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JM INVEST

Active
Private limited companyfounded 2008active for 18 yearsRue Reine Astrid(FLG) 50, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0895.320.391
Summary

JM INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€2,619) and a net result of -€1,522. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 3,058 sector peers (NACE 66, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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JM INVESTActive
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Overview

Official details

Source: KBO
Status
Active since 29-01-2008 Normal situation
Activity
Insurance agents and brokers NACE 66220and 1 other
Establishment unit
2.352.433.409 6210 Les Bons Villers, since 29-01-2008
Financial year end
31 December
Peppol
Reachable since 09-07-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Loss
€1,522
▼ 73.3%
Equity
-€2,619
▼ 139%
Total assets
€13,225
▲ 2.0%
Employees on 31-12-2025
1
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 31 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3058 sector peers (2025).
NBB · sector comparison
Position among 3058 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
22 days late
2022
14 days early
2021
23 days early
2020
23 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€2,619 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€1,522 View
  • Caution: Lower solvency than 95% of companies in auxiliary financial servicessector median 50.1% · 3,058 companies -19.8% View

Recent changes

  1. · Gazette deed Change of role: MANGON Julian, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JM INVEST: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €7,340 and €22,200, founded between 1987 and 2012.

CompanyTotal assetsGross margin
JM INVEST Les Bons Villers€13,225€11,779
L.S. CONSEILS Oupeye€14,425€8,846
INNOA Scherpenheuvel-Zichem€14,558€8,928
I4G Partners Oud-Heverlee€18,184€16,072
BRUXELLES SUD FINANCE Ukkel€7,337€11,577
NAUTEALUS Sint-Lambrechts-Woluwe€8,691€7,412
R.E. @dvisors Beveren-Kruibeke-Zwijndrecht€22,179€33,093
Full comparison

Key facts about JM INVEST
What is the company number of JM INVEST?
The company number of JM INVEST is 0895.320.391. The VAT number is the same number with BE in front: BE 0895.320.391.
Where is JM INVEST based?
The registered office is at Rue Reine Astrid(FLG) 50, 6210 Les Bons Villers.Company details
What does JM INVEST do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of JM INVEST?
The legal form of JM INVEST is Private limited company (BV).
When was JM INVEST founded?
JM INVEST was founded on 29-01-2008.
Is JM INVEST still active?
Yes, JM INVEST is an active enterprise in the KBO register.
How many employees does JM INVEST have?
JM INVEST had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JM INVEST?
The turnover in financial year 2025 is ≈ €90,000. This figure is estimated from the gross margin of €11,779 and 6,321 comparable companies of the same size. It probably lies between €41,000 and €220,000. It is a rough estimate.
Is JM INVEST profitable?
In financial year 2025, JM INVEST made a loss of €1,522.
Where can I find the annual accounts of JM INVEST?
JM INVEST filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JM INVEST due?
JM INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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