Summary
Intentio is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €92,964 and a net result of €5,724. Its solvency ranks better than 10% of 3319 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 3319 sector peers (2024).
NBB · sector comparisonPosition among 3319 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€92,964▲ 719%
2023 · €11,347
Net result
€5,724
2023 · -€48,653
Total assets
€2.5m▲ 84.5%
2023 · €1.3m
Solvency
3.8%▲ 2.9pp
2023 · 0.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€10,195-€56,986▲ 459%
Net result-€48,653-€5,724
Equity€11,347-€92,964▲ 719%
Total assets€1.3m-€2.5m▲ 84.5%
Debt€1.3m-€2.4m▲ 79.1%
Working capital-€107,823--€1.2m▼ 1,024%
Solvency0.8%-3.8%▲ 2.9pp
Staff (FTE)1-1.2▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 459% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.5m
Fixed assets
€2.4m ▲ 81.1%
Current assets
€104,370 ▲ 222%
Equity and liabilities €2.5m
Equity
€92,964 ▲ 719%
Debt
€2.4m ▲ 79.1%
Debt's share of the balance-sheet total falls from 99.2% to 96.2%. Equity and debt are higher.
Key figures and ratios
ROE
6.2%▲
2023 · -428.8%
ROA
0.2%▲
2023 · -3.6%
Debt ≤ 1 year
€1.3m▲
2023 · €140,245
Debt > 1 year
€1.1m▼
2023 · €1.2m
Income taxes
€325▲
2023 · €238
Staff costs
€112,541▲
2023 · €69,528
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €69,528 | €112,541 | ▲ 61.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €151,219 | €160,859 | ▲ 6.4% |
| Other operating charges640/8 | €4,627 | €3,452 | ▼ 25.4% |
| Gross operating margin9900 | €235,568 | €333,839 | ▲ 41.7% |
| Operating profit (loss)9901 | €10,195 | €56,986 | ▲ 459% |
| Financial income75/76B | €6 | €233 | ▲ 3,790% |
| Recurring financial income75 | €6 | €233 | ▲ 3,790% |
| Financial charges65/66B | €58,616 | €51,170 | ▼ 12.7% |
| Recurring financial charges65 | €58,616 | €51,170 | ▼ 12.7% |
| Profit (loss) for the period before taxes9903 | -€48,415 | €6,049 | ▲ 112% |
| Income taxes67/77 | €238 | €325 | ▲ 36.6% |
| Profit (loss) for the period9904 | -€48,653 | €5,724 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | -€48,653 | €5,724 | ▲ 112% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.3m | €2.5m | ▲ 84.5% |
| Fixed assets21/28 | €1.3m | €2.4m | ▲ 81.1% |
| Intangible fixed assets21 | €1.3m | €2.3m | ▲ 78.1% |
| Tangible fixed assets22/27 | €37,448 | €105,985 | ▲ 183% |
| Plant, machinery and equipment23 | - | €638 | - |
| Furniture and vehicles24 | €37,448 | €56,549 | ▲ 51.0% |
| Other tangible fixed assets26 | - | €48,799 | - |
| Financial fixed assets28 | €5 | €5 | = |
| Current assets29/58 | €32,422 | €104,370 | ▲ 222% |
| Amounts receivable within one year40/41 | €16,498 | €25,419 | ▲ 54.1% |
| Trade receivables40 | €16,498 | €25,419 | ▲ 54.1% |
| Cash at bank and in hand54/58 | €9,631 | €66,314 | ▲ 589% |
| Deferred charges and accrued income490/1 | €6,293 | €12,637 | ▲ 101% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.3m | €2.5m | ▲ 84.5% |
| Equity10/15 | €11,347 | €92,964 | ▲ 719% |
| Contributions10/11 | €60,000 | €135,894 | ▲ 126% |
| Profit (loss) carried forward14 | -€48,653 | -€42,930 | ▲ 11.8% |
| Amounts payable17/49 | €1.3m | €2.4m | ▲ 79.1% |
| Amounts payable after more than one year17 | €1.2m | €1.1m | ▼ 11.2% |
| Financial debts170/4 | €1.2m | €1.1m | ▼ 11.2% |
| Amounts payable within one year42/48 | €140,245 | €1.3m | ▲ 839% |
| Current portion of amounts payable after more than one year42 | €126,995 | €142,492 | ▲ 12.2% |
| Trade debts44 | €427 | €1.1m | ▲ 267,248% |
| Suppliers440/4 | €427 | €1.1m | ▲ 267,248% |
| Taxes, remuneration and social security45 | €12,823 | €33,233 | ▲ 159% |
| Taxes450/3 | €238 | €259 | ▲ 8.9% |
| Remuneration and social security454/9 | €12,585 | €32,974 | ▲ 162% |
| Accrued charges and deferred income492/3 | - | €4,013 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€48,653 | €5,724 | ▲ 112% |
| + Depreciation and write-downs630 | €151,219 | €160,859 | ▲ 6.4% |
| Operating cash flow (approximation) | €102,566 | €166,583 | ▲ 62.4% |
| Investment in fixed assets (approximation) | - | -€1.2m | - |
| Change in cash | - | €56,683 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-09
State Gazette act
BenamingIncorporation · Name change · Power of attorney5 facts ▸
State Gazette act
Benaming
Incorporation · Name change · Power of attorney5 facts ▸
- General meeting, buitengewone algemene vergadering
- Incorporation, 04-08-2022
- Name change, Intentio-Waasland
- Power of attorney
- Power of attorney, Lien VAN GOETHEM
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5,724
Net result €5,724 after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 4 establishment units since 2022
Ground area
9,986 m²
Building footprint
2,256 m²
Volume, LiDAR
25,958 m³
4 parcels, Flanders · tallest building 42.2 m, ±4 floors. Linked by address, not a title deed.
4 establishment units
Intentio
since 20222.334.981.624
Intentio
since 20222.338.312.286
Intentio
since 20242.366.038.549
Intentio
since 20242.366.038.648
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0330/00W000 | Flanders | 8,154 m² | 1 · 610 m² | 15.2 m · 4 fl. |
| 46503C0655/00D000 | Flanders | 923 m² | 1 · 859 m² | 13.2 m · 4 fl. |
| 46017A0329/00_000indicative | Flanders | 787 m² | 1 · 787 m² | 42.2 m · 4 fl. |
| 46020E0285/00Z000 | Flanders | 121 m² | - | - |
Linked by address, not proof of ownership
Good to know
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Name clause
Intentio-Waasland
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,219. 2,670 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-08-2022
Fiscal year end31-12
Legal name NL
Intentio-Waasland
Activities, NACEBEL 2025
66220Insurance agents and brokers
Scores and ratios are computed by Checked and are not a credit decision.