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Intelligence@Work

Active
Private limited company (pre-2019)founded 200718 yrs activeSchaliestraat 20 bis, 1602 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0893.677.826
Summary

Intelligence@Work has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,092 and a net result of €4,374. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability42▲+29
Solvency76▲+10
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 27.75; short-term debt: 3.6% and cash: 100% of total assets), and 48.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.3%
Return on assets
1.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
7 d late
2023
29 d late
2022
242 d late
2021
41 d early
2020
33 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 November 2007, Intelligence@Work was incorporated.1 Total assets went from EUR 435,539 in 2019 to EUR 243,880 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€125,092▲ 3.6%
2024 · €120,718
Total assets
€243,880▼ 17.5%
2024 · €295,499
Net result
€4,374
2024 · -€12,927
Working capital
€235,092
2023 · -€37,496
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,149▼ 29.8%€7,917▲ 268%-€14,271-€8,717▲ 38.9%€5,021
Net result-€5,456€2,470-€15,387-€12,927▲ 16.0%€4,374
Equity€146,562▼ 3.6%€149,032▲ 1.7%€133,645▼ 10.3%€120,718▼ 9.7%€125,092▲ 3.6%
Total assets€416,448▼ 1.3%€317,930▼ 23.7%€293,193▼ 7.8%€295,499▲ 0.8%€243,880▼ 17.5%
Debt€219,636▲ 1.9%€168,898▼ 23.1%€159,548▼ 5.5%€174,781▲ 9.5%€118,788▼ 32.0%
Working capital-€26,421▲ 83.5%-€18,233▲ 31.0%-€37,496▼ 106%€235,092
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: €2,149€2,149Net result 2021: -€5,456-€5,456Operating result 2022: €7,917€7,917Net result 2022: €2,470€2,470Operating result 2023: -€14,271-€14,271Net result 2023: -€15,387-€15,387Operating result 2024: -€8,717-€8,717Net result 2024: -€12,927-€12,927Operating result 2025: €5,021€5,021Net result 2025: €4,374€4,37420212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: -€14,271-€14,300Net result 2023: -€15,387-€15,400Operating result 2024: -€8,717-€8,720Net result 2024: -€12,927-€12,900Operating result 2025: €5,021€5,020Net result 2025: €4,374€4,370202320242025
The operating result returns to profit in 2025: €5,021 after a loss of €8,717 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €243,880
Equity €125,092 ▲ 3.6%
Debt €118,788 ▼ 32.0%
Debt's share of the balance-sheet total falls from 59.1% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
27.75
Debt to equity
0.95▼
2024 · 1.45
ROE
3.5%▲
2024 · -10.7%
ROA
1.8%▲
2024 · -4.4%
Debt ≤ 1 year
€8,788▼
2024 · €64,781
Debt > 1 year
€110,000=
2024 · €110,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,891 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
4.0% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,891 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€295,499€243,880▼
Fixed assets21/28€295,499-
Tangible fixed assets22/27€295,499-
Land and buildings22€293,690-
Furniture and vehicles24€1,809-
Current assets29/58-€243,880
Cash at bank and in hand54/58-€243,880
Equity and liabilities
Total equity and liabilities10/49€295,499€243,880▼
Equity10/15€120,718€125,092▲
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Other1319€1,860€1,860=
Profit (loss) carried forward14€112,658€117,032▲
Amounts payable17/49€174,781€118,788▼
Amounts payable after more than one year17€110,000€110,000=
Financial debts170/4€110,000€110,000=
Amounts payable within one year42/48€64,781€8,788▼
Current portion of amounts payable after more than one year42€10,019-
Financial debts43€2,783-
Credit institutions430/8€2,783-
Trade debts44€9,202€8,750▼
Suppliers440/4€9,202€8,750▼
Other amounts payable47/48€42,778€39▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,920-
Other operating charges640/8€2,486€3,000▲
Gross operating margin9900-€1,311€8,021▲
Operating profit (loss)9901-€8,717€5,021▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1,785€647▼
Recurring financial charges65€1,785€647▼
Profit (loss) for the period before taxes9903-€10,502€4,374▲
Income taxes67/77€2,425-
Profit (loss) for the period9904-€12,927€4,374▲
Profit (loss) for the period to be appropriated9905-€12,927€4,374▲
Appropriation of the result
Profit (loss) to be appropriated9906€112,658€117,032▲
Profit (loss) brought forward from the previous period14P€125,585€112,658▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,519€12,461€9,455€4,920--
Other operating charges640/8-€6,586€2,971€2,486€3,000▲ 20.7%
Gross operating margin9900€14,640€26,964-€1,845-€1,311€8,021▲ 712%
Operating profit (loss)9901€2,149€7,917-€14,271-€8,717€5,021▲ 158%
Financial income75/76B-€1-€0--
Recurring financial income75-€1-€0--
Financial charges65/66B-€5,141€1,115€1,785€647▼ 63.8%
Recurring financial charges65€6,694€5,141€1,115€1,785€647▼ 63.8%
Profit (loss) for the period before taxes9903-€4,545€2,777-€15,387-€10,502€4,374▲ 142%
Income taxes67/77€911€307-€2,425--
Profit (loss) for the period9904-€5,456€2,470-€15,387-€12,927€4,374▲ 134%
Profit (loss) for the period to be appropriated9905-€5,456€2,470-€15,387-€12,927€4,374▲ 134%
Line20212022202320242025Change
Assets
Total assets20/58€416,448€317,930€293,193€295,499€243,880▼ 17.5%
Fixed assets21/28€409,916€300,616€291,161€295,499--
Tangible fixed assets22/27€409,916€300,616€291,161€295,499--
Land and buildings22-€295,061€288,649€293,690--
Furniture and vehicles24-€5,554€2,512€1,809--
Current assets29/58€6,532€17,314€2,032-€243,880-
Amounts receivable within one year40/41-€3,025----
Trade receivables40-€3,025----
Cash at bank and in hand54/58€5,997€13,746€2,032-€243,880-
Deferred charges and accrued income490/1-€543----
Equity and liabilities
Total equity and liabilities10/49€416,448€317,930€293,193€295,499€243,880▼ 17.5%
Equity10/15€146,562€149,032€133,645€120,718€125,092▲ 3.6%
Contributions10/11-€6,200€6,200€6,200€6,200=
Capital10-€6,200----
Issued capital100-€6,200----
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860----
Other1319--€1,860€1,860€1,860=
Profit (loss) carried forward14€138,502€140,972€125,585€112,658€117,032▲ 3.9%
Provisions and deferred taxes16€50,250-----
Amounts payable17/49€219,636€168,898€159,548€174,781€118,788▼ 32.0%
Amounts payable after more than one year17€186,683€133,351€120,019€110,000€110,000=
Financial debts170/4-€133,351€120,019€110,000€110,000=
Amounts payable within one year42/48€32,953€35,547€39,529€64,781€8,788▼ 86.4%
Current portion of amounts payable after more than one year42-€13,332€13,332€10,019--
Financial debts43---€2,783--
Credit institutions430/8---€2,783--
Trade debts44€1,197€1,063€1,534€9,202€8,750▼ 4.9%
Suppliers440/4-€1,063€1,534€9,202€8,750▼ 4.9%
Taxes, remuneration and social security45-€3,578----
Taxes450/3-€3,578----
Other amounts payable47/48-€17,574€24,663€42,778€39▼ 99.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,456€2,470-€15,387-€12,927€4,374▲ 134%
+ Depreciation and write-downs630€9,519€12,461€9,455€4,920--
Operating cash flow (approximation)€4,063€14,931-€5,931-€8,008€4,374▲ 155%
Investment in fixed assets (approximation)-€96,839€0-€9,258--
Change in cash-€7,749-€11,714---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
31-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Back to profitnet €4,374
Net result €4,374 after 2 loss-making years.
07-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
29-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 242 days late
30-06
Financial Weakest financial yearnet -€15,387
Net result drops to -€15,387, the lowest in the series; recovery starts the following year.
2022
30-06
Financial Back to profitnet €2,470
Net result €2,470 after one loss-making year.
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
29-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
29-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
1,048 m²
Building footprint
416 m²
Volume, LiDAR
239 m³
Parcel 23089D0068/00B000, Flanders · tallest building 11.5 m. Linked by address, not a title deed.
1 establishment unit
Schaliestraat 20 BIS, 1602 Sint-Pieters-Leeuw
NACE 74879
since 20072.167.516.567
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23089D0068/00B000 Flanders 1,048 m² 1 · 416 m² 11.5 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. HIFRID 100%
  2. Intelligence@Work

Highest known parent: HIFRID. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. 5,349 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded23-11-2007
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
68122Development of non-residential building projects
43230Insulation installation
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43341Painting of buildings
70200Business and other management consultancy
73200Market research and public opinion polling
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0893677826
Also 9925:BE0893677826
Registered 05-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.