Equity
-€10,912
Debts exceed assets in financial year 2025.
INNOA
Lifetime
15 annual accounts with figures on one time axispeak €100,906 (2021)
€8,928▲ €21,322
lowest -€72,163 (2016)
€855▲ €7,867
peak €17,639 (2022)
-€10,912▲ €5,979
€25,470▲ 1.0%
peak 2.1 FTE (2015)
-not published
Board3 names since 2010
1 directorVan Tichelen Heidi
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from -€12,394 to €8,928Back to profit: €855Equity from -€16,891 to -€10,912Cash from €205 to €2,746
Key points
from the 2025 annual accountsDebts
€25,470 175% of the balance sheet
Suppliers 6%Taxes and wages 5%Other 90%
Position in the sector
-75.0%
Lower solvency than 95% of companies in auxiliary financial services. Sector median 50.1% · 3,076 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3076 sector peers (2025).
NBB · sector comparisonPosition among 3076 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 days early
2024
2 days early
2023
23 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830274468
Change of role: VAN TICHELEN Heidi, from sole manager to director
Appointment: BONNYNS Hans (successor director) · “Algemene bouwwerkzaamheden,omvattende het optrekken van de gebouwen,voegwerken,chapewerken,dakbedekking in…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Resignation: Emmanuel Deboulle (director)
Director discharge: Emmanuel Deboulle · General meeting of 28-02-2021 · Gazette deed
Appointment: Emmanuel Deboulle (director)
General meeting of 29-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INNOA Scherpenheuvel-Zichem | €14,558 | €8,928 | -75.0% | - |
| L.S. CONSEILS Oupeye | €14,425 | €8,846 | 6.5% | - |
| JM INVEST Les Bons Villers | €13,225 | €11,779 | -19.8% | - |
| I4G Partners Oud-Heverlee | €18,184 | €16,072 | 69.6% | - |
| WETO Wijnegem | €19,714 | €4,884 | 70.5% | - |
| BRUXELLES SUD FINANCE Uccle | €7,337 | €11,577 | -8.2% | - |
| FIB CONSEIL Waremme | €15,035 | €9,420 | 61.2% | - |
These companies have the same main activity as INNOA: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €7,340 and €19,700, founded between 2005 and 2019.
Official details
Source: KBO- Status
- Active since 06-10-2010Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment unit
- 2.196.260.5383271 Scherpenheuvel-Zichem, since 14-10-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Annual accounts 2025
- €14,558▲ 74.7%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on INNOA
INNOA files the micro format. That format states no turnover. The gross margin rose from -€32,306 in 2011 to €8,928 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INNOA
- What is the company number of INNOA?
- The company number of INNOA is 0830.274.468. The VAT number is the same number with BE in front: BE 0830.274.468.
- Where is INNOA based?
- The registered office is at Zandstraat 9, 3271 Scherpenheuvel-Zichem.Company details
- What does INNOA do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of INNOA?
- INNOA is a private limited company (BV).
- When was INNOA founded?
- INNOA was founded on 06-10-2010.
- Is INNOA still active?
- Yes, INNOA is an active enterprise in the KBO register.
- How many employees does INNOA have?
- INNOA had an average of 0.6 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of INNOA?
- The turnover in financial year 2025 is ≈ €68,000. This figure is estimated from the gross margin of €8,928 and 6,297 comparable companies of the same size. It probably lies between €31,000 and €160,000. It is a rough estimate.
- Is INNOA profitable?
- In financial year 2025, INNOA made a profit of €855.
- Where can I find the annual accounts of INNOA?
- INNOA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INNOA due?
- INNOA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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