pp3.4%within the sector's middle half▲ 0.6pp
Staff (FTE)0.1-
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€582,980 ▼ 1.6%
Current assets
€1.7m ▲ 24.1%
Equity and liabilities €2.3m
Equity
€1.9m ▲ 4.3%
Debt
€399,671 ▲ 155%
Debt's share of the balance-sheet total rises from 8.0% to 17.5%. Equity and debt are higher.
Key figures and ratios
ROE
4.1%▲
2024 · 3.1%
Debt ≤ 1 year
€315,276▲
2024 · €54,460
Debt > 1 year
€83,340▼
2024 · €101,343
Income taxes
€21,604▲
2024 · €15,712
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €5,430 | - | €2,089 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,445 | €6,445 | €6,445 | €7,805 | €11,138 | €10,555 | €9,754 | ▼ 7.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €22,500 | -€22,500 | - | - | - |
| Other operating charges640/8 | - | - | - | €13,542 | €7,690 | €9,809 | €16,530 | ▲ 68.5% |
| Non-recurring operating charges66A | - | - | - | €409 | €124 | - | €185 | - |
| Gross operating margin9900 | €143,941 | €113,406 | €118,872 | €255,347 | €30,457 | €54,549 | €91,407 | ▲ 67.6% |
| Operating profit (loss)9901 | €124,939 | €97,766 | €102,980 | €211,091 | €34,005 | €34,184 | €64,938 | ▲ 90.0% |
| Financial income75/76B | - | - | - | €19,225 | €22,418 | €44,797 | €39,529 | ▼ 11.8% |
| Recurring financial income75 | €27,664 | €24,630 | €23,355 | €19,225 | €22,418 | €44,797 | €39,529 | ▼ 11.8% |
| Financial charges65/66B | - | - | - | €11,356 | €3,443 | €8,083 | €4,823 | ▼ 40.3% |
| Recurring financial charges65 | €6,140 | €5,939 | €4,897 | €11,356 | €3,443 | €8,083 | €4,823 | ▼ 40.3% |
| Profit (loss) for the period before taxes9903 | €146,463 | €116,457 | €121,437 | €218,960 | €52,979 | €70,898 | €99,645 | ▲ 40.5% |
| Income taxes67/77 | €35,868 | €29,221 | €28,775 | €52,123 | €13,473 | €15,712 | €21,604 | ▲ 37.5% |
| Profit (loss) for the period9904 | €110,595 | €87,236 | €92,663 | €166,837 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| Transfer from tax-exempt reserves789 | - | - | - | €222 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €110,595 | €87,236 | €92,663 | €167,059 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.6m | €1.7m | €2.4m | €2.0m | €2.0m | €2.0m | €2.3m | ▲ 16.3% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.3m | €0.6m | €0.6m | €0.6m | €0.6m | ▼ 1.6% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.6m | €0.6m | €0.6m | €0.6m | ▼ 1.6% |
| Land and buildings22 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 2.8% |
| Furniture and vehicles24 | - | - | - | €0.03m | €0.04m | €0.02m | €0.02m | ▼ 13.3% |
| Other tangible fixed assets26 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €1.4m | €1.4m | €2.1m | €1.3m | €1.3m | €1.4m | €1.7m | ▲ 24.1% |
| Amounts receivable after more than one year29 | - | - | - | €0.6m | €0.6m | €0.6m | €0.2m | ▼ 72.5% |
| Other amounts receivable291 | - | - | - | €0.6m | €0.6m | €0.6m | €0.2m | ▼ 72.5% |
| Stocks and contracts in progress3 | - | - | €0.7m | - | - | €0.03m | €0.3m | ▲ 1,262% |
| Stocks30/36 | - | - | - | - | - | €0.03m | €0.3m | ▲ 1,262% |
| Amounts receivable within one year40/41 | €0.6m | €0.5m | €0.2m | €0.08m | €0.2m | €0.2m | €0.7m | ▲ 178% |
| Trade receivables40 | - | - | - | €0.07m | €0.08m | €0.1m | €0.1m | ▲ 2.5% |
| Other amounts receivable41 | - | - | - | €0.009m | €0.2m | €0.1m | €0.6m | ▲ 322% |
| Current investments50/53 | - | - | - | - | - | €0.4m | €0.5m | ▲ 12.5% |
| Cash at bank and in hand54/58 | €0.8m | €0.8m | €0.6m | €0.7m | €0.5m | €0.1m | €0.07m | ▼ 41.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.01m | €0.02m | €0.007m | €0.01m | ▲ 33.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.6m | €1.7m | €2.4m | €2.0m | €2.0m | €2.0m | €2.3m | ▲ 16.3% |
| Equity10/15 | €1.4m | €1.5m | €1.5m | €1.7m | €1.8m | €1.8m | €1.9m | ▲ 4.3% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €1.3m | €1.4m | €1.5m | €1.5m | €1.7m | €1.7m | €1.8m | ▲ 4.5% |
| Non-distributable reserves130/1 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | €97 | €97 | €97 | €97 | = |
| Distributable reserves133 | - | - | - | €1.5m | €1.7m | €1.7m | €1.8m | ▲ 4.5% |
| Profit (loss) carried forward14 | - | - | - | €0.2m | - | - | - | - |
| Provisions and deferred taxes16 | - | - | - | €0.02m | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | - | €0.02m | - | - | - | - |
| Environmental obligations163 | - | - | - | €0.02m | - | - | - | - |
| Amounts payable17/49 | €0.3m | €0.2m | €0.8m | €0.2m | €0.2m | €0.2m | €0.4m | ▲ 155% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | €0.08m | ▼ 17.8% |
| Financial debts170/4 | - | - | - | €0.1m | €0.1m | €0.1m | €0.08m | ▼ 17.8% |
| Amounts payable within one year42/48 | €0.08m | €0.07m | €0.7m | €0.08m | €0.08m | €0.05m | €0.3m | ▲ 479% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | ▲ 1.7% |
| Financial debts43 | - | - | - | €0.05m | €0.05m | €0.02m | €0.3m | ▲ 1,305% |
| Credit institutions430/8 | - | - | - | €0.05m | €0.05m | €0.02m | €0.3m | ▲ 1,305% |
| Trade debts44 | €0.004m | €0.009m | €0.003m | €0.004m | €0.009m | €0.002m | €0.002m | ▲ 20.4% |
| Suppliers440/4 | - | - | - | €0.004m | €0.009m | €0.002m | €0.002m | ▲ 20.4% |
| Taxes, remuneration and social security45 | - | - | - | €0.009m | €0.005m | €0.01m | €0.009m | ▼ 16.5% |
| Taxes450/3 | - | - | - | €0.009m | €0.005m | €0.01m | €0.009m | ▼ 16.5% |
| Other amounts payable47/48 | - | - | - | €0.003m | €0.002m | €0.004m | €0.001m | ▼ 84.4% |
| Accrued charges and deferred income492/3 | - | - | - | €0.003m | €0.003m | €0.001m | €0.001m | ▲ 0.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110,595 | €87,236 | €92,663 | €166,837 | €39,506 | €55,187 | €78,041 | ▲ 41.4% |
| + Depreciation and write-downs630 | €6,445 | €6,445 | €6,445 | €7,805 | €11,138 | €10,555 | €9,754 | ▼ 7.6% |
| Operating cash flow (approximation) | €117,040 | €93,681 | €99,108 | €174,642 | €50,644 | €65,742 | €87,794 | ▲ 33.5% |
| Investment in fixed assets (approximation) | - | €0 | -€7,750 | -€361,685 | -€10,155 | €8,771 | €0 | ▼ 100% |
| Change in cash | - | €53,175 | -€213,171 | €104,408 | -€162,658 | -€404,656 | -€52,275 | ▲ 87.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 41 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | abbreviated format | 03-02-2026 | 2026-00032178 |
| 30-06-2024 | abbreviated format | 24-01-2025 | 2025-00012481 |
| 31-05-2023 | abbreviated format | 29-12-2023 | 2024-00542002 |
| 31-05-2022 | abbreviated format | 31-12-2022 | 2023-20552733 |
| 31-05-2021 | abbreviated format | 31-12-2021 | 2021-82300374 |
| 31-05-2020 | abbreviated format | 29-12-2020 | 2020-77400043 |
| 31-05-2019 | abbreviated format | 13-01-2020 | 2020-01200110 |
| 31-05-2018 | abbreviated format | 29-12-2018 | 2018-76000391 |
| 31-05-2017 | abbreviated format | 30-12-2017 | 2017-73700113 |
| 31-05-2016 | abbreviated format | 07-02-2017 | 2017-04100462 |
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Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.