I4G Partners is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €13k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 68% of 2425 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
44 d early
2023
49 d early
2022
41 d early
2021
51 d early
2020
51 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 31.4%
2024 · €18k
2018: €-15k
2019: €-27k
2020: €-26k
2021: €10k
2022: €10k
2023: €12k
2024: €18k
2018 → 2025
Net result
€-6k
2024 · €6k
2018: €-33k
2019: €-14k
2020: €1k
2021: €35k
2022: €869
2023: €2k
2024: €6k
2018 → 2025
Total assets
€18k▼ 26.1%
2024 · €25k
2018: €18k
2019: €29k
2020: €6k
2021: €16k
2022: €16k
2023: €17k
2024: €25k
2018 → 2025
Solvency
69.6%▼ 5.4pp
2024 · 75.1%
2018: -85.7%
2019: -90.6%
2020: -441.8%
2021: 59.0%
2022: 65.3%
2023: 72.9%
2024: 75.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€10k▲ 9.1%€12k▲ 16.4%€18k▲ 51.6%€13k▼ 31.4%
Operating result€38k-€1k▼ 96.7%€2k▲ 91.5%€6k▲ 173%€-6k
Net result€35k-€869▼ 97.5%€2k▲ 97.7%€6k▲ 266%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€13k▼ 31.4%
Debt
€6k▼ 10.1%
The debt ratio rises from 24.9% to 30.4%. Equity and debt are lower.
Key figures and ratios
Solvency
69.6%▼
2024 · 75.1%
ROE
-45.8%▼
2024 · 34.1%
ROA
-31.9%▼
2024 · 25.6%
Debt
€6k▼
2024 · €6k
Debt ≤ 1 year
€6k▼
2024 · €6k
Staff costs
€22k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€18k▼
Fixed assets21/28€213-
Tangible fixed assets22/27€213-
Plant, machinery and equipment23€213-
Current assets29/58€24k€18k▼
Amounts receivable within one year40/41€13k€13k▼
Other amounts receivable41€13k€13k▼
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1€1k€690▼
Equity and liabilities
Total equity and liabilities10/49€25k€18k▼
Equity10/15€18k€13k▼
Contributions10/11€14k€14k=
Reserves13€4k€4k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€1k€1k▼
Profit (loss) carried forward14-€-6k
Amounts payable17/49€6k€6k▼
Amounts payable within one year42/48€6k€6k▼
Trade debts44€659€46▼
Suppliers440/4€659€46▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€707-
Remuneration and social security454/9€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€19k€22k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€746€213▼
Gross operating margin9900€26k€16k▼
Operating profit (loss)9901€6k€-6k▼
Financial income75/76B€735€698▼
Recurring financial income75€735€698▼
Financial charges65/66B€187€237▲
Recurring financial charges65€187€237▲
Profit (loss) for the period before taxes9903€7k€-6k▼
Income taxes67/77€721-
Profit (loss) for the period9904€6k€-6k▼
Profit (loss) for the period to be appropriated9905€6k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58€-6k▼
Profit (loss) brought forward from the previous period14P€-6k€58▲
Transfer to equity691/2€58-
To other reserves6921€58-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲2858%
Operating result €38k, net result €35k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 3.69
Current ratio from 1.02 to 3.69; short-term debt falls from €25k to €2k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.02
Current ratio from 0.46 to 1.02; short-term debt falls from €28k to €25k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovenbosstraat 263053 Oud-HeverleeGround area
3,727 m²
Building footprint
400 m²
Volume, LiDAR
1,732 m³
Parcel 24034B0038/00M000, Flanders · tallest building 17.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
I4G Partners
since 20122.214.276.903
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24034B0038/00M000 | Flanders | 3,727 m² | 1 · 400 m² | 17.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,682 companies in sector 66220 we hold annual accounts for 3,227. 1,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2012
Fiscal year end31-12
Abbreviation NL
I4G
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@i4g.be
Phone:+3228800538