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FP GYPS

Active
Private limited company (pre-2019)founded 2013active for 13 yearsRue Harkay 477, 4400 Flémalle, BelgiumKBO/BCE: BE 0502.956.678
Summary

The computed 12-month bankruptcy probability of FP GYPS is 3.5% (moderate). The 2024 annual accounts show equity of €34,138 and a net result of €5,438. Equity is growing by about 37% per year across the filed financial years. Its solvency ranks better than 75% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Other building finishing work NACE 43350
1 site
Size
€69,623turnover 2024
Equity
€34,138
Profit
€5,438
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.5%
Structure
2025 accounts not filed, 87 days past the deadline3 deeds in the Belgian Official Gazette
Why 50raises riskFigures for financial year 2024 (filed 04-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 3 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2013Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Strong
Solvency 91=
equity 66.1% of total assets
Liquidity 40-22
short-term debt 33.9% · cash 3.6%
Profitability 69-29
return on assets 10.5%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,437 companies, NACE 41, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 0.9%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025 09-2025: 1.4%▲ +0.1 percentage points vs 08-2025 10-2025: 2.1%▲ +0.7 percentage points vs 09-2025 11-2025: 2.2%▲ +0.1 percentage points vs 10-2025 12-2025: 2.1%▼ -0.1 percentage points vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.3 percentage points vs 07-2026 09-2026: 2.5%▲ +0.2 percentage points vs 08-2026 10-2026: 3.5%▲ +1.0 percentage point vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 1.86, compared with 1.79 in 2023, above the usual 1.5; short-term debt: 33.9% and cash: 3.6% of total assets), and 33.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 75% on solvency, 36% on liquidity, 41% on profitability and 63% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 04-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 91 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 91 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
91 days late
2023
71 days late
2022
61 days late
2021
31 days late
2019
32 days late
2018
119 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 68 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Annual accounts filedfinancial year 2022 · micro…

Key points

  • Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
  • Turnover 2024first financial year filed €69,623 View
  • Active since 2013founded 31-01-2013 13 years View

By topic

Financials

Financial year
2024
Turnover
€69,623
Profit
€5,438
Solvency
66.1%
Go to Financials

Timeline

Events
11
Since
2014
  1. 31-12-2022Back to profit
  2. 31-08-2022Annual accounts filed
  3. 01-09-2020Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
31-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about FP GYPS

What is the company number of FP GYPS?
0502.956.678. In Belgium the VAT number is the company number with BE in front: BE 0502.956.678.
Where is FP GYPS based?
The registered office is at Rue Harkay 477, 4400 Flémalle.Company details
What does FP GYPS do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of FP GYPS?
Private limited company (pre-2019) (BVBA).
When was FP GYPS founded?
On 31-01-2013.
Is FP GYPS still active?
Yes, FP GYPS is an active enterprise in the KBO register.
What is the turnover of FP GYPS?
€69,623 in financial year 2024, according to the filed annual accounts.Financials
Is FP GYPS profitable?
In financial year 2024, FP GYPS made a profit of €5,438.
Where can I find the annual accounts of FP GYPS?
FP GYPS filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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