INFORMAT
ActiveSummary
INFORMAT has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,346 and a net result of -€2,391. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 39% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €75,346
- Loss
- -€2,391
Why 87raises riskLiquidity: current ratio 4.92, cash €4, halvedlowers riskFounded in 1990Size: total assets €160,104Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 41% on solvency, 19% on liquidity, 17% on profitability and 36% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €1,975 in 2025 against €1,814 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €221 | €221 | €221 | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €526 | €516 | €364 | €413 | €511 | ▲ 23.9% |
| Gross operating margin9900 | €12,256 | €9,364 | €777 | -€320 | -€1,603 | -€2,707 | -€1,402 | -€1,464 | ▼ 4.5% |
| Operating profit (loss)9901 | €11,287 | €8,617 | -€73 | -€847 | -€2,120 | -€3,070 | -€1,814 | -€1,975 | ▼ 8.9% |
| Financial income75/76B | - | - | - | €3,202 | €3,202 | €3,202 | - | - | - |
| Recurring financial income75 | €3,248 | €3,202 | €3,202 | €3,202 | €3,202 | €3,202 | - | - | - |
| Financial charges65/66B | - | - | - | €4,862 | €894 | €740 | €583 | €415 | ▼ 28.7% |
| Recurring financial charges65 | €8,070 | €5,281 | €4,341 | €4,862 | €894 | €740 | €583 | €415 | ▼ 28.7% |
| Profit (loss) for the period before taxes9903 | €6,466 | €6,537 | -€1,212 | -€2,507 | €189 | -€609 | -€2,397 | -€2,391 | ▲ 0.3% |
| Income taxes67/77 | €366 | €413 | €366 | - | - | - | - | - | - |
| Profit (loss) for the period9904 | €6,099 | €6,124 | -€1,578 | -€2,507 | €189 | -€609 | -€2,397 | -€2,391 | ▲ 0.3% |
| Profit (loss) for the period to be appropriated9905 | €6,099 | €6,124 | -€1,578 | -€2,507 | €189 | -€609 | -€2,397 | -€2,391 | ▲ 0.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €214,438 | €203,050 | €183,652 | €164,195 | €160,107 | €160,114 | €160,108 | €160,104 | = |
| Fixed assets21/28 | €160,762 | €160,541 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €662 | €441 | - | - | - | - | - | - | - |
| Financial fixed assets28 | €160,100 | €160,100 | - | - | - | - | - | - | - |
| Current assets29/58 | €53,676 | €42,509 | €183,652 | €164,195 | €160,107 | €160,114 | €160,108 | €160,104 | = |
| Amounts receivable after more than one year29 | - | - | - | €160,100 | €160,100 | €160,100 | €160,100 | €160,100 | = |
| Other amounts receivable291 | - | - | - | €160,100 | €160,100 | €160,100 | €160,100 | €160,100 | = |
| Stocks and contracts in progress3 | - | - | - | - | - | €0 | €0 | €0 | - |
| Stocks30/36 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €51,030 | €33,302 | €18,028 | €4,056 | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €4,056 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €2,646 | €9,207 | €5,524 | €39 | €7 | €14 | €8 | €4 | ▼ 51.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €214,438 | €203,050 | €183,652 | €164,195 | €160,107 | €160,114 | €160,108 | €160,104 | = |
| Equity10/15 | €78,515 | €84,639 | €83,061 | €80,554 | €80,743 | €80,134 | €77,737 | €75,346 | ▼ 3.1% |
| Contributions10/11 | €18,592 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | - | - | - | €12,395 | €12,395 | €14,254 | €14,254 | €14,254 | = |
| Profit (loss) carried forward14 | €45,669 | €51,794 | €50,215 | €47,708 | €47,897 | €47,288 | €44,891 | €42,500 | ▼ 5.3% |
| Amounts payable17/49 | €135,923 | €118,411 | €100,591 | €83,641 | €79,364 | €79,980 | €82,371 | €84,758 | ▲ 2.9% |
| Amounts payable after more than one year17 | €117,872 | €100,070 | €81,569 | €62,341 | €71,186 | €65,001 | €58,671 | €52,194 | ▼ 11.0% |
| Financial debts170/4 | - | - | - | €62,341 | €71,186 | €65,001 | €58,671 | €52,194 | ▼ 11.0% |
| Amounts payable within one year42/48 | €18,051 | €18,340 | €19,022 | €21,300 | €8,178 | €14,979 | €23,700 | €32,564 | ▲ 37.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | - | €6,330 | €6,477 | ▲ 2.3% |
| Financial debts43 | - | - | - | €20,798 | €6,054 | €6,186 | - | - | - |
| Credit institutions430/8 | - | - | - | €20,798 | €6,054 | €6,186 | - | - | - |
| Trade debts44 | €557 | €539 | €521 | €503 | €909 | €511 | €1,040 | - | - |
| Suppliers440/4 | - | - | - | €503 | €909 | €511 | €1,040 | - | - |
| Other amounts payable47/48 | - | - | - | - | €1,215 | €8,282 | €16,331 | €26,087 | ▲ 59.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,099 | €6,124 | -€1,578 | -€2,507 | €189 | -€609 | -€2,397 | -€2,391 | ▲ 0.3% |
| + Depreciation and write-downs630 | €221 | €221 | €221 | - | - | - | - | - | - |
| Operating cash flow (approximation) | €6,320 | €6,345 | -€1,358 | -€2,507 | €189 | -€609 | -€2,397 | -€2,391 | ▲ 0.3% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - | - | - | - |
| Change in cash | - | €6,561 | -€3,683 | -€5,485 | -€32 | €7 | -€5 | -€4 | ▲ 20.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 36 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 10-06-2026 | 2026-00149581 |
| 31-12-2024 | micro format | 11-06-2025 | 2025-00130697 |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00295720 |
| 31-12-2022 | micro format | 09-06-2023 | 2023-00117986 |
| 31-12-2021 | micro format | 07-06-2022 | 2022-20048461 |
| 31-12-2020 | micro format | 17-06-2021 | 2021-21200239 |
| 31-12-2019 | micro format | 30-06-2020 | 2020-23600430 |
| 31-12-2018 | micro format | 23-07-2019 | 2019-36300347 |
| 31-12-2017 | abbreviated format | 31-07-2018 | 2018-41000550 |
| 31-12-2016 | abbreviated format | 30-06-2017 | 2017-25900202 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| L'HOMME Willem August Jean |
|
Owners and capital
Owners
2 ownersOwners 2
- Ann VAN DER ELSTnatural personSourceown accounts 2017share not stated
- Willem L'HOMMEnatural personSourceown accounts 2017share not stated
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 11-01-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
11-01
Gazette deed
Resignation: L'HOMME Willem August Jean (manager)Reappointment: L'HOMME Willem August Jean (director) · Amendment of the articles · Capital conversion10 facts ▸
- Other provision, 11-12-2023
- General meeting, “buitengewone algemene vergadering van de aandeelhouders, 3800 Sint-Truiden,Tiensesteenweg 184/101” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “vormen en meerderheden statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital
- Director resignation, L'HOMME Willem August Jean (manager)
- Director reappointment, L'HOMME Willem August Jean (director (not named in the articles))
- Director discharge, L'HOMME Willem August Jean
- Registered office clause, “3800 Sint-Truiden,Tiensesteenweg 184/101, Zesde besluit” (deed in Dutch)
Show earlier events
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71353F0047/00H000 | Flanders | 917 m² | 1 · 910 m² | 27.9 m · 7 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van diensten,de hulp,de studie,de raadgeving bij en de organisatie van informaticaprojecten; Groot- en kleinhandel in…” (deed in Dutch)
30 activities (deed in Dutch)
- Het verlenen van diensten,de hulp,de studie,de raadgeving bij en de organisatie van informaticaprojecten.
- Groot- en kleinhandel in informaticaproducten,hard- en software,en alle andere zulkdanige voorwerpen.
- De vennootschap kan onroerende goederen als belegging verwerven en beheren,en onder eender welke vorm,participaties verwerven en/of aanhouden in bestaande of nog op te richten maatschappijen.
- Zij kan deze participaties beheren,te gelde maken en valoriseren,onder meer door deel te nemen aan het bestuur van ondernemingen waarin ze participeert en door ze bijstand te verlenen.
- De vennootschap beoogt de verdere gunstige ontwikkeling van de vennootschappen waarin zij participeert te stimuleren,te plannen en te coördineren.
- Raadgevingen en bijstand verstrekken op financieel,technisch,commercieel,administratief en boekhoudkundig gebied en op vlak van informatica,inzake aankoop,verkoop en ruiling van onroerende of roerende goederen,alsmede overname van handelsfondsen,hypotheekleningen,financiering van bouwprojecten,projectontwikkeling,verzekering,en zo meer.
- Recrutering en selectie van personeel,evenals het organiseren van cursussen,opleidingen en seminaries,die verband houden met het voorwerp of die kunnen bijdragen tot de realisatie ervan.
- Het uitbaten van een schoonheid- en wellness instituut in de meest uitgebreide zin.
- Het voeren van schoonheidsbehandelingen en alle daarmee verband houdende activiteiten zoals gezichtsverzorging,massage,aanbrengen van make-up,huidverzorging,epileren,manicure en pedicure,laser,overige behandelingen zonder beperkend te zijn,
- Het uitvoeren van diensten in verband met lichamelijk welzijn zoals verleend in inrichtingen van thalassotherapie,kuuroorden,vermageringsinstituten,Turkse baden,sauna’s,stoombaden,solariums,massagesalons,fitnesscentra,zonnebankcentra
- Schoonheidsbehandeling via al of niet gepatenteerde systemen,alsook alle behandelingen met een medisch microderm.
- Het aan- en verkopen van zowel in groot- en kleinhandel van schoonheidsproducten en van alle aanverwante producten.
- Klein- en groothandel in reukwerk en cosmetica.
- Klein- en groothandel in toiletartikelen.
- Handelsbemiddeling in parfums,cosmetica,toiletartikelen en reinigingsmiddelen
- Wellness-,beauty- en relaxcentrum.
- Hostessenwerk
- Handel en goederen en diensten die rechtstreeks en onrechtstreeks verband houden met het bovenvermelde : Het onthaal,de omkadering,de begeleiding en het verstrekken van informatie aan personen en instellingen; het bevorderen van public relations en contracten,het opstellen van programma’s en de evaluatie en realisatie ervan; het verstrekken van diensten en adviezen terzake.
- Het geven van cursussen en opleidingen,het organiseren van studiedagen en studiereizen.
- De klein-en groothandel in alle mogelijke producten en diensten voor het bedrijfsleven
- De organisatie van salons,tentoonstellingen,vakbeurzen en andere evenementen met het oog op promotie van diensten of producten
- De organisatie van trainingen op het gebied van verkoopstechnieken,marketing,reclame,enzovoort.
- Consulting op het gebied van beheer en management;
- Consulting op het gebied van sales- en marketingmanagement
- Het uitbaten van gastenkamers,het verzorgen van de ontvangst en het ontbijt voor de gasten,kortom het uitbaten van een bed and breakfast.
- Het organiseren van workshops en het geven van kookcursussen.
- De uitbating van een of meer dieetzaken : het samenstellen van diëten voor cliënten en de begeleiding bij het volgen ervan. Het verlenen van dieetadvies en het geven van voedingsvoorlichting door middel van individueel advies,lezingen,cursussen of gespreksgroepen. Kortom alle activiteiten met betrekking tot het beroep van diëtist.
- De kleinhandel in voedingsmiddelen en voedingssupplementen in het kader van een diëet of sportbeoefening.
- Het verkrijgen,huren,en verhuren,beheren en renoveren en verhandelen van roerende en onroerende goederen.
- Verhuur en aan- en verkoop van alle machines en voertuigen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- INFORMAT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, enkel besluit bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking duur,statutair mogelijk indien benoemd in statuten, bestuursorgaan” (deed in Dutch)“Vaste of evenredige vergoeding,geboekt algemene kosten,los van representatie-,reis- en verplaatsingskosten, algemene vergadering met…” (deed in Dutch)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register aandelen op naam met WVV-vermeldingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte nieuwe aandelen, 15” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “Titel V. Algemene vergadering Artikel 18. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vormen vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)