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Inno-concepts

Active
Private limited companyfounded 201016 yrs activeRue de la Chapelle 1, 4218 Héron, BelgiumKBO/BCE: BE 0822.273.453
Summary

The computed 12-month bankruptcy probability of Inno-concepts is 2.1% (moderate). The 2025 annual accounts show equity of €9,817 and a net result of -€4,775. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 9010 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Inno-conceptsActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
#6 oldest company in Héron, Construction sector1 site
Size
€61,962total assets 2025
Equity
€9,817
Loss
-€4,775
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 52- Latest accounts 31 days late; 2 of the last 3 late- Sector Construction of residential and non-residential buildings (NACE 41)- Loss of €4,775, the second in a row (FY 2025)+ Founded in 2010Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-20
equity 15.8% of total assets
Liquidity 15-14
short-term debt 76.1% · cash 4.8%
Profitability 59+59
return on assets -7.7%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +14.8% vs 03-2025 05-2025: 0.2%▼ -61.5% vs 04-2025 06-2025: 0.2%▼ -3.0% vs 05-2025lowest value 07-2025: 0.2%▲ +17.0% vs 06-2025 08-2025: 0.3%▲ +76.3% vs 07-2025 09-2025: 0.4%▲ +19.8% vs 08-2025 10-2025: 2.2%▲ +468% vs 09-2025 11-2025: 2.2%● 0.0% vs 10-2025 12-2025: 2.2%● 0.0% vs 11-2025 01-2026: 2.2%▼ -1.5% vs 12-2025 02-2026: 2.2%● 0.0% vs 01-2026 03-2026: 2.2%▼ -1.4% vs 02-2026 04-2026: 2.2%▲ +0.6% vs 03-2026 05-2026: 2.1%▼ -1.9% vs 04-2026 06-2026: 2.1%▼ -0.9% vs 05-2026 07-2026: 2.2%▲ +5.4% vs 06-2026 08-2026: 3.0%▲ +32.6% vs 07-2026highest value 09-2026: 2.1%▼ -30.3% vs 08-2026 10-2026: 2.1%● 0.0% vs 09-2026
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2010 lowers the probability for this profile
  • Loss of €4,775, the second in a row (FY 2025) raises the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.36 in 2024; short-term debt: 76.1% and cash: 4.8% of total assets), and 84.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 23%, liquidity 12%, profitability 33%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €4,775, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,775
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9010 sector peers (2025).
NBB · sector comparison
Position among 9010 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
41 d late
2023
27 d late
2022
on the day
2021
29 d late
2020
24 d late
2019
47 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€30,713

Key points

  • Caution: Among the weakest 19% on net resultsector median €8,440 · 9,002 companies -€4,775 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€4,775 View
  • Total assets 20256 fiscal years filed €61,962 View

By topic

Financials

Fiscal year
2025
Total assets
€61,962
Loss
-€4,775
Solvency
15.8%
Total assets▲ 53.9%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 10-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
14-01-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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