Equity
€69,740 from €141,563 in 2018
Equity fell by 51% in 6 years.
S.J. CONSTRUCT
Lifetime
12 annual accounts with figures on one time axispeak €118,222 (2016)
€4,473▼ 34.1%
lowest -€38,991 (2021)
-€13,622▼ €1,570
peak €141,563 (2018)
€69,740▼ 16.3%
€4,279▼ 75.1%
peak 1.8 FTE (2016)
-not published
Board2 names since 2021
1 director
Documentsfilings and deeds
01-08-20251 day late
2024micro format
Gross margin from €6,783 to €4,473Loss of €13,622Change of role: , from manager to director 20-02Equity from €83,361 to €69,740Debts from €17,188 to €4,279Cash from €15,873 to €5,293
Key points
from the 2024 annual accountsLosses
-€25,673 in two years
The 2023 and 2024 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €53,000 estimated
The micro format states no turnover.
Liquidity
15.19 was 4.98 in 2023
Short-term debts fell from €17,188 to €4,279.
Filings
12 annual accounts 105 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
-€13,622
Lower net result than 88% of companies in construction of buildings. Sector median €7,908 · 9,869 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 4,820 companies had the same profile as S.J. CONSTRUCT has now. Each dot stands for 13 companies, two years later.
87.9%
were still trading
10.0%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,820 companies, not a prediction for S.J. CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0830450652
Registered office moved from Arquennes to Ham-sur-Sambre
New registered office: Rue Féral, 33 à 5190 Ham-sur-Sambre · Previous registered office: Chaussée de Nivelles, 167 à 7181 Arquennes · General meeting of 31-10-2025 · Gazette deed
Change of role: , from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Resignation: (tous ses mandats)
General meeting of 27-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.J. CONSTRUCT Jemeppe-sur-Sambre | €74,019 | €4,473 | 94.2% | - |
| Bati-Michiels Wavre | €71,325 | €4,679 | 53.9% | - |
| FAVOR Sint-Gillis (bij-Brussel) | €87,048 | €4,261 | 18.5% | - |
| Inno-concepts Héron | €61,962 | €5,033 | 15.8% | - |
| Construvite Interiors Nivelles | €67,468 | €5,095 | 65.6% | - |
| RENOVATION ET CONSEILS IMMOBILIERS Charleroi | €80,282 | €4,007 | 86.8% | - |
| EURO TECHNO CONSTRUCT Berchem-Sainte-Agathe | €94,317 | €5,333 | 39.4% | - |
These companies have the same main activity as S.J. CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €62,000 and €94,300, founded between 2007 and 2012.
Official details
Source: KBO- Status
- Active since 20-10-2010Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Joint committee
- 124Construction · annual accounts 2024
- Establishment unit
- 2.193.271.0575190 Jemeppe-sur-Sambre, since 17-11-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 12-01-2026
Insights on S.J. CONSTRUCT
S.J. CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €5,934 in 2013 to €4,473 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.J. CONSTRUCT
- What is the company number of S.J. CONSTRUCT?
- The company number of S.J. CONSTRUCT is 0830.450.652. The VAT number is the same number with BE in front: BE 0830.450.652.
- Where is S.J. CONSTRUCT based?
- The registered office is at Rue Féral,Ham 33, 5190 Jemeppe-sur-Sambre.Company details
- What does S.J. CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of S.J. CONSTRUCT?
- S.J. CONSTRUCT is a private limited company (BV).
- When was S.J. CONSTRUCT founded?
- S.J. CONSTRUCT was founded on 20-10-2010.
- Is S.J. CONSTRUCT still active?
- Yes, S.J. CONSTRUCT is an active enterprise in the KBO register.
- How many employees does S.J. CONSTRUCT have?
- S.J. CONSTRUCT had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does S.J. CONSTRUCT fall under?
- In its 2024 annual accounts, S.J. CONSTRUCT states joint committee 124 (Construction).
- What is the turnover of S.J. CONSTRUCT?
- The turnover in financial year 2024 is ≈ €53,000. This figure is estimated from the gross margin of €4,473 and 260 comparable companies (NACE 41001). It probably lies between €27,000 and €98,000. It is a rough estimate.
- Is S.J. CONSTRUCT profitable?
- In financial year 2024, S.J. CONSTRUCT made a loss of €13,622.
- Where can I find the annual accounts of S.J. CONSTRUCT?
- S.J. CONSTRUCT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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