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Complete company report
Generated 23-07-2026
Active BE 0789.598.212Private limited company

Intentio

Albert Panisstraat(BEV) 8 ·9120 Beveren, Belgium· 3 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

Intentio is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €93k and a net result of €6k. Its solvency ranks better than 16% of 761 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €93k
Net result €6k
Staff (FTE) 1.2
Better than sector 16%
Snowflake analysis 5 axes · computed by Checked
Health0Profitability31Solvency3Growth78Stability94
41 / 100

Fragile profile, watch health in particular.

Health 0
Profitability 31
Solvency 3
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 11-06-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50kOperating result 2023: €10k€10kNet result 2023: €-49k€-49kOperating result 2024: €57k€57kNet result 2024: €6k€6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 3.8% 38.7%
better than 16% of 761 sector peers
Net result €6k €28k
better than 28% of 760 sector peers
Equity €93k €62k
better than 62% of 761 sector peers
Gross operating margin €334k €66k
better than 89% of 758 sector peers
Staff costs €113k €63k
higher than 68% of 265 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€6k
- -83% vs sector
Total assets
€2.47M
+84.5% far above sector median
Equity
€93k
+719.3% +68% vs sector
Employees (FTE)
1
+20.0% -37% vs sector
Staff costs
€113k
+61.9% +51% vs sector
Income taxes
€325
+36.6% -94% vs sector
Debt
€2.37M
+79.1% far above sector median
Debt ≤ 1y
€1.32M
+838.8% far above sector median
Debt > 1y
€1.05M
-11.2% far above sector median
Solvency
3.8%
+344.0% -94% vs sector
ROE
6.2%
- -89% vs sector
ROA
0.2%
- -99% vs sector
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€6k
Cash flown/a
Staff costs€113k
Income taxes€325
Dividends-
Total assets€2.47M
Equity€93k
Debt€2.37M
of which ≤ 1y€1.32M
of which > 1y€1.05M
Working capitaln/a
Employees (FTE)1.2
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency3.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.2%
ROE6.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.47M
Fixed assets 21/28€2.36M
Intangible fixed assets 21€2.26M
Tangible fixed assets 22/27€106k
Financial fixed assets 28€5
Current assets 29/58€104k
Amounts receivable within one year 40/41€25k
Cash & bank 54/58€66k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.47M
Equity 10/15€93k
Contributions / capital 10/11€136k
Accumulated profits (losses) 14€-43k
Amounts payable 17/49€2.37M
Amounts payable after one year 17€1.05M
Amounts payable within one year 42/48€1.32M
Trade debts payable within one year 44€1.14M
Income statement
Gross operating margin 9900€334k
Operating result 9901€57k
Financial income 75€233
Financial charges 65€51k
Result before taxes 9903€6k
Income taxes 67/77€325
Net result for the period 9904€6k
Result to be appropriated 9905€6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation11-08-2022
StatusActive
Postal code9120
Establishment units 4 locations
Intentio
Albert Panisstraat(BEV) 8, 9120 Beveren-Kruibeke-ZwijndrechtManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20222.334.981.624
Intentio
Grote Baan(MEL) 173, 9120 Beveren-Kruibeke-ZwijndrechtOp lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren
since 20222.338.312.286
Intentio
Ten Bos 3, 9100 Sint-NiklaasOp lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren
since 20242.366.038.549
Intentio
Nieuwstraat(SGW) 7, 9170 Sint-Gillis-WaasOp lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven die in meerderheid tot de financiële sector behoren
since 20242.366.038.648
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46016C0330/00W000 Flanders 8,154 m² 1 · 610 m² 15.2 m · 4 fl.
46503C0655/00D000 Flanders 923 m² 1 · 859 m² 13.2 m · 4 fl.
46017A0329/00_000indicative Flanders 787 m² 1 · 787 m² 42.2 m · 4 fl.
46020E0285/00Z000 Flanders 121 m² - -
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
22-11-2024
State Gazette act Capital & shares
Jean-Baptiste LOUAGIE
05-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
08-12-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
Capital history · 1
22-11-2024
Capital change
All acts · 2 updated 1 year ago
2024
22-11-2024 Restructuring of share classes Capital & shares·Jean-Baptiste LOUAGIE
Notary: Jean-Baptiste LOUAGIE · Beveren
Technical details 
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2022
08-12-2022 3 directors appointed, 3 resigning Director changes
  • Peter Elewaut, Vast vertegenwoordigd
  • Veerle Vincke, Vast vertegenwoordigd
  • Johan Daelman, Vast vertegenwoordigd
  • Peter Elewaut, Bestuurder
  • Veerle Vincke, Bestuurder
  • Johan Daelman, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL Intentio
Registered office
Albert Panisstraat(BEV) 8 bus 1
9120 Beveren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative