Summary
JADI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €833,279. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 75% of 5585 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.9m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-02-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
26 d early
2023
33 d early
2022
40 d early
2021
31 d early
2020
43 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 oldest company in Oudsbergen, Finance and insurance sector#7 company by equity in Oudsbergen, Finance and insurance sector#10 company by total assets in Oudsbergen, Finance and insurance sector
Equity
€1.9m▲ 81.3%
2024 · €1.0m
Net result
€833,279▼ 0.2%
2024 · €835,352
Total assets
€2.4m▲ 25.6%
2024 · €1.9m
Solvency
78.7%▲ 24.2pp
2024 · 54.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€69,645▼ 90.7%€38,530▼ 44.7%€42,370▲ 10.0%€48,476▲ 14.4%€45,890▼ 5.3%
Net result€392,004above the sector's middle half▼ 22.4%€927,452above the sector's middle half▲ 137%€280,672above the sector's middle half▼ 69.7%€835,352above the sector's middle half▲ 198%€833,279above the sector's middle half▼ 0.2%
Equity€1.0mwithin the sector's middle half▲ 0.2%€1.0mwithin the sector's middle half▲ 0.5%€1.0mwithin the sector's middle half▲ 0.3%€1.0mwithin the sector's middle half▲ 0.3%€1.9mwithin the sector's middle half▲ 81.3%
Total assets€1.7mwithin the sector's middle half▲ 12.8%€2.0mwithin the sector's middle half▲ 14.1%€1.7mwithin the sector's middle half▼ 13.5%€1.9mwithin the sector's middle half▲ 10.9%€2.4mwithin the sector's middle half▲ 25.6%
Debt€703,367▲ 37.6%€941,176▲ 33.8%€673,468▼ 28.4%€855,059▲ 27.0%€502,894▼ 41.2%
Working capital-€604,579below the sector's middle half▼ 31.3%-€564,092below the sector's middle half▲ 6.7%-€538,185below the sector's middle half▲ 4.6%-€498,902below the sector's middle half▲ 7.3%€363,824above the sector's middle half
Solvency59.0%within the sector's middle half▼ 7.4pp52.0%within the sector's middle half▼ 7.1pp60.3%within the sector's middle half▲ 8.3pp54.5%within the sector's middle half▼ 5.8pp78.7%within the sector's middle half▲ 24.2pp
Current ratio0.14below the sector's middle half▲ 0.040.40within the sector's middle half▲ 0.260.20below the sector's middle half▼ 0.200.42within the sector's middle half▲ 0.221.72within the sector's middle half▲ 1.31
Return on assets (ROA)22.8%above the sector's middle half▼ 10.3pp47.3%above the sector's middle half▲ 24.5pp16.6%above the sector's middle half▼ 30.8pp44.4%above the sector's middle half▲ 27.9pp35.3%above the sector's middle half▼ 9.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.4m
Fixed assets
€1.5m ▼ 1.9%
Current assets
€865,893 ▲ 144%
Equity and liabilities €2.4m
Equity
€1.9m ▲ 81.3%
Debt
€502,894 ▼ 41.2%
Debt's share of the balance-sheet total falls from 45.5% to 21.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
44.8%▼
2024 · 81.5%
Debt ≤ 1 year
€502,069▼
2024 · €854,266
Income taxes
€12,400▼
2024 · €12,933
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,040 | €35,245 | €35,194 | €37,546 | €38,672 | ▲ 3.0% |
| Other operating charges640/8 | - | €1,640 | €1,808 | €1,797 | €1,871 | ▲ 4.2% |
| Non-recurring operating charges66A | - | - | - | - | €87 | - |
| Gross operating margin9900 | €91,099 | €75,415 | €79,371 | €87,818 | €86,520 | ▼ 1.5% |
| Operating profit (loss)9901 | €69,645 | €38,530 | €42,370 | €48,476 | €45,890 | ▼ 5.3% |
| Financial income75/76B | - | €899,910 | €249,975 | €799,920 | €799,920 | = |
| Recurring financial income75 | €339,966 | €899,910 | €249,975 | €799,920 | €799,920 | = |
| Financial charges65/66B | - | €154 | €104 | €111 | €131 | ▲ 18.2% |
| Recurring financial charges65 | €118 | €154 | €104 | €111 | €131 | ▲ 18.2% |
| Profit (loss) for the period before taxes9903 | €409,493 | €938,286 | €292,240 | €848,285 | €845,679 | ▼ 0.3% |
| Income taxes67/77 | €17,490 | €10,833 | €11,568 | €12,933 | €12,400 | ▼ 4.1% |
| Profit (loss) for the period9904 | €392,004 | €927,452 | €280,672 | €835,352 | €833,279 | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €392,004 | €927,452 | €280,672 | €835,352 | €833,279 | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €2.0m | €1.7m | €1.9m | €2.4m | ▲ 25.6% |
| Fixed assets21/28 | €1.6m | €1.6m | €1.6m | €1.5m | €1.5m | ▼ 1.9% |
| Tangible fixed assets22/27 | €156,599 | €121,354 | €98,419 | €61,973 | €32,558 | ▼ 47.5% |
| Furniture and vehicles24 | - | €121,354 | €98,419 | €61,973 | €32,558 | ▼ 47.5% |
| Financial fixed assets28 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Current assets29/58 | €98,069 | €376,075 | €134,475 | €355,364 | €865,893 | ▲ 144% |
| Stocks and contracts in progress3 | - | - | - | - | €6,458 | - |
| Stocks30/36 | - | - | - | - | €6,458 | - |
| Amounts receivable within one year40/41 | €26,499 | €16,792 | €18,646 | €265,202 | €766,860 | ▲ 189% |
| Trade receivables40 | - | €15,125 | €18,646 | €15,125 | €16,860 | ▲ 11.5% |
| Other amounts receivable41 | - | €1,667 | - | €250,077 | €750,000 | ▲ 200% |
| Cash at bank and in hand54/58 | €70,996 | €358,459 | €115,109 | €89,683 | €91,919 | ▲ 2.5% |
| Deferred charges and accrued income490/1 | - | €824 | €720 | €478 | €655 | ▲ 37.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €2.0m | €1.7m | €1.9m | €2.4m | ▲ 25.6% |
| Equity10/15 | €1.0m | €1.0m | €1.0m | €1.0m | €1.9m | ▲ 81.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €600,441 | €605,394 | €608,566 | €611,418 | €1.4m | ▲ 136% |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | - | €599,194 | €602,366 | €605,218 | €1.4m | ▲ 138% |
| Profit (loss) carried forward14 | €351,485 | €351,485 | €351,485 | €351,485 | €351,485 | = |
| Amounts payable17/49 | €703,367 | €941,176 | €673,468 | €855,059 | €502,894 | ▼ 41.2% |
| Amounts payable within one year42/48 | €702,648 | €940,167 | €672,660 | €854,266 | €502,069 | ▼ 41.2% |
| Trade debts44 | €4,854 | €6,787 | €4,642 | €1,859 | €3,386 | ▲ 82.1% |
| Suppliers440/4 | - | €6,787 | €4,642 | €1,859 | €3,386 | ▲ 82.1% |
| Taxes, remuneration and social security45 | - | €7,857 | €8,842 | €8,935 | €7,805 | ▼ 12.6% |
| Taxes450/3 | - | €7,857 | €8,842 | €8,935 | €7,805 | ▼ 12.6% |
| Other amounts payable47/48 | - | €925,523 | €659,176 | €843,471 | €490,878 | ▼ 41.8% |
| Accrued charges and deferred income492/3 | - | €1,009 | €808 | €793 | €825 | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €392,004 | €927,452 | €280,672 | €835,352 | €833,279 | ▼ 0.2% |
| + Depreciation and write-downs630 | €19,040 | €35,245 | €35,194 | €37,546 | €38,672 | ▲ 3.0% |
| Operating cash flow (approximation) | €411,043 | €962,697 | €315,866 | €872,898 | €871,951 | ▼ 0.1% |
| Investment in fixed assets (approximation) | - | €0 | -€12,259 | -€1,100 | -€9,258 | ▼ 742% |
| Change in cash | - | €287,463 | -€243,350 | -€25,426 | €2,236 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
State Gazette act
Resignations: Carlos (Cornelis) Ooijen (director) and Jan Stinkens (day-to-day manager)Appointments: VDL International B.V. (director) and VDL Holding Belgium NV (director) · Director discharge · Registered-office move12 facts ▸
State Gazette act
Resignations: Carlos (Cornelis) Ooijen (director) and Jan Stinkens (day-to-day manager)
Appointments: VDL International B.V. (director) and VDL Holding Belgium NV (director) · Director discharge · Registered-office move12 facts ▸
- General meeting, 03-09-2026
- Director resignation, Carlos (Cornelis) Ooijen (director)
- Director discharge, Carlos (Cornelis) Ooijen
- Director appointment, VDL International B.V. (director)
- Director appointment, VDL Holding Belgium NV (director)
- Registered-office move, Industrieweg-Noord 1141, 3660 Oudsbergen
- Power of attorney, Timothy Speelman
- Power of attorney, Charlotte Vanham
- Power of attorney, Pieter De Vos
- Power of attorney, Alexia Cioffo
- Board meeting, 03-09-2026
- Director resignation, Jan Stinkens (day-to-day manager)
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 1.72
Current ratio from 0.42 to 1.72; short-term debt falls from €854,266 to €502,069.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €927,452 ▲137%
Net result €927,452, the highest in the series.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €1mEq €1.0m ▲4.5%
2 profitable years in a row build equity to €1.0m.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Board 2
VDL Holding Belgium
CurrentDirector · since 23-09-2026 · Public limited company · perm. rep.: Leen Van de Voorde
VDL International B.V.
CurrentDirector · since 23-09-2026 · Legal entity · perm. rep.: Edwin Willems
Permanent representatives 2
Edwin Willems
CurrentPermanent representative · since 23-09-2026 · for VDL International B.V.
Leen Van de Voorde
CurrentPermanent representative · since 23-09-2026 · for VDL Holding Belgium
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1988
Ground area
1.8 ha
Building footprint
7,020 m²
Volume, LiDAR
32,307 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JADI NV
since 19882.040.143.689
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0913/00T008 | Flanders | 1.7 ha | 1 · 6,875 m² | 8.3 m · 2 fl. |
| 72004B0928/00M002 | Flanders | 614 m² | 1 · 145 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| VDL Holding Belgium |
|
| VDL International B.V. |
|
| Carlos (Cornelis) Ooijen |
|
| Jan Stinkens |
|
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- C&FparentSourceaccounts C&F 31-03-202587.6%
Holdings 1
-
99.99%
According to the annual accounts to 30-09-2025 of JADI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
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Linked via shared directors
VDL Defentec Belgium
Shared corporate director
→
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 11,151 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-08-1988
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0435068358
Also
9925:BE0435068358
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.