MEUBLES CONFORT
ActiveMEUBLES CONFORT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €176k and a net result of €3k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 9135 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+29
Solvency95▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.02 in 2024; short-term debt: 29.4% and cash: 1.2% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
27 d early
2023
29 d early
2022
28 d early
2021
30 d late
2020
17 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k
2024 · €-163
2018: €-11k
2019: €-7k
2020: €-3k
2021: €11k
2022: €8k
2023: €17k
2024: €-163
2018 → 2025
Working capital
€-67k▲ 10.0%
2024 · €-75k
2018: €-114k
2019: €-120k
2020: €-122k
2021: €-112k
2022: €-100k
2023: €-79k
2024: €-75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€155k▲ 5.5%€173k▲ 11.2%€173k▼ 0.1%€176k▲ 1.7%
Operating result€12k-€8k▼ 30.0%€18k▲ 116%€2k▼ 87.5%€3k▲ 35.0%
Net result€11k-€8k▼ 28.7%€17k▲ 116%€-163€3k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €249k
Fixed assets
€243k▼ 1.7%
Current assets
€6k▲ 295%
Equity and liabilities €249k
Equity
€176k▲ 1.7%
Debt
€74k▼ 3.4%
The debt ratio falls from 30.6% to 29.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €6k
Cash flow
€7k▲
2024 · €4k
Solvency
70.5%▲
2024 · 69.4%
Current ratio
0.08▲
2024 · 0.02
Quick ratio
0.08▲
2024 · 0.02
Debt / equity
0.42▼
2024 · 0.44
ROE
1.7%▲
2024 · -0.1%
ROA
1.2%▲
2024 · -0.1%
Interest coverage
119.08▲
2024 · 2.70
Debt
€74k▼
2024 · €76k
Debt ≤ 1 year
€73k▼
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€249k▲
Fixed assets21/28€247k€243k▼
Tangible fixed assets22/27€247k€243k▼
Land and buildings22€246k€243k▼
Plant, machinery and equipment23€2k-
Current assets29/58€2k€6k▲
Amounts receivable within one year40/41€298€3k▲
Trade receivables40-€3k
Other amounts receivable41€298€28▼
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€249k€249k▲
Equity10/15€173k€176k▲
Contributions10/11€12k€12k=
Revaluation surpluses12€225k€225k=
Reserves13€346€346=
Non-distributable reserves130/1€346€346=
Reserves not available under the articles1311€346€346=
Profit (loss) carried forward14€-65k€-62k▲
Amounts payable17/49€76k€74k▼
Amounts payable within one year42/48€76k€73k▼
Trade debts44-€37
Suppliers440/4-€37
Other amounts payable47/48€76k€73k▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€9k€3k▼
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€2k€3k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€2k€60▼
Recurring financial charges65€2k€60▼
Profit (loss) for the period before taxes9903€-163€3k▲
Profit (loss) for the period9904€-163€3k▲
Profit (loss) for the period to be appropriated9905€-163€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-62k▲
Profit (loss) brought forward from the previous period14P€-65k€-65k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €17k ▲116%
Operating result €18k, net result €17k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €155k ▲5.5%
2 profitable years in a row build equity to €155k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Porteuses de Canons 746042 CharleroiGround area
926 m²
Parcel 52040A0380/00H005, Wallonia. Linked by address, not a title deed.
1 establishment unit
MEUBLES CONFORT
since 20042.139.266.209
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52040A0380/00H005 | Wallonia | 926 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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D & D DOMUS CONSTRUCT
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BOUWWERKEN FRANCKX
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,349 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-09-2004
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.